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Discover it Secured Card vs Capital One Secured Card

Compare Rewards, Interest Rates, Fees, and Benefits

Discover it Secured Card is a secured credit card. How does it compare to Capital One Secured Card, a secured card? Read our comparison chart below.

 

Discover it® Secured

Capital One Platinum Secured

 

Credit Card Interest Rates & Fees

Introductory APR for Balance Transfers10.99% introductory APR for 6 monthsN/A
Purchase APR28.24% Variable based on your creditworthiness and other factors29.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR28.24% Variable based on your creditworthiness and other factors29.99% (Variable) based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

SecuredMinimum refundable security deposit is $200 (up to the amount Discover approves) and your credit line equals your depositReceive an initial $200 credit line with a security deposit of $49, $99 or $200, depending on your creditworthiness
Cash Back RewardsEarn unlimited 1% cash back on all other purchases 
Gas RewardsEarn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter 
Dining RewardsEarn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter 

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Discover it® Secured and Capital One Platinum Secured has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover it Secured Card: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed.

Capital One Secured Card: Pricing information including interest rates, rewards, benefits and fees was obtained on April 17, 2024 from published websites and is believed to be accurate, but not guaranteed.


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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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