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Ink Business Cash vs Chase Freedom

Compare Rewards, Interest Rates, Fees, and Benefits

Ink Business Cash is an excellent cash back rewards card for small business. How does it compare to Chase Freedom, a cash back credit card? Read our comparison chart below.

Note: Ink Business Cash Credit Card is a credit card for business while Chase Freedom is a credit card for consumer.

 

Ink Business Cash Credit Card

Chase Freedom

 Business Credit CardPersonal Credit Card
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 12 months0% introductory APR for 15 months
Introductory APR for Balance TransfersN/A0% introductory APR for 15 months
Purchase APR13.24% to 19.24% Variable based on your creditworthiness and other factors14.99% to 23.74% Variable based on your creditworthiness and other factors
Balance Transfers APR13.24% to 19.24% Variable based on your creditworthiness and other factors14.99% to 23.74% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackEarn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.
Cash Back RewardsEarn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
Unlimited 1% cash back on all other purchases.
Bonus Cash Back Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.
Bonus Categories for 2019:
January - March 2019: Gas Stations, Drugstores, and Tolls
April - June 2019: Grocery Stores and Home Improvement Stores
July - September 2019: Gas Stations and Select Streaming Services
October - December 2019: Department Stores, PayPal and Chase Pay
Bonus Categories for 2020:
January - March 2020: Gas Stations, Select Streaming Services, and Internet, Cable & Phone Services
Gas RewardsEarn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. 
Dining RewardsEarn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earn $500 bonus cash back
  • Gas and dining rewards
Cons:
  • 2% cash back on gas and dining only on first $25,000
  • Foreign transaction fee
Pros:
  • Earn a $150 Bonus
  • 5% bonus rotating categories
  • Intro APR
  • No annual fee
Cons:
  • Foreign transaction fee
Bottom LineExcellent cash back rewards card for small business... Read full reviewExcellent cash back credit card for cardholders who pay in full... Read full review
 Read Ink Business Cash ReviewRead Chase Freedom Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase.

Disclaimer: The information for the Ink Business Cash Credit Card and Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Ink Business Cash: Pricing information including interest rates, benefits and fees was obtained on November 25, 2019 from published websites and is believed to be accurate, but not guaranteed.

Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on November 25, 2019 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Ink Business Cash or Chase Freedom?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Ink Business Cash or Blue Business Cash.


Articles on Ink Business Cash Credit Card


Articles on Chase Freedom


Which Do You Like and Why?

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Compare Chase Freedom to:

Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
15.99% - 22.99% Variable
Annual Fee
$95
Blue Cash Everyday

Blue Cash Everyday® Card from American Express

Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
12.99% - 23.99% Variable
Annual Fee
$0
Blue Cash Preferred

Blue Cash Preferred® Card from American Express

Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on purchases for 12 months
0% on balance transfers for 12 months
12.99% - 23.99% Variable
Annual Fee
$95
Infographics: Where Does All My Money Go

Household Spending Statistics

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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.