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Capital One Spark Miles vs Capital One Venture

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Spark Miles is a business and airline credit card. How does it compare to Capital One Venture, a travel credit card? Read our comparison chart below.

Note: Capital One® Spark® Miles for Business is a credit card for business while Capital One® Venture® Rewards Credit Card is a credit card for consumer.

 

Capital One® Spark® Miles for Business

Capital One® Venture® Rewards Credit Card

 Business Credit CardPersonal Credit Card
 
Introductory Bonus Airline RewardsTravel RewardsAirline Rewards$0 Fraud Liability
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on RewardsNo Limits on Rewards
 

Credit Card Interest Rates & Fees

Purchase APR18.49% (Variable) based on your creditworthiness and other factors17.24% to 24.49% (Variable) based on your creditworthiness and other factors
Balance Transfers APR18.49% (Variable) based on your creditworthiness and other factors17.24% to 24.49% (Variable) based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeNo balance transfer fee
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 intro annual fee for first year; $95 after that$0 intro annual fee for first year; $95 after that
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsEarn a one-time bonus of 50,000 miles after you spend $4,500 on purchases within the first 3 months.Earn a one-time bonus of 50,000 miles if you spend $3,000 on purchases within three months of account opening (worth $500 in travel).
Travel RewardsRedeem miles for travel, cash back, gift cards, and more. Fly on any airline, anytime, with no blackout dates or seat restrictions.Earn 2x miles per dollar on all purchases. Redeem your miles for travel purchases on any airline, hotel, or car rental.
Airline RewardsEarn 2 miles per dollar on every purchaseEarn 2x miles per dollar on all purchases
Airline Transfer Partners Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Alitalia, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 2x points
  • Bonus offer
  • No foreign transaction fee
Cons:
  • $95 annual fee ($0 intro annual fee for first year)
  • No intro APR
Bottom LineGood travel credit card for the occasional traveler... Read full review
 Read Capital One Venture Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.

Disclaimer: The information for the Capital One® Spark® Miles for Business and Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Spark Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on January 28, 2020 from published websites and is believed to be accurate, but not guaranteed.

Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on January 6, 2020 from published websites and is believed to be accurate, but not guaranteed.


Articles on Capital One® Venture® Rewards Credit Card


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Compare Capital One Venture to:

Delta SkyMiles Gold

Delta SkyMiles® Gold American Express Card

Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental Insurance
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
15.74% - 24.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $99
Chase Sapphire Reserve

Chase Sapphire Reserve®

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
18.49% - 25.49% Variable
Annual Fee
$550
American Express Platinum

The Platinum Card® from American Express

Introductory Bonus OfferTravel RewardsAirline RewardsHotel Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/AN/A
Annual Fee
$550

International Travel

The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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