CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Citi Thank You Preferred vs Citi Diamond Preferred

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Thank You Preferred is a good rewards credit card for those who do not like annual fees. How does it compare to Citi Diamond Preferred, a Balance Transfer credit card? Read our comparison chart below.

 

Citi ThankYou® Preferred Card

Citi Diamond Preferred® Card

 
Point RewardsNo Expiration on RewardsDining RewardsCar Rental InsuranceTravel Accident Insurance
 
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0%* introductory APR for 15 months*0%* introductory APR for 12 months*
Introductory APR for Balance Transfers0%* introductory APR for 15 months*0%* introductory APR for 21 months*
Purchase APR14.99% to 24.99%* (Variable) based on your creditworthiness and other factors14.49% to 24.49%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR14.99% to 24.99%* (Variable) based on your creditworthiness and other factors14.49% to 24.49%* (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Point RewardsPoint Rewards: Earn 1 ThankYou Point per dollar on other purchases 
Dining RewardsDining Rewards: 2 ThankYou Points per dollar spent on dining at restaurants and entertainment 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Intro APR
  • No annual fee
Cons:
  • 3% foreign transaction fee
Pros:
  • Intro APR for 21 months on balance transfers
  • Intro APR for 12 months on purchases
  • No Annual Fee
Cons:
  • No Rewards
Bottom LineGood rewards credit card for those who do not like annual fees... Read full reviewExcellent card for people who carry a balance... Read full review
 Read Citi Thank You Preferred ReviewRead Citi Diamond Preferred Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Disclaimer: The information for the Citi ThankYou® Preferred Card and Citi Diamond Preferred® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Citi Thank You Preferred: Pricing information including interest rates, rewards, benefits and fees was obtained on March 27, 2018 from published websites and is believed to be accurate, but not guaranteed.

Citi Diamond Preferred: Pricing information including interest rates, rewards, benefits and fees was obtained on March 27, 2018 from published websites and is believed to be accurate, but not guaranteed.


Explore Citi ThankYou® Preferred Card In-Depth


Explore Citi Diamond Preferred® Card In-Depth


Which Do You Like and Why?

Name
Email (won't be published)


You Might Also Like

    Citibank Balance Transfer Offers

    Check out current Citi balance transfer offers and start saving. Whether you're transferring a balance to or from a Citi card, know these vital tips.

Compare Citi Thank You Preferred to:

Chase Sapphire Preferred
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.24% - 24.24% Variable
$0 Intro for the First Year, then $95

You might also be interested in

Chase Freedom Unlimited vs Slate

Looking to make a large purchase or pay down credit card debt? Chase Slate or Chase Freedom Unlimited might be for you.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.