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Citi Prestige vs The Platinum Card® from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Citi Prestige is a points credit card. How does it compare to American Express Platinum, a travel and airline charge card? Read our comparison chart below.

Keep in mind, the Citi Prestige has a $450 annual fee, while the American Express Platinum has a $550 annual fee.

Charge Card vs Credit Card: Citi Prestige® Card is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

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Citi Prestige® Card

The Platinum Card® from American Express

 Personal Credit CardPersonal Charge Card
 
Airline RewardsHotel RewardsPoint RewardsNo Expiration on RewardsNo Limits on Rewards
Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel RewardsPoint Rewards
 

Card Interest Rates & Fees

Purchase APR16.99% to 24.99%* (Variable) based on your creditworthiness and other factorsN/A
Balance Transfers APR16.99% to 24.99%* (Variable) based on your creditworthiness and other factorsN/A
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$450 annual fee$550 annual fee
 Terms Apply See Rates & Fees
 

Card Rewards & Benefits

Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Travel Rewards Travel Rewards
Airline RewardsAirline Rewards: Earn 3x points on air travelAirline Rewards: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Hotel RewardsHotel Rewards: Earn 3x points on hotelsHotel Rewards: 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
Point RewardsPoint Rewards: Earn 1x points on other purchasesPoint Rewards: Earn 1 point for virtually every dollar spent.
Airline StatusAirline Status: $250 Air Travel Credit each year for flight-related expenses such as airline tickets, baggage fees and upgrades.
Complimentary Priority Pass™ Select membership.
Receive a statement credit as reimbursement for your Global Entry or TSA Pre application fee (up to $100 every 5 years).
Airline Status: $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel StatusHotel Status: Complimentary 4th night stay on minimum 4-consecutive night hotel stay booked through ThankYou.com or Citi Prestige Concierge.Hotel Status: Enroll for complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).
Enroll for complimentary Hilton Honors Gold Status.

Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Dining RewardsDining Rewards: Earn 2 ThankYou Points per dollar spent on purchases for dining at restaurants and entertainment 
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic.Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 

CreditDonkey® Card Reviews

Pros & ConsPros:
  • Travel benefits
  • 60,000 bonus points after you spend $5000 in first 3 months
  • Concierge service
Cons:
  • $550 annual fee
Bottom LineExcellent charge card for frequent travelers... Read full review
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What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi Prestige® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Prestige: Pricing information including interest rates, rewards, benefits and fees was obtained on December 19, 2017 from published websites and is believed to be accurate, but not guaranteed.


    Explore The Platinum Card® from American Express In-Depth


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    Compare Citi Prestige to:

    Chase Sapphire Reserve
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    17.24% - 24.24% Variable
    $450

    Chase Sapphire Preferred
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
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    $0 Intro for the First Year, then $95

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    Compare American Express Platinum to:

    Premier Rewards Gold Card

    Premier Rewards Gold Card from American Express

    Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
    Annual Fee
    Introductory annual fee of $0 for the first year, then $195
    American Express Business Platinum

    The Business Platinum® Card from American Express OPEN

    Introductory Bonus Reward PointsTravel RewardsAirline RewardsBonus Airline Rewards
    Annual Fee
    $450
    Blue Cash Preferred

    Blue Cash Preferred® Card from American Express

    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on Purchases for 12 months
    0% on Balance Transfers for 12 months
    14.24% - 25.24% Variable
    Annual Fee
    $95

    Credit Card for Traveling Abroad

    The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. Read this before you take off.


    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.