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Smart Chip Cards

Credit cards with smart chips offer better security for cardholders unlike typical cards with just a magnetic strip. Get ahead of the curve and apply for one of these cards from our partners today.



Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.74% - 24.74% Variable
$69


Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsNo Expiration on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% Introductory APR on purchases for 12 billing cycles
0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
14.99% - 24.99% Variable APR on purchases and balance transfers
$0


Read Review
Introductory Bonus Reward PointsTravel RewardsNo Expiration on Rewards$0 Fraud Liability
Our Review: Bank of America Travel Rewards gives you 1.5x points for every purchase. But does it make a good travel reward card? Read on... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% Introductory APR on purchases for 12 billing cycles
N/A
16.74% - 24.74% Variable APR on purchases and balance transfers
$0


Read Review
Cash Back RewardsTravel RewardsGas RewardsDining Rewards
Our Review: The Citi Costco card offers high cash back for gas and Costco purchases, but there are limitations to know before you apply. Read on for the pros and cons... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.99%* (Variable)
$0


Read Review
StudentIntroductory Bonus Cash BackCash Back RewardsGas RewardsDining Rewards
Our Review: If you are a college student on the go who doesn't have time to juggle rewards categories that change all the time, then you may want to consider the Discover it Student chrome card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
10.99% for 6 months
14.74% - 23.74% Variable
$0

Disclaimer: The information for the Southwest Rapid Rewards Plus Credit Card, Bank of America® Cash Rewards Credit Card, Bank of America® Travel Rewards Credit Card, Costco Anywhere Visa® Card by Citi, and Discover it® Student chrome has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Articles on Smart Chip

    What Are Chip Credit Cards

    By Rebecca Lake - Tips
    There's a lot a talk about smart chip credit cards. Do you need to ask your credit card issuer to upgrade your card? We explain what these cards are in simple terms.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.