 | Chase Sapphire Preferred® Card vs Citi PrestigeCompare Rewards, Interest Rates, Fees, and Benefits
Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more) Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Citi Prestige, a points credit card? Read our comparison chart below. Keep in mind, the Chase Sapphire Preferred has a $95 annual fee, while the Citi Prestige has a $495 annual fee. | |  | | | | Credit Card Interest Rates & Fees |
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| Purchase APR | 18.24% to 25.24% Variable based on your creditworthiness and other factors | 18.99% to 25.99%* (Variable) based on your creditworthiness and other factors |
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| Balance Transfers APR | 18.24% to 25.24% Variable based on your creditworthiness and other factors | See Issuer's Website |
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| Foreign Transaction Fee | $0 | No foreign transaction fee |
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| Annual Fee | $95 annual fee | $495 annual fee |
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| | Credit Card Rewards & Benefits |
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| Introductory Bonus Offer | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® | Earn 50,000 bonus points after spending $4,000 within 3 months of account opening. |
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| Travel Rewards | 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. | |
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| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | Earn 5x points on air travel |
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| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | Earn 3x points on hotels |
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| Point Rewards | 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide | Earn 1x points on other purchases |
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| Airline Status | | $250 Travel Credit each calendar year for eligible travel purchases
Complimentary Priority Pass™ Select membership.
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| Hotel Status | | Complimentary 4th Night at a hotel of your choice after a minimum 4 consecutive night booking through ThankYou.com. Note: Beginning 9/1/2019, this benefit will be capped at 2 times, each year. |
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| Dining Rewards | 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide | Earn 5x points at restaurants |
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| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus. | Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic. |
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| | CreditDonkey® Credit Card Reviews |
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| Pros & Cons | Pros:- Generous bonus points
- Flexible travel rewards
- Travel, purchase and security protection
- $0 Foreign Transaction Fee
Cons:- $95 annual fee
- No intro APR
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| Bottom Line | High-earning rewards card for those with excellent credit... Read full review | |
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| What Others View | | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Citi Prestige® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi Prestige: Pricing information including interest rates, rewards, benefits and fees was obtained on August 7, 2019 from published websites and is believed to be accurate, but not guaranteed. |
Still need help deciding which points card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or American Express Gold.
Articles on Chase Sapphire Preferred® CardTravel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you. Chase Sapphire Preferred offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim. Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase. Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits. You can earn up to 75,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works. Chase Sapphire Preferred has benefits you may not know about. Don't waste these valuable perks. Learn about your travel and purchase benefits. Read this guide to get the most value. Chase Sapphire cards offer some of the best travel rewards. Here's what you need to know, including how to earn points and redeem them for maximum value. Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds. Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.
You Might Also LikeYou don't need to fly a lot to rack up a ton of JetBlue points. Read on for 10+ smart ways to earn JetBlue TrueBlue miles fast. Chase Sapphire Reserve has benefits you may not know. Don't waste these valuable perks. Read this guide to maximize Chase Sapphire Reserve benefits. An ultra premium travel credit card has arrived: the Chase Sapphire Reserve. Is it worth the $450 annual fee? Read this review to decide. Congratulations you, the frequent traveler, on graduating to the next level of travel rewards cards. Since airports have basically become your second home, you've decided to get the most out of them by joining the elite club of premium cardholders. These cards promise plenty of perks, as long as you're willing to pay hundreds of dollars a year in annual fees. Yes, being a premium cardholder will cost you, but if you pick the right card, then the benefits will be worth it. Is the Platinum Card® from American Express worth it? Read this in-depth review to help you decide.
Compare Chase Sapphire Preferred to:
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| | | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | | N/A | N/A | 17.99% - 25.24% (Variable) | | Annual Fee | $0 intro for first year; $95 after that |
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| | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | | N/A | N/A | 19.24% - 26.24% Variable | | Annual Fee | $450 |
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| | | | Annual Fee | $250 |
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Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
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| | | | | | Card Type | Annual Fee | | Personal Charge Card | $550 |
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