Citi Double Cash vs Bank of America Cash Rewards

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Double Cash is a great rewards credit card to earn cash back twice with no annual fee. How does it compare to Bank of America Cash Rewards, a cash back card? Read our comparison chart below.

	Citi® Double Cash Card	Bank of America® Customized Cash Rewards credit card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% Introductory APR on purchases for 15 billing cycles
Introductory APR for Balance Transfers	0%* introductory APR for 18 months*	0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Purchase APR	18.99% to 28.99%* (Variable) based on your creditworthiness and other factors	18.24% to 28.24% Variable APR on purchases based on your creditworthiness and other factors
Balance Transfers APR	18.99% to 28.99%* (Variable) based on your creditworthiness and other factors	18.24% to 28.24% Variable APR on balance transfers based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Limited Time Offer: Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening	$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Cash Back Rewards	Earn cash back twice on every purchase: 1% cash back when you buy; plus an additional 1% cash back as you pay for those purchases	Earn 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and 1% cash back on all other purchases
Grocery Rewards		Earn 2% cash back at grocery stores (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Earns cash back twice on purchases No annual fee Introductory APR for 18 months on balance transfers Cons: No signup bonus Cash rewards expire after 12 months if there is no activity on the account 3% foreign transaction fee
Bottom Line	Great rewards credit card to earn cash back twice with no annual fee... Read full review
	Read Citi Double Cash Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Citi® Double Cash Card and Bank of America® Customized Cash Rewards credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi Double Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on May 9, 2023 from published websites and is believed to be accurate, but not guaranteed. Bank of America Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Citi Double Cash or Chase Freedom Unlimited.

Articles on Citi® Double Cash Card

Citi Double Cash Credit Card Review

With no annual fee and the opportunity to earn cash back twice, the Citi Double Cash card beats out many cashback credit cards. But are there catches? Read on for the full details.