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Citi Prestige vs The Platinum Card® from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Citi Prestige is a points credit card. How does it compare to American Express Platinum, a travel and airline credit card? Read our comparison chart below.

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Citi Prestige® Card

The Platinum Card® from American Express

Introductory Bonus OfferAirline RewardsHotel RewardsPoint RewardsNo Expiration on Rewards
Introductory Bonus OfferTravel RewardsAirline RewardsHotel RewardsPoint Rewards

Credit Card Interest Rates & Fees

Purchase APR16.99% to 23.99%* (Variable) based on your creditworthiness and other factorsN/A
Balance Transfers APRSee Issuer's WebsiteN/A
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$495 annual fee$550 annual fee
 Terms Apply. See Rates & Fees

Credit Card Rewards & Benefits

Introductory Bonus OfferEarn 50,000 bonus points after spending $4,000 within 3 months of account opening.Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Travel Rewards Travel Rewards
Airline RewardsEarn 5x points on air travel5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Hotel RewardsEarn 3x points on hotels5X Membership Rewards points on prepaid hotels booked on
Point RewardsEarn 1x points on other purchases1 point for virtually every dollar spent.
Airline Status$250 Travel Credit each calendar year for eligible travel purchases
Complimentary Priority Pass™ Select membership.
$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel StatusComplimentary 4th Night at a hotel of your choice after a minimum 4 consecutive night booking through Note: Beginning 9/1/2019, this benefit will be capped at 2 times, each year.Enroll for complimentary Marriott Bonvoy Gold Status.
Enroll for complimentary Hilton Honors Gold Status.
Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
Dining RewardsEarn 5x points at restaurants 
Airline Transfer PartnersAirline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic.Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Travel benefits
  • 60,000 bonus points after you spend $5000 in first 3 months
  • Concierge service
  • $550 annual fee
Bottom LineExcellent card for frequent travelers... Read full review
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What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi Prestige® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Prestige: Pricing information including interest rates, rewards, benefits and fees was obtained on March 20, 2020 from published websites and is believed to be accurate, but not guaranteed.

    Articles on The Platinum Card® from American Express

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    Compare American Express Platinum to:

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    Introductory Bonus Airline RewardsAirline RewardsBonus Airline Rewards
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    American Express Business Platinum

    The Business Platinum Card® from American Express

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    Credit Card for Traveling Abroad

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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.