Discover It vs Discover Student It Card
Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to Discover Student It Card, a student and cash back card? Read our comparison chart below.
Discover it® Cash Back | Discover it® Student Cash Back | |
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Credit Card Interest Rates & Fees | ||
Introductory APR for Purchases | 0% introductory APR for 15 months | 0% introductory APR for 6 months |
Introductory APR for Balance Transfers | 0% introductory APR for 15 months | 10.99% introductory APR for 6 months |
Purchase APR | 17.24% to 28.24% Variable based on your creditworthiness and other factors | 18.24% to 27.24% Variable based on your creditworthiness and other factors |
Balance Transfers APR | 17.24% to 28.24% Variable based on your creditworthiness and other factors | 18.24% to 27.24% Variable based on your creditworthiness and other factors |
Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
Annual Fee | ||
Credit Card Rewards & Benefits | ||
Student | Get $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening. | |
Introductory Bonus Cash Back | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). |
Cash Back Rewards | 1% cash back on all other purchases. | 1% cash back on all other purchases. |
Bonus Cash Back | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
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Bottom Line | Excellent cash back credit card with no annual fee and low interest rate... | Excellent cash back credit card for college students... |
Read Discover It Review | Read Discover Student It Card Review | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover. Disclaimer: The information for the Discover it® Cash Back and Discover it® Student Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. |
Which is Better: Discover It or Discover Student It Card?
Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Discover It or Chase Freedom Unlimited.
Articles on Discover it® Cash Back
Discover It Credit Card Review
Articles on Discover it® Student Cash Back
Discover Student Card Review
Which Do You Like and Why?
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