Save money and be informed. CreditDonkey is a crypto comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Crypto.com vs BlockFi

Crypto.com is a good all-around crypto exchange with reasonable fees. How does it compare to BlockFi? Read our comparison chart below.

Crypto.com is a full-service cryptocurrency exchange with a range of coins more extensive than most popular exchanges. Among their features are interest accounts on stablecoins and cryptocurrencies, an NFT marketplace, and a Pay feature that allows users to spend crypto real time.

While BlockFi offers cryptocurrency borrowing and lending services. While their exchange is quite limited, their main products are their interest accounts and crypto-backed loans. They also have a crypto rewards card.

Compare Crypto.com with BlockFi, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Crypto.comBlockFi
 Visit SiteVisit Site
 

Crypto.com

BlockFi

SPECIAL OFFER
USD $10 Sign Up Bonus - Learn More

Read Crypto.com Review

SPECIAL OFFER
Get Up to $250 in Bonus BTC - Learn More

Read BlockFi Review

 

Benefits and Features

Annual Fee
None
 
Cryptocurrency Trading
Check
 
Minimum Deposit
$1
$0
Cryptocurrencies SupportedBTC, CRO, ETH, XRP, LTC, EOS, XLM, USDC, ATOM, LINK, XTZ, BCH, VET, ICX, ADA, ENJ, ALGO, KNC, NEO, DAI, PAXG, BAT, COMP, OMG, MANA, QTUM, CELR, MKR, UNI, YFI, BAND, EGLD, WBTC, AAVE, DOT, REN, ONT, LRC, CRV, ZIL, GRT, BNT, KSM, SKL, NEAR, SNX, BAL, STX, DOGE, UMA, FLOW, SAND, ZRX, FIL, THETA, ANKR, MATIC, CHZ, OCEAN, WAVES, RLY, STORJ, HOT, 1INCHBitcoin, Ethereum, Litecoin, Chainlink, PAX Gold, USDC, Binance USD, PAX, GUSD, BAT, DAI, UNI
Countries SupportedWorldwide in 100+ markets, depending on the legality of BitcoinWorldwide, except for countries that are sanctioned or watch-listed
Fiat Currencies Supported
Over 20
USD
Digital Wallet
Yes
Yes
Transaction FeeTiered Maker-Taker Fee Structure based on 30-Day Trade Volume from 0.04% to 0.4% with discounts from 10% to 100% for staking CRO
No
Copy Trading
No
No
Limit Orders
Yes
No
Margin Trading
Yes
No
Spread
0.25% - 0.5%
0.7% - 1.5%
Interest Accounts
Up to 14.5%
Up to 7.5% (Not Available in US)
Crypto Loans
Yes
Yes
Bitcoin (BTC) Interest Rates
0.2% - 6%
2% - 3.5%
Ethereum (ETH) Interest Rates
0.2% - 6%
2% - 3.5%
Bank Account Purchase Fee
No
No
Litecoin (LTC) Interest Rates
0.1% - 5%
0% - 2%
Debit Card Purchase Fee
0%
No
Tether (USDT) Interest Rates
0.4% - 10%
 
USD Coin (USDC) Interest Rates
0.4% - 10%
6% - 7.5%
Mobile App
Yes
Yes
ACH Transfer Fee
No
No
Wire Transfer Fee
No
No
Crypto Conversion Fee
No
No
Withdrawal FeeVary by coin: Bitcoin: 0.0001 - 0.0005 BTC, Ethereum: 0.0001 - 0.004 ETH, Litecoin: 0.001 - 0.002 LTCVaries based on cryptocurrency: 0.00075 BTC, 0.015 ETH, 0.001 LTC
Other Fees 2% Origination Fee on crypto-backed loans
Address Allowlisting
Yes
Yes
Anonymity
No
No
Biometric Login
Yes
Yes
Cold Storage
Yes
Yes
Maximum Trading AmountMaximum Trading Amount varies by coin: Bitcoin: 20, Ethereum: 480, Litecoin: 887Single-trade limit of $1.2m USD or equivalent
Two-Factor Authentication
Yes
Yes
Withdrawal Limit10 BTC equivalent per rolling 24 hour period; $100,00 per day and $500,000 per month7-day Withdrawal Limit varies by cryptocurrency: 100 BTC, 5,000 ETH, 10,000 LTC.
Up to $5,000 USD via direct bank withdrawal
Binance USD (BUSD) Interest Rates 
6% - 7.5%
Dai (DAI) Interest Rates 
3.5% - 6%
Gemini Dollar (GUSD) Interest Rates 
6% - 7.5%
Paxos Standard (PAX) Interest Rates 
6% - 7.5%
Stake Crypto
CRO
 
 

CreditDonkey® Reviews

 Crypto.comBlockFi
Cryptocurrency TradingStarStarStarStarStarStarStarStarEmpty StarEmpty Star
Interest AccountsStarStarStarStarHalf StarStarStarStarStarEmpty Star
Crypto LoansStarEmpty StarEmpty StarEmpty StarEmpty StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarHalf StarEmpty Star
Mobile AppStarStarStarStarEmpty StarStarStarStarStarHalf Star
Commissions and FeesStarStarStarStarHalf StarStarStarStarStarHalf Star
Ease of UseStarStarStarStarHalf StarStarStarStarStarEmpty Star
ResearchStarStarStarStarHalf StarStarEmpty StarEmpty StarEmpty StarEmpty Star
SafetyStarStarStarStarStarStarStarStarStarStar
Pros & ConsPros:
  • Wide variety of altcoins
  • Extensive features
  • Excellent security
Cons:
  • Crypto loans not available in USA
  • Slow customer service
Pros:
  • Earn crypto rewards
  • No commissions (only charges a spread)
  • Excellent customer service
Cons:
  • Only supports 8 coins
  • Withdrawal restrictions
  • Slow withdrawal times (up to 7 days)
Bottom LineGood all-around crypto exchange with reasonable fees... Read full reviewGood custodian for earning interest on crypto... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Crypto.com: Pricing information from published website as of 07/07/2022.

BlockFi: Pricing information from published website as of 07/01/2022. BlockFi Interest Accounts are not available in the United States.

Crypto.com

USD $10 Sign Up Bonus

You will need to stake in $1000 CRO to earn USD $10 worth of CRO. Only the first amount of CRO you stake is used to calculate the sign-up bonus.

BlockFi

Get Up to $250 in Bonus BTC

DepositCrypto Bonus
$100 - $1,499$15
$1,500 - $19,999$20
$20,000 - $39,999$40
$40,000 - $74,999$75
$75,000 - $99,999$100
$100,000+$250

BlockFi

BlockFi Rewards Visa® Signature Credit Card

  • Earn 1.5% back in crypto on every single purchase.
  • No annual fee. No foreign transaction fees
  • Know if you're approved without affecting your credit score. A soft credit pull happens before you've accepted the credit card offer. A hard credit pull occurs when you've accepted your credit card offer, which can have an impact on your credit score.
  • Earn 2% back in crypto on every purchase over $30,000 of annual spend. Rewards rate increases from 1.5% to 2% after $30,000 of spend has been achieved and resets on the card anniversary date every year.
  • On top of the rewards you get from BlockFi, your BlockFi Rewards Visa Signature card gives you instant access to once-in-a-lifetime travel, fine wine and food, sporting events, shopping and more.
  • Your BlockFi Rewards Visa Signature card comes with 24/7 access to your Visa Signature® Concierge* for assistance booking travel, transportation, accommodations, event tickets—even restaurant reservations and golf tee times.
BlockFi

$250 Bitcoin Bonus When You Fund Your New Account

New BlockFi clients who sign up with a specific partner referral code and fund their account during the promotion period (current calendar month ending at 23:59:59 UTC on the last day of the month) are eligible to receive a tiered bonus paid in BTC.

To be eligible for the promotion, this must be your first ever transfer to the BlockFi Wallet and you must maintain a $100,000+ account balance through the 14th of the month at 23:59:59 UTC two and a half months from the month of eligibility in order to remain eligible.

Eligible payouts occur on or before the second Friday of every month on a rolling basis. The bonus will be paid in BTC based on the prevailing market price at the time of payment. Payout will be based on your average daily balance (USD equivalent) maintained through 23:59:59 UTC on the 14th of the month you are eligible to be paid on. Any withdrawals made before 23:59:59 UTC on the 14th of the month you are eligible to be paid out on may affect your tier.

There is a maximum of one bonus per client. This offer is not valid in conjunction with any other current or past promotions and the promo code on the account will be used to determine promo eligibility for new accounts.

Which is Better: Crypto.com or BlockFi?

Still need help deciding which crypto is better? Read the in-depth reviews below. You may also be interested in comparing Crypto.com or eToro.

In short: Crypto.com's cryptocurrency trading and research are worth mentioning. In particular, the cryptocurrency trading is impressive. BlockFi's crypto loans is notable.


Articles on Crypto.com

Crypto.com

Crypto.com is a one-stop shop for everything crypto—from Bitcoin to NFTs, they've got pretty much everything. But is it legit?

Coinbase vs Crypto.com

Coinbase is one of the most popular cryptocurrency exchanges. Crypto.com aims to be a one-stop-shop for everything crypto. But how do they compare?

Articles on BlockFi

BlockFi Review

BlockFi lets you buy, sell, earn and borrow cryptocurrency. But is it safe? Read on to find out.

How Does BlockFi Work

BlockFi is a popular crypto platform offering high interest accounts and the ability to take loans against the value of your coins. Find out how it works.

How Does BlockFi Make Money

BlockFi lets you earn interest on your crypto and take loans against the value of your coins. But how does BlockFi make money? Keep reading to find out.

BlockFi Fees

Interested in taking advantage of BlockFi's interest accounts or crypto-backed loans? Before you take the leap, understand the fees they charge.

BlockFi vs Crypto.com

Looking to earn interest on your crypto or get a crypto-backed loan? Find out whether Crypto.com or BlockFi is right for you, plus the pros/cons of each.

BlockFi vs Nexo

Nexo and BlockFi both let you earn interest and take loans against your cryptocurrency. But which one is right for you? Read on to find out.

Which Do You Think is Best?





You Might Also Like

How to Get Free Cryptocurrency

How to Get Free Cryptocurrency

Looking for ways to get crypto without breaking the bank? You may be surprised to find there are places where you can get crypto for free.
Best Bitcoin Lending Sites

Best Bitcoin Lending Sites

Whether you're a lender or a borrower, there's a lot of benefit to using Bitcoin lending sites. But which one is best?
10 Best Cryptocurrency App for Beginners

10 Best Cryptocurrency App for Beginners

So you've finally decided to take the plunge into crypto, and you're wondering where to get started. Review these top-rated cryptocurrency apps for beginners.
How to Invest in Bitcoin BTC

How to Invest in Bitcoin BTC

Bitcoin is the most popular cryptocurrency in the world. So how can you buy it? Review the simple process of how to buy Bitcoin in this guide.
Best Places to Buy Bitcoin

Best Places to Buy Bitcoin

In the last decade, Bitcoin has gone from a niche digital currency to an economic powerhouse. Discover the best places to buy Bitcoin in this guide.
Best Crypto Interest Accounts

Best Crypto Interest Accounts

Crypto interest accounts let you earn interest on your crypto. Find out who offers the highest rates and the best security.
Coinbase Alternatives

Coinbase Alternatives

Coinbase is the most popular crypto exchange, but it's also expensive. See how it compares against alternatives like eToro, BlockFi, Gemini, and more.
Best Cryptocurrency Exchange

Best Cryptocurrency Exchange

Want to invest in crypto? The right platform can help you start trading. Here are the best exchanges to safely buy bitcoin and other cryptos.

Next Page:

About CreditDonkey
CreditDonkey is a crypto comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2022 CreditDonkey Inc. All Rights Reserved.