Coinbase vs Acorns

Coinbase is a good beginner-friendly exchange with relatively high fees. How does it compare to Acorns? Read our comparison chart below.

Coinbase is a large, beginner-friendly crypto exchange with relatively high fees. Through their easy-to-use app they offer a range of features including staking, educational rewards, and limited crypto-backed loans.

While Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee starts at $3/month for accounts. There is no minimum to open.

Compare Coinbase with Acorns, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Coinbase	Acorns


	SPECIAL OFFER Earn $5 in bitcoin on your first trade on Coinbase - Learn More Read Coinbase Review	SPECIAL OFFER $10 Sign-Up Bonus - Learn More Read Acorns Review
	Benefits and Features
Savings		No
Stock Trading	No	Part of service fee. No add-on trading fees.
Options Trading	No	No
Annual Fee	None	$3/mo for Acorns Personal (includes personal taxable account, IRA, and checking account) $5/mo for Acorns Family (includes everything in Personal plus investment accounts for kids)
Cryptocurrency Trading		No
Minimum Deposit	$2	$0
Checking		Yes
Mutual Fund Trading		No
Commission Free ETFs		A selection automatically chosen by Acorns
Phone Support		Yes
Live Chat Support		No
Email Support		Yes
Human Advisors		No
Robo Advisor		Yes
Assets Under Management		$4.7 Billion
Tax Loss Harvesting		No
Goal Tracker		Yes
Automatic Deposits		Yes
Broker Assisted Trades		Acorns automatically invest and trade for you
Good For		Beginners; Passive investors; Those who have trouble saving/investing on their own
Inactivity Fee		None, but you will keep paying the monthly fee
Maintenance Fee		Monthly fee for the service
Online Platform		Yes
Ethereum (ETH) Interest Rates	6.0%
iPhone App		Yes (4.7 stars, 760k ratings)
Android App		Yes (4.3 stars, 156k ratings)
USD Coin (USDC) Interest Rates	0.15%
Banking		Included in Acorns Personal ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide.
Mobile App	Yes	Yes
Two-Factor Authentication	SMS or Google Authenticator	Yes
Locations		No
Online Community		No
Seminars		No
Stake Crypto	ALGO, ATOM, ETH, XTZ, ADA
Virtual Trading		No
Fractional Shares		Yes
Taxable Accounts		Yes
401k Plans		No
IRA Accounts		Yes
Roth IRA Accounts		Yes
SEP IRA Accounts		Yes
Trust Accounts		No
529 Plans		No
	CreditDonkey® Reviews

Cryptocurrency Trading
Interest Accounts
Crypto Loans
Mobile App
Commissions and Fees
Ease of Use
Research
Safety
Annual Fee
Minimum Deposit
Customer Service
Pros & Cons	Pros: Simple interface for beginners 160 supported coins Earn cryptos by learning Cons: Expensive and complex trading fee structure Only email support	Pros: No minimum investment Invest with spare change Cash-back program Cons: Fees are high for small balances No tax benefits Limited investment options
Bottom Line	Good beginner-friendly exchange with relatively high fees... Read full review	Investment app that automatically invests your spare change. Good for young investors to get into the habit... Read full review

	Earn $5 in bitcoin on your first trade on Coinbase Buy and Sell Cryptocurrency Learn Crypto, Earn Crypto	$10 Sign-Up Bonus $5 Sign-Up Bonus Try Acorns Today!
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Coinbase: Pricing information from published website as of 04/13/2021. Acorns: Pricing information from published website as of 09/28/2020.

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Which is Better: Coinbase or Acorns?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Coinbase or Ally Invest.

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Comments

Olivia Tabor from Texas
on April 2019 said about Acorns:
I have both Acorns and Robinhood and even though they each serve a different purpose I don't have the freedom of stock purchase that I really like. I believe Acorns diversifies for my needs more effectively.

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