July 26, 2019 12:00 PM PT

Chase Sapphire Checking Promotion

Read more about Chase Checking Bonus
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Is Chase Sapphire banking bonus worth it? Get the requirements and see how to qualify.

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Note: The information for the Chase Sapphire Checking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

Promotion

Here is what you need to know about the Chase Sapphire Banking bonus offer:

  • Credit Report Impact: Soft pull
  • Monthly Service Fee: $25
  • Deposit Requirements: $75,000 of new money
  • Closing Account Fee: Loss of bonus if closed within 6 months of account opening

Keep reading to see if you qualify for the bonus.

Requirements

Here's what you'll need to do:

  1. Open a Chase Sapphire Banking Account.

  2. Transfer $75,000 of qualifying new money to any combination of eligible accounts within 45 days.

  3. Maintain $75,000 balance for at least 90 days from the date of funding (gains, losses, or market fluctuations will NOT be considered when determining your balance).

  4. Bonus is credited to your account within 45 days after the balance has been maintained

Chase Sapphire Banking charges a $25 monthly service fee. You can avoid the fee by maintaining a minimum daily balance of $75,000 across a combination of qualifying deposit and investment accounts.

How to Qualify

Existing Chase Sapphire Banking or Chase Private Client customers are not eligible for this offer. Keep reading to learn other eligibility and sign-up requirements.

Existing Chase Checking Customers
If you're looking to upgrade to the new Sapphire Banking, you'll need to visit a Chase branch to do so. But head to Chase's website and enter your email address to get your offer code first. Take your code to a local branch to upgrade your account.

New Chase Customers
This Chase checking account bonus is available for new customers. You can open an account either online or at a physical branch. You'll be asked to provide some personal identification information, such as your date of birth, SSN, and address.

New money cannot be funded by accounts at J.P. Morgan or its affiliates. Qualifying accounts can include up to 9 personal accounts, including personal checking and savings, and Chase liquid cards.

Benefits of Chase Sapphire Banking

Chase offers premium benefits to their Sapphire Banking customers, including free ATM access worldwide and no foreign transaction fees. Keep reading to learn about more perks.

No Wire Transfer Fees
Chase will cover the costs associated with incoming and outgoing wire transfers when you use their Sapphire Banking.

Commission-Free Online Stock and ETF Trades
Chase Sapphire Banking qualifies you for the Premier Pricing tier on J.P. Morgan's new You Invest platform. You'll receive unlimited commission-free online stock and ETF trades (other regulatory transaction fees may apply). And there's no minimum to start investing.

You Invest is a low-cost, app-based investment tool built into Chase's online and mobile banking platforms. It allows you to manage your investments by researching and trading stocks, bonds, mutual funds, and ETFs online.

No Insufficient Funds or Returned Items Fees
You won't be charged for insufficient or returned funds (up to four times in a 12-month period).

Premier Relationship Rates
Chase Sapphire Banking can boost your interest rates on linked savings accounts. To qualify, you must make at least 5 customer-initiated transactions during a monthly statement period using your linked checking account.

Entertainment Benefits
You'll have special access to sports and entertainment hospitality lounges. You can also take advantage of early ticket sales and special seating at sporting and other entertainment events.

Higher Withdrawal Limits and Purchase Limits
Your Sapphire Banking Debit Card will have a $7,500 daily purchase limit and higher daily withdrawal limits. Here are the daily withdrawal limits:

  • $3,000 for in-branch ATMs
  • $3,000 for other Chase ATMs
  • $1,000 for non-Chase ATMs
  • $2,000 for non-Chase ATMs if the account was opened in CT, NJ, or NY

Dedicated Customer Service
With Sapphire Banking, you'll have a dedicated banking phone number to call (1-888-26CHASE). Plus, you can rely on Chase's banking, home lending, and small business specialists for all your financial needs.

Bottom Line

Chase's new premium checking account comes with its fair share of perks. Plus, you won't worry about fees for:

  • Insufficient funds
  • Returned checks
  • Wire transfers
  • Foreign transactions
  • ATM access worldwide

This combination makes Chase's offer difficult to resist.

Chase
Member FDIC

Chase Total Checking® - $225 Bonus

Expires 1/19/2022
  • New Chase checking customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
  • Access to 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Citibank

Citi Priority Account - Up to $1,500 Cash Bonus

Expires 1/4/2022
  • Earn up to $1,500 cash bonus when you open a new account with required activities
  • Open a new eligible checking account in the Citi Priority Account during the offer period 10/5/21-1/4/22
  • Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
  • Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
  • After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
TD Bank
Member FDIC

TD Beyond Checking - $300 Cash Bonus

  • New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
  • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
  • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
  • TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
  • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
  • TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
  • Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online or by phone. Enter Offer Code CY21 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/21, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 12/15/2021
CIT Bank
Member FDIC

CIT Bank Money Market Account - 0.45% APY

  • 0.45% APY
  • $100 minimum opening deposit
  • No monthly maintenance fee

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