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Discover It vs Discover Student It Card

Compare Rewards, Interest Rates, Fees, and Benefits

Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to Discover Student It Card, a student and cash back credit card? Read our comparison chart below.

Note: Discover it® Cash Back is a credit card for consumer while Discover it® Student Cash Back is a credit card for student.

 

Discover it® Cash Back

Discover it® Student Cash Back

 Personal Credit CardStudent Credit Card
 
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards$0 Fraud Liability
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 14 months0% introductory APR for 6 months
Introductory APR for Balance Transfers0% introductory APR for 14 months10.99% introductory APR for 6 months
Purchase APR13.74% to 24.74% Variable based on your creditworthiness and other factors14.74% to 23.74% Variable based on your creditworthiness and other factors
Balance Transfers APR13.74% to 24.74% Variable based on your creditworthiness and other factors14.74% to 23.74% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Student Get $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening.
Introductory Bonus Cash BackDiscover will match all the cash back you've earned at the end of your first year (only for new cardmembers).Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards1% cash back on all other purchases.1% cash back on all other purchases.
Bonus Cash Back5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2019:
January - March 2019: Grocery Stores
April - June 2019: Gas Stations, Uber and Lyft
July - September 2019: Restaurants and PayPal
October - December 2019: Amazon.com, Target and Walmart.com
5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2019:
January - March 2019: Grocery Stores
April - June 2019: Gas Stations, Uber and Lyft
July - September 2019: Restaurants and PayPal
October - December 2019: Amazon.com, Target and Walmart.com
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 5% bonus rotating categories
  • Intro APR on purchases and balance transfers
  • No foreign transaction fee
  • No annual fee
Cons:
  • Some merchants don't accept Discover
Pros:
  • Generous cash back
  • Intro APR on purchases
  • No annual fee
Cons:
  • Not all merchants accept Discover
Bottom LineExcellent cash back credit card with no annual fee and low interest rate... Read full reviewExcellent cash back credit card for college students... Read full review
 Read Discover It ReviewRead Discover Student It Card Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.

Disclaimer: The information for the Discover it® Cash Back and Discover it® Student Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on October 1, 2019 from published websites and is believed to be accurate, but not guaranteed.

Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on September 3, 2019 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Discover It or Discover Student It Card?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Discover It or Chase Freedom Unlimited.


Articles on Discover it® Cash Back


Articles on Discover it® Student Cash Back


Which Do You Like and Why?

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Compare Discover It to:

Chase Freedom Unlimited

Chase Freedom Unlimited®

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% for 15 months
0% for 15 months
16.74% - 25.49% Variable
Annual Fee
$0
Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.74% - 24.74% Variable
Annual Fee
$95
American Express Platinum

The Platinum Card® from American Express

Introductory Bonus OfferTravel RewardsAirline RewardsHotel Rewards
Annual Fee
$550

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Compare Discover Student It Card to:


StudentCash Back RewardsCar Rental InsuranceExtended Warranty$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
26.46% (Variable)
$0

Gold Delta SkyMiles
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.49% - 26.49% Variable
$0 introductory annual fee for the first year, then $95

Disclaimer: The information for the Journey® Student Rewards from Capital One® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

How to Pay for College

There's no overstating how expensive it is to get a college education, and the costs are only going up. Tuition alone can easily surpass $100,000 at a four-year school, and that doesn't include textbooks, supplies, or even food. So how do you ...


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.