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Capital One® Spark® Cash for Business


Disclaimer: The information for the Capital One® Spark® Cash for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One® Spark® Cash for Business is a Business Visa card with $0 intro annual fee for first year; $95 after that.

Regular APR
Purchases 20.99% (Variable)
Balance Transfers 20.99% (Variable)

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    APR will be 20.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    APR will be 20.99% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest.
  • Paying Interest for Balance Transfers
    Usually, interest begins charging on the transfer transaction date.

    Fees

  • Annual Fee
    $0 intro annual fee for first year; $95 after that
  • Balance Transfer Transaction Fee
    No balance transfer fee
  • Cash Advance Transaction Fee
    Either $10.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    No foreign transaction fee
 

Capital One® Spark® Cash for Business

Capital One® Spark® Miles for Business

 

Interest Rates and Fees

Purchase APR20.99% (Variable) based on your creditworthiness and other factors20.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR20.99% (Variable) based on your creditworthiness and other factors20.99% (Variable) based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeNo balance transfer fee
Annual Fee$0 intro annual fee for first year; $95 after that$0 intro annual fee for first year; $95 after that
 

Benefits and Features

Introductory Bonus Cash BackEarn a one-time $500 cash bonus after you spend $4,500 on purchases within the first 3 months. 
Introductory Bonus Airline Rewards Earn a one-time bonus of 50,000 miles after you spend $4,500 on purchases within the first 3 months.
Cash Back RewardsEarn 2% cash back on every purchase 
Travel Rewards Redeem miles for travel, cash back, gift cards, and more. Fly on any airline, anytime, with no blackout dates or seat restrictions.
Airline Rewards Earn 2 miles per dollar on every purchase

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Capital One Spark Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2020 from published websites and is believed to be accurate, but not guaranteed.

Capital One Spark Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2020 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Capital One® Spark® Cash for Business and Capital One® Spark® Miles for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.


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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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