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Capital One Spark Miles vs Capital One Spark Cash

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Spark Miles is a business and airline credit card. How does it compare to Capital One Spark Cash, a cash back credit card? Read our comparison chart below.

 

Capital One® Spark® Miles for Business

Capital One® Spark® Cash for Business

 
Introductory Bonus Airline RewardsTravel RewardsAirline Rewards$0 Fraud Liability
Introductory Bonus Cash BackCash Back Rewards$0 Fraud Liability
 

Credit Card Interest Rates & Fees

Purchase APR18.74% (Variable) based on your creditworthiness and other factors18.74% (Variable) based on your creditworthiness and other factors
Balance Transfers APR18.74% (Variable) based on your creditworthiness and other factors18.74% (Variable) based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeNo balance transfer fee
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 intro annual fee for first year; $95 after that$0 intro annual fee for first year; $95 after that
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Earn $500 cash bonus after you spend $5,000 on purchases within the first 3 months. Plus earn $1,500 when you spend $50,000 within the first 6 months.
Introductory Bonus Airline RewardsEarn 50,000 bonus miles after you spend $5,000 on purchases within the first 3 months. Plus, earn 150,000 bonus miles after you spend $50,000 within the first 6 months. 
Cash Back Rewards Earn 2% cash back on every purchase
Travel RewardsRedeem miles for travel, cash back, gift cards, and more. Fly on any airline, anytime, with no blackout dates or seat restrictions. 
Airline RewardsEarn 2 miles per dollar on every purchase 

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.

Disclaimer: The information for the Capital One® Spark® Miles for Business and Capital One® Spark® Cash for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Spark Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on October 22, 2019 from published websites and is believed to be accurate, but not guaranteed.

Capital One Spark Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on October 22, 2019 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Capital One Spark Miles or Blue Business Cash.


Which Do You Like and Why?

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Compare Capital One Spark Miles to:

Ink Business Preferred

Ink Business Preferredâ„  Credit Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.74% - 22.74% Variable
Annual Fee
$95
Capital One Venture

Capital One® Venture® Rewards Credit Card

Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.49% - 24.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.74% - 24.74% Variable
Annual Fee
$95

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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Compare Capital One Spark Cash to:

American Express Platinum
Introductory Bonus OfferTravel RewardsAirline RewardsHotel RewardsPoint RewardsNo Pre-Set Spending LimitConciergeEventsCar Rental Insurance Extended WarrantyPurchase ProtectionReturn Protection$0 Fraud LiabilityIdentity Theft Assistance
Card TypeAnnual Fee
Personal Charge Card
$550


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.