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Capital One Spark Miles vs American Express® Blue Business Cash Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Capital One Spark Miles is a business and airline credit card. How does it compare to Blue Business Cash from American Express? Read our comparison chart below.

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Capital One® Spark® Miles for Business

American Express® Blue Business Cash Card

 
Introductory Bonus Airline RewardsTravel RewardsAirline Rewards$0 Fraud Liability
Cash Back Rewards$0 Fraud Liability
 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR on purchases for 12 months
Introductory APR for Balance TransfersN/A0% introductory APR on balance transfers for 12 months
Purchase APR18.74% (Variable) based on your creditworthiness and other factors14.74% to 20.74% Variable based on your creditworthiness and other factors
Balance Transfers APR18.74% (Variable) based on your creditworthiness and other factors14.74% to 20.74% Variable based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeEither $5 or 3% of the amount of each transfer, whichever is greater.
Foreign Transaction FeeNo foreign transaction fee2.7% of each transaction after conversion to US dollars.
Annual Fee$0 intro annual fee for first year; $95 after thatNo annual fee
 Terms Apply. See Rates & Fees
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsEarn 50,000 bonus miles after you spend $5,000 on purchases within the first 3 months. Plus, earn 150,000 bonus miles after you spend $50,000 within the first 6 months. 
Cash Back Rewards Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
Travel RewardsRedeem miles for travel, cash back, gift cards, and more. Fly on any airline, anytime, with no blackout dates or seat restrictions. 
Airline RewardsEarn 2 miles per dollar on every purchase 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 2% cash back on the first $50,000 spent each calendar year, then 1%
  • Intro APR
  • No annual fee
Cons:
  • Not Visa/Mastercard
Bottom LineGood cash back card for small business owners... Read full review
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What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Capital One® Spark® Miles for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Capital One Spark Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on October 22, 2019 from published websites and is believed to be accurate, but not guaranteed.


    Articles on American Express® Blue Business Cash Card


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    Compare Capital One Spark Miles to:

    Ink Business Preferred

    Ink Business Preferredâ„  Credit Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.49% - 22.49% Variable
    Annual Fee
    $95
    Capital One Spark Cash

    Capital One® Spark® Cash for Business

    Introductory Bonus Cash BackCash Back Rewards$0 Fraud Liability
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    18.74% (Variable)
    Annual Fee
    $0 intro for first year; $95 after that
    Capital One Venture

    Capital One® Venture® Rewards Credit Card

    Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.49% - 24.74% (Variable)
    Annual Fee
    $0 intro for first year; $95 after that

    Disclaimer: The information for the Capital One® Spark® Cash for Business and Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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    Compare Blue Business Cash to:

    Blue Business Plus
    Point Rewards$0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    0% for 12 months
    0% for 12 months
    14.74% - 20.74% Variable
    No annual fee


    About CreditDonkey®
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    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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