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Coinbase vs Acorns

Coinbase is a good beginner-friendly exchange with relatively high fees. How does it compare to Acorns? Read our comparison chart below.

Coinbase is a large, beginner-friendly crypto exchange with relatively high fees. Through their easy-to-use app they offer a range of features including staking, educational rewards, and limited crypto-backed loans.

While Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee starts at $3/month for accounts. There is no minimum to open.

Compare Coinbase with Acorns, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Acorns
 Learn MoreVisit Site
 

Coinbase

Acorns

SPECIAL OFFER
Earn $5 in bitcoin on your first trade on Coinbase - Learn More

Read Coinbase Review

SPECIAL OFFER
$10 Sign-Up Bonus - Learn More

Read Acorns Review

 

Benefits and Features

Savings 
No
Stock Trading
No
Part of service fee. No add-on trading fees.
Options Trading
No
No
Annual Fee
None
  • $3/mo for Acorns Personal (includes personal taxable account, IRA, and checking account)
  • $5/mo for Acorns Family (includes everything in Personal plus investment accounts for kids)
Cryptocurrency Trading
Check
No
Minimum Deposit
$2
$0
Checking 
Yes
Mutual Fund Trading 
No
Commission Free ETFs A selection automatically chosen by Acorns
Phone Support 
Yes
Live Chat Support 
No
Email Support 
Yes
Human Advisors 
No
Robo Advisor 
Yes
Assets Under Management 
$4.7 Billion
Tax Loss Harvesting 
No
Goal Tracker 
Yes
Automatic Deposits 
Yes
Broker Assisted Trades Acorns automatically invest and trade for you
Good For Beginners; Passive investors; Those who have trouble saving/investing on their own
Inactivity Fee None, but you will keep paying the monthly fee
Maintenance Fee 
Monthly fee for the service
Online Platform 
Yes
Ethereum (ETH) Interest Rates
6.0%
 
iPhone App 
Yes (4.7 stars, 760k ratings)
Android App 
Yes (4.3 stars, 156k ratings)
USD Coin (USDC) Interest Rates
0.15%
 
Banking Included in Acorns Personal ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide.
Mobile App
Yes
Yes
Two-Factor Authentication
SMS or Google Authenticator
Yes
Locations 
No
Online Community 
No
Seminars 
No
Stake Crypto
ALGO, ATOM, ETH, XTZ, ADA
 
Virtual Trading 
No
Fractional Shares 
Yes
Taxable Accounts 
Yes
401k Plans 
No
IRA Accounts 
Yes
Roth IRA Accounts 
Yes
SEP IRA Accounts 
Yes
Trust Accounts 
No
529 Plans 
No
 

CreditDonkey® Reviews

 Acorns
Cryptocurrency TradingStarStarStarStarStar
Interest AccountsStarStarEmpty StarEmpty StarEmpty Star
Crypto LoansStarEmpty StarEmpty StarEmpty StarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarStarHalf Star
Commissions and FeesStarStarStarHalf StarEmpty Star
Ease of UseStarStarStarStarStarStarStarStarStarStar
ResearchStarStarStarStarStar
SafetyStarStarStarStarHalf Star
Annual FeeStarStarStarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Simple interface for beginners
  • 160 supported coins
  • Earn cryptos by learning
Cons:
  • Expensive and complex trading fee structure
  • Only email support
Pros:
  • No minimum investment
  • Invest with spare change
  • Cash-back program
Cons:
  • Fees are high for small balances
  • No tax benefits
  • Limited investment options
Bottom LineGood beginner-friendly exchange with relatively high fees... Read full reviewInvestment app that automatically invests your spare change. Good for young investors to get into the habit... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Coinbase: Pricing information from published website as of 04/13/2021.

Acorns: Pricing information from published website as of 09/28/2020.

Which is Better: Coinbase or Acorns?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Coinbase or Ally Invest.


Articles on Coinbase

Coinbase Review

Coinbase is a digital currency exchange where you can buy and sell cryptocurrency. Find out if it's safe, and how it compares to other crypto exchanges.

Is Coinbase Safe

Coinbase is one of the most popular cryptocurrency exchanges out there. But is it safe? Read on to find out.

Coinbase vs Gemini

Coinbase and Gemini are two leading trading platforms where you can trade Bitcoin and other popular cryptocurrencies. But how do they stack up?

Coinbase vs Robinhood

Investors new to crypto have no doubt heard of Robinhood and Coinbase. But which is better for crypto trading? Read on to learn the pros and cons of each.

Coinbase vs BlockFi

Coinbase and BlockFi are some of the biggest names in crypto trading. But how do you choose which platform to use? Get to know the pros and cons of each.

Alternatives to Coinbase

Coinbase is the most popular crypto exchange, but it's also expensive. See how it compares against alternatives like eToro, BlockFi, Gemini, and more.

Articles on Acorns

Acorns

Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit.

Is Acorns Legit or Safe

Acorns lets you invest spare change from every purchase. But is it safe to use? Learn just how secure the micro-investing app is.

How to Make Money Using Acorns

Acorns "rounds up" everyday purchases and invests it for you. What's the catch? Read this review to find out how to make money using the app.

Comments

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