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January 30, 2018

Chase Sapphire Reserve Referral

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You can earn up to 50,000 bonus points per year by referring Chase Sapphire Reserve to friends. Read on to learn how it works.

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Chase Sapphire Reserve
Apply for Chase Sapphire Reserve
Chase Sapphire Reserve has become one of the most sought-after cards on the market. With numerous travel benefits, it's a valuable card to frequent travelers.

And now it gets even better.

Chase has finally opened up the Refer-a-Friend program for Reserve cardholders.

With the Reserve's massive $450 annual fee, cardholders will be happy knowing they can earn extra points by referring friends.

To start, check out the latest Sapphire Reserve promotion.

Keep reading to learn how it works, how to earn referral bonus, and answers to common questions.

How Chase Sapphire Reserve Works

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®

(See more benefits)

How to Earn Referral Bonuses

Chase offers bonus points to users who refer their friends to apply for eligible Chase cards. For each person who uses your referral link to apply for Chase Sapphire Reserve - and who is approved - you'll be awarded 10,000 bonus points (up to 50,000 bonus points per year).

Here's how it works:

  • Sign up for the Refer-A-Friend program: You'll have to enter your last name, zip code, and the last 4 digits of your card in order to receive your referral link.

  • Send or share your referral link: You can refer anyone to apply for the Sapphire Reserve - friends, family, and spouses included. When you receive your link, you'll be able to send it directly to one person, or share it over social media for a broader reach.

    Keep in mind that your referral link will direct applicants to the Reserve, and if they apply for a different Chase card, you won't get a referral bonus.

  • Wait for your rewards: Your referral will have to be approved for the Reserve in order for you to earn bonus points. After that, your 10,000 bonus points should appear in your Ultimate Rewards account within 8 weeks.

  • Earn up to 50,000 bonus points per year: You can earn Refer-A-Friend bonuses of up to 50,000 points per year. That's worth up to $750 toward travel booked through Ultimate Rewards.

Note: Not all the cards are available for this program all the time. Chase will have special periods where certain cards are eligible for the Refer-a-Friend promotion. Also, the bonus points may change from time to time.

Redeeming Ultimate Rewards Points

If you are a frequent traveler, you must take a look at the Sapphire Reserve for its travel and dining benefits.

With the Reserve, you'll have the option to redeem your points for gift cards or cash back at a value of 1 cent per point. But as a travel rewards card, the Reserve's travel-oriented redemption options can be much more valuable. Depending on how you redeem them, your points could be worth at least 1.5 cents each toward travel:

Each 10,000-point referral bonus would be worth $155 toward travel through Ultimate Rewards. Or, you could transfer them to an airline or hotel partner—like United, Southwest, Virgin Atlantic, British Airways, or Marriott, to name a few - to stretch them even further.

Tip: Even as few as 10,000 points can be enough to book a one-way flight with some of Chase's airline partners. For more info, check out our full review of Chase's airline and hotel transfer partners.

Common Questions

  • If I refer someone who isn't approved for the card, does that count as one of my 5 referrals per year?
    In short: no. You're not limited by a number of referrals, but by the number of referral points you earn. So, if someone you referred isn't approved for the card, you won't earn any bonus points or be any closer to reaching your annual limit.

  • Can I refer my own authorized user to apply for the Sapphire Reserve?
    Yes; even if an applicant is already listed as an authorized user on another Sapphire Reserve account, they can still apply for their own card and be eligible for its sign-up bonus.

  • How long should it take to receive my bonus?
    This depends, in part, on how long it takes for your referral to be approved. After that, Chase allows that it can take up to 8 weeks for your bonus points to appear in your Ultimate Rewards account.

The Bottom Line

Chase Sapphire Reserve
Apply for Chase Sapphire Reserve
At Chase's Secure Site
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
18.99% - 25.99% Variable
$450

This is a pretty straightforward program, and definitely worth taking advantage of if you have the opportunity. Throw in the bonus points new cardholders could earn, and it's a win-win.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: This content was first published on January 30, 2018. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check Chase website for updated information.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

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Chase Sapphire Reserve
Apply for Chase Sapphire Reserve
At Chase's Secure Site
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Go to issuer's official application, terms, and details
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
18.99% - 25.99% Variable
$450

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