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Discover it Miles vs Bank of America Travel Rewards

Compare Rewards, Interest Rates, Fees, and Benefits

Discover it Miles is an excellent credit card with no annual fee for domestic travelers. How does it compare to Bank of America Travel Rewards, a travel credit card? Read our comparison chart below.

 

Discover it® Miles

Bank of America® Travel Rewards Credit Card

 
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsBonus Airline RewardsNo Expiration on Rewards
Introductory Bonus Reward PointsTravel RewardsNo Expiration on Rewards$0 Fraud Liability
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 14 months0% Introductory APR on purchases for 12 billing cycles
Introductory APR for Balance Transfers10.99% introductory APR for 14 monthsN/A
Purchase APR12.24% to 24.24% Variable based on your creditworthiness and other factors16.24% to 24.24% Variable APR based on your creditworthiness and other factors
Balance Transfers APR12.24% to 24.24% Variable based on your creditworthiness and other factors16.24% to 24.24% Variable APR based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Discover will match all the miles you've earned at the end of your first year (only for new cardmembers). 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 20,000 online bonus points if you spend at least $1,000 on purchases within the first 90 days of opening your account.
Travel RewardsTravel Rewards: 1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time.Travel Rewards: Earn 1.5 points per $1 spent on all purchases
Airline RewardsAirline Rewards: 1.5x Miles on every dollar you spend on purchases. 
Bonus Airline RewardsBonus Airline Rewards: Discover pays you back for your in-flight Wi-Fi fees-up to $30 a year-with an automatic statement credit.* 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 1.5x miles on purchases
  • No annual fee
  • First year promotional miles offer
  • No foreign transaction fee
Cons:
  • Some merchants don't accept Discover
Bottom LineExcellent credit card with no annual fee for domestic travelers... Read full review Read full review
 Read Discover it Miles ReviewRead Bank of America Travel Rewards Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Discover it® Miles and Bank of America® Travel Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover it Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2018 from published websites and is believed to be accurate, but not guaranteed.

Bank of America Travel Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on December 31, 2017 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Discover it Miles or Bank of America Travel Rewards?

Still need help deciding which travel card is better? Read the in-depth reviews below. You may also be interested in comparing Discover it Miles or Chase Sapphire Preferred.


Explore Discover it® Miles In-Depth


Explore Bank of America® Travel Rewards Credit Card In-Depth


Which Do You Like and Why?

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    No Foreign Transaction Fee Credit Cards

    Most credit cards tack on a 3% charge, or foreign transaction fee, on purchases made outside the United States. If you travel internationally with a no foreign transaction fee credit card, you'll save money on your purchases.

Compare Discover it Miles to:

Chase Sapphire Preferred
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.24% - 24.24% Variable
$0 Intro for the First Year, then $95

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Credit Cards for International Travel

The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. Read this before you take off.

Compare Bank of America Travel Rewards to:

Barclaycard Arrival Plus

Barclaycard Arrival Plus® World Elite Mastercard®

Introductory Bonus Airline RewardsTravel RewardsAirline RewardsHotel Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/A
0% for 12 months (on balance transfers made within 45 days of account opening)
17.24%, 21.24% or 24.24% Variable
Annual Fee
$89 - Waived first year
Chase Freedom Unlimited

Chase Freedom Unlimited®

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% for 15 months
0% for 15 months
16.24% - 24.99% Variable
Annual Fee
$0
Chase Sapphire Reserve

Chase Sapphire Reserveā„ 

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.24% - 24.24% Variable
Annual Fee
$450


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.