Citi Premier vs Chase Sapphire Preferred® Card

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Citi Premier is a good rewards card for people on the go. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? Read our comparison chart below.

	Read Citi Premier Review
	Citi Premier℠ Card	Chase Sapphire Preferred® Card
	Credit Card Interest Rates & Fees
Purchase APR	15.99% to 23.99%* (Variable) based on your creditworthiness and other factors	15.99% to 22.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	15.99% to 23.99%* (Variable) based on your creditworthiness and other factors	15.99% to 22.99% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	$0
Annual Fee	$95 annual fee	$95 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Offer	Earns 60,000 bonus points after you spend $4,000 within the first 3 months of account opening.	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Travel Rewards	Earn 3 points per $1 spent on travel (including gas)	2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
Airline Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Earn 1 point per $1 spent on other purchases	2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Dining Rewards	Earn 2 points per $1 spent on purchases at restaurants and on entertainment	2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners	Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic.	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 3 points per $1 spent on travel 2 points per $1 spent at restaurants and on entertainment No foreign transaction fees Cons: $95 annual fee No intro APR	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line	Good rewards card for people on the go... Read full review	High-earning rewards card for those with excellent credit... Read full review
	Read Citi Premier Review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Citi Premier℠ Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi Premier: Pricing information including interest rates, rewards, benefits and fees was obtained on March 20, 2020 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Citi Premier or Chase Sapphire Preferred?

Still need help deciding which points credit card is better? Read the in-depth reviews below. You may also be interested in comparing Citi Premier or American Express Gold.

Articles on Citi Premier℠ Card

Citi Premier Review
If you're looking for an all-purpose rewards credit card that offers a mix of travel perks, the Citi Premier card deserves a look. This card offers triple reward points for travel, double reward points for dining and entertainment, and a long list of travel protections. Read on to see if the card is worth the $95 annual fee.
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Articles on Chase Sapphire Preferred® Card

Chase Sapphire Preferred
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
• Chase Sapphire Preferred vs Chase Sapphire Reserve
• Chase Sapphire Preferred vs American Express Gold
• Chase Sapphire Preferred vs American Express Platinum
Chase Sapphire Card Benefits
Maximize the benefits of Chase Sapphire Preferred. Read on to learn about 20+ valuable perks that you may not know about.
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Credit Score Needed for Chase Sapphire
Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.
• Chase Sapphire Preferred vs Discover It
• Chase Sapphire Preferred vs Amex EveryDay
• Chase Sapphire Preferred vs Blue Cash Preferred
Chase Sapphire Rewards
Chase Sapphire cards offer some of the best travel rewards. Here's what you need to know, including how to earn points and redeem them for maximum value.
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Chase Sapphire Preferred Credit Score Needed
Chase Sapphire Preferred usually requires great credit, which means 720 or more. However, many users can be approved with a lower score. Find out the credit requirements needed.
• Chase Sapphire Preferred vs Chase Slate
• Chase Sapphire Preferred vs Chase Freedom Unlimited
• Chase Sapphire Preferred vs Citi Double Cash
Chase Sapphire Preferred Rental Car Insurance
Chase Sapphire Preferred offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim.
• Chase Sapphire Preferred vs Discover it Miles
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Chase Sapphire Preferred Credit Limit
Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
Chase Sapphire Preferred Login
Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits.
Chase Sapphire Preferred Referral
You can earn up to 75,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.
Chase Sapphire Points Transfer
Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

Which Do You Like and Why?

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Chase Sapphire Preferred vs Citi Premier
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No Foreign Transaction Fee Credit Cards
Most credit cards tack on a 3% charge, or foreign transaction fee, on purchases made outside the United States. If you travel internationally with a no foreign transaction fee credit card, you'll save money on your purchases.

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Compare Chase Sapphire Preferred to:

Chase Sapphire Reserve® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 16.99% - 23.99% Variable Annual Fee $550

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A See Rates & Fees Annual Fee $250

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A N/A Annual Fee $550

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