Chase Sapphire Preferred® Card vs Citi Prestige

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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Citi Prestige, a points credit card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $0 Intro Annual Fee for the First Year, then $95, while the Citi Prestige has a $450 annual fee.

	Chase Sapphire Preferred® Card	Citi Prestige® Card
	Credit Card Interest Rates & Fees
Purchase APR	17.74% to 24.74% Variable based on your creditworthiness and other factors	See Issuer's Website
Balance Transfers APR	17.74% to 24.74% Variable based on your creditworthiness and other factors	See Issuer's Website
Foreign Transaction Fee	$0	No foreign transaction fee
Annual Fee	$0 Intro Annual Fee for the First Year, then $95	$450 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Travel Rewards	Travel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs	Airline Rewards: Earn 3x points on air travel
Hotel Rewards	Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs	Hotel Rewards: Earn 3x points on hotels
Point Rewards	Point Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide	Point Rewards: Earn 1x points on other purchases
Airline Status		Airline Status: $250 Air Travel Credit each year for flight-related expenses such as airline tickets, baggage fees and upgrades. Complimentary Priority Pass™ Select membership. Receive a statement credit as reimbursement for your Global Entry or TSA Pre application fee (up to $100 every 5 years).
Hotel Status		Hotel Status: Complimentary 4th night stay on minimum 4-consecutive night hotel stay booked through ThankYou.com or Citi Prestige Concierge.
Dining Rewards	Dining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide	Dining Rewards: Earn 2 ThankYou Points per dollar spent on purchases for dining at restaurants and entertainment
Airline Transfer Partners	Airline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus.	Airline Transfer Partners: Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $0 Intro Annual Fee for the First Year, then $95 No intro APR
Bottom Line	High-earning rewards card for those with excellent credit... Read full review
What Others View		Chase Sapphire Reserve American Express Platinum
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Citi Prestige® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi Prestige: Pricing information including interest rates, rewards, benefits and fees was obtained on June 19, 2018 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which points card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or American Express Platinum.

Explore Chase Sapphire Preferred® Card In-Depth

Chase Sapphire Preferred Review
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
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Chase Sapphire Preferred Credit Limit
Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
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Chase Sapphire Preferred Login
Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits.
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Chase Sapphire Preferred Referral
You can earn up to 50,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.
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Chase Sapphire Preferred Benefits
Chase Sapphire Preferred has benefits you may not know about. Don't waste these valuable perks. Read this guide to understand your benefits and get the most value.
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Chase Sapphire Rewards
Chase Sapphire cards offer some of the best travel rewards. Here's what you need to know, including how to earn points and redeem them for maximum value.
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Chase Sapphire Preferred
Do you like to travel? You need the Chase Sapphire Preferred card. Find out why this must-have credit card is worth the annual fee.
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Chase Sapphire Preferred Credit Score
Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

Chase Sapphire Preferred Signup Bonus
Whether you're familiar with traveling on points or are just getting started, the Chase Sapphire Preferred can be a highly useful rewards credit card for frequent (or aspiring) travelers.

Chase Sapphire Points Transfer
Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

Which Do You Like and Why?

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Chase Sapphire Reserve Benefits
Chase Sapphire Reserve is a premium travel credit card with a staggering $450 annual fee. Read this article to decide if the benefits are worth it.


Chase Sapphire Reserve Review: Why $450 Worth It
An ultra premium travel credit card has arrived: the Chase Sapphire Reserve. Is it worth the $450 annual fee? Read this review to decide.

American Express Platinum vs Visa Black vs Citi Prestige
Congratulations you, the frequent traveler, on graduating to the next level of travel rewards cards. Since airports have basically become your second home, you've decided to get the most out of them by joining the elite club of premium cardholders. These cards promise plenty of perks, as long as you're willing to pay hundreds of dollars a year in annual fees. Yes, being a premium cardholder will cost you, but if you pick the right card, then the benefits will be worth it.


American Express Platinum Review: Is $550 Worth It?
Is the Platinum Card® from American Express worth the $550 annual fee? Read this in-depth review to help you decide.

Compare Chase Sapphire Preferred to:

Capital One® Venture® Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 14.74% - 24.74% (Variable) Annual Fee $0 intro for first year; $95 after that

Chase Sapphire Reserve® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.74% - 24.74% Variable Annual Fee $450

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Annual Fee $250

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Compare Citi Prestige to:

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Card Type Annual Fee Personal Charge Card $550

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