Citi Diamond Preferred vs Discover It
Citi Diamond Preferred is a Balance Transfer credit card. How does it compare to Discover It, a cash back card? Read our comparison chart below.
Citi Diamond Preferred® Card | Discover it® Cash Back | |
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Credit Card Interest Rates & Fees | ||
Introductory APR for Purchases | 0%* introductory APR for 12 months* | 0% introductory APR for 15 months |
Introductory APR for Balance Transfers | 0%* introductory APR for 21 months* | 0% introductory APR for 15 months |
Purchase APR | 17.99% to 28.74%* (Variable) based on your creditworthiness and other factors | 17.24% to 28.24% Variable based on your creditworthiness and other factors |
Balance Transfers APR | 17.99% to 28.74%* (Variable) based on your creditworthiness and other factors | 17.24% to 28.24% Variable based on your creditworthiness and other factors |
Foreign Transaction Fee | 3% of each purchase transaction in US dollars. | No foreign transaction fee |
Annual Fee | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Cash Back | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). | |
Cash Back Rewards | 1% cash back on all other purchases. | |
Bonus Cash Back | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. | |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
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Bottom Line | Excellent cash back credit card with no annual fee and low interest rate... | |
Read Discover It Review | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Citi Diamond Preferred® Card and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi Diamond Preferred: Pricing information including interest rates, rewards, benefits and fees was obtained on May 9, 2023 from published websites and is believed to be accurate, but not guaranteed. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. |
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