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Chase Freedom Unlimited® vs Citi ThankYou Premier

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to Citi ThankYou Premier, a points and restaurant credit card? Read our comparison chart below.

Keep in mind, the Chase Freedom Unlimited has a $0 annual fee, while the Citi ThankYou Premier has a $95 annual fee; annual fee waived for the first 12 months*.

 Apply NowRead Citi ThankYou Premier Review
 

Chase Freedom Unlimited®

Citi ThankYou® Premier Card

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 15 monthsN/A
Introductory APR for Balance Transfers0% introductory APR for 15 monthsN/A
Purchase APR16.74% to 25.49% Variable based on your creditworthiness and other factors16.49% to 25.49%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR16.74% to 25.49% Variable based on your creditworthiness and other factors16.49% to 25.49%* (Variable) based on your creditworthiness and other factors
Foreign Transaction Fee3% of each transaction in U.S. dollarsNo foreign transaction fee
Annual Fee$0 annual fee$95 annual fee; annual fee waived for the first 12 months*
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Earns 50,000 bonus points after you spend $4,000 within the first 3 months of account opening.
Cash Back RewardsCash Back Rewards: Unlimited 1.5% cash back on every purchase - it's automatic! 
Travel Rewards Travel Rewards: Earn 3x points on travel (including gas)
Point Rewards Point Rewards: Earn 1x points on other purchases
Dining Rewards Dining Rewards: Earn 2 ThankYou Points per dollar spent on purchases for dining at restaurants and entertainment
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Unlimited 1.5% cash back
  • $150 bonus offer
  • Intro APR
Cons:
  • Foreign transaction fee
Pros:
  • 3x points for travel
  • 2x points for dining and entertainment
  • No foreign transaction fees
Cons:
  • $95 annual fee
  • No intro APR
Bottom LineGreat cash back credit card for everyday purchases... Read full reviewGood rewards card for people on the go... Read full review
 Apply NowRead Citi ThankYou Premier Review
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi ThankYou® Premier Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi ThankYou Premier: Pricing information including interest rates, rewards, benefits and fees was obtained on October 23, 2018 from published websites and is believed to be accurate, but not guaranteed.


    Explore Chase Freedom Unlimited® In-Depth


    Explore Citi ThankYou® Premier Card In-Depth


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    Compare Citi ThankYou Premier to:

    Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
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    14.74% - 24.74% (Variable)
    $0 intro for first year; $95 after that

    Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.



    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.