Chase Sapphire Preferred® Card vs Citi Prestige

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Citi Prestige, a points card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $95 annual fee, while the Citi Prestige has a $495 annual fee.

	Chase Sapphire Preferred® Card	Citi Prestige® Card

	Credit Card Interest Rates & Fees
Purchase APR	15.99% to 22.99% Variable based on your creditworthiness and other factors	16.99% to 23.99%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR	15.99% to 22.99% Variable based on your creditworthiness and other factors	See Issuer's Website
Foreign Transaction Fee	$0	No foreign transaction fee
Annual Fee	$95 annual fee	$495 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Offer	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.	Earn 50,000 bonus points after spending $4,000 within 3 months of account opening.
Travel Rewards	5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs	Earn 5x points on air travel
Bonus Hotel Rewards	$50 annual Ultimate Rewards Hotel Credit
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs	Earn 3x points on hotels
Point Rewards	5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases. Earn 1 point per dollar spent on all other purchases.	Earn 1x points on other purchases
Airline Status		$250 Travel Credit each calendar year for eligible travel purchases Complimentary Priority Pass™ Select membership.
Hotel Status		Complimentary 4th Night at a hotel of your choice after a minimum 4 consecutive night booking through ThankYou.com. Note: Beginning 9/1/2019, this benefit will be capped at 2 times, each year.
Dining Rewards	3X points on dining	Earn 5x points at restaurants
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.	Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line	High-earning rewards card for those with excellent credit... Read full review

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Citi Prestige® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi Prestige: Pricing information including interest rates, rewards, benefits and fees was obtained on March 20, 2020 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which points credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or American Express Gold.