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Citi ThankYou Premier vs Citi Thank You Preferred

Compare Rewards, Interest Rates, Fees, and Benefits

Citi ThankYou Premier is a good rewards card for people on the go. How does it compare to Citi Thank You Preferred? Read our comparison chart below.

Keep in mind, the Citi ThankYou Premier has a $95 annual fee; annual fee waived for the first 12 months*, while the Citi Thank You Preferred has a $0 annual fee.

 

Citi ThankYou® Premier Card

Citi ThankYou® Preferred Card

 
Introductory Bonus Reward PointsTravel RewardsPoint RewardsNo Expiration on RewardsNo Limits on Rewards
Point RewardsNo Expiration on RewardsDining RewardsCar Rental InsuranceTravel Accident Insurance
 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0%* introductory APR for 15 months*
Introductory APR for Balance TransfersN/A0%* introductory APR for 15 months*
Purchase APR15.99% to 24.99%* (Variable) based on your creditworthiness and other factors14.99% to 24.99%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR15.99% to 24.99%* (Variable) based on your creditworthiness and other factors14.99% to 24.99%* (Variable) based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee3% of each purchase transaction in US dollars.
Annual Fee$95 annual fee; annual fee waived for the first 12 months*$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earns 50,000 bonus points after you spend $4,000 within the first 3 months of account opening. 
Travel RewardsTravel Rewards: Earn 3x points on travel (including gas) 
Point RewardsPoint Rewards: Earn 1x points on other purchasesPoint Rewards: Earn 1 ThankYou Point per dollar on other purchases
Dining RewardsDining Rewards: Earn 2 ThankYou Points per dollar spent on purchases for dining at restaurants and entertainmentDining Rewards: 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 3x points for travel
  • 2x points for dining and entertainment
  • No foreign transaction fees
Cons:
  • $95 annual fee
  • No intro APR
Pros:
  • Intro APR
  • No annual fee
Cons:
  • 3% foreign transaction fee
Bottom LineGood rewards card for people on the go... Read full reviewGood rewards credit card for those who do not like annual fees... Read full review
 Read Citi ThankYou Premier ReviewRead Citi Thank You Preferred Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Disclaimer: The information for the Citi ThankYou® Premier Card and Citi ThankYou® Preferred Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Citi ThankYou Premier: Pricing information including interest rates, rewards, benefits and fees was obtained on March 27, 2018 from published websites and is believed to be accurate, but not guaranteed.

Citi Thank You Preferred: Pricing information including interest rates, rewards, benefits and fees was obtained on March 27, 2018 from published websites and is believed to be accurate, but not guaranteed.


Explore Citi ThankYou® Premier Card In-Depth


Explore Citi ThankYou® Preferred Card In-Depth


Which Do You Like and Why?

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Compare Citi ThankYou Premier to:

Chase Sapphire Preferred
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.49% - 24.49% Variable
$0 Intro for the First Year, then $95


Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
14.49% - 24.49% (Variable)
$0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.