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Capital One Platinum vs Capital One Journey

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Platinum is a good no annual fee credit card for people with average credit.. How does it compare to Capital One Journey, a student and cash back card? Read our comparison chart below.

 

Capital One Platinum Credit Card

Journey Student Rewards from Capital One

 

Credit Card Interest Rates & Fees

Purchase APR24.99% (Variable) based on your creditworthiness and other factors26.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR24.99% (Variable) based on your creditworthiness and other factors26.99% (Variable) based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeNo balance transfer fee
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Student Student
Cash Back Rewards Earn 1% cash back on all purchases. If you pay on time, you can boost your cash back to a total of 1.25% for that month.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • No Annual Fee
Cons:
  • No rewards
  • No intro APR
Bottom LineGood no annual fee credit card for people with average credit... Read full review
 Read Capital One Platinum Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.

Disclaimer: The information for the Capital One Platinum Credit Card and Journey Student Rewards from Capital One has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Platinum: Pricing information including interest rates, rewards, benefits and fees was obtained on June 8, 2020 from published websites and is believed to be accurate, but not guaranteed.

Capital One Journey: Pricing information including interest rates, rewards, benefits and fees was obtained on January 28, 2020 from published websites and is believed to be accurate, but not guaranteed.


Articles on Capital One Platinum Credit Card

Capital One Platinum

Capital One Platinum Credit Card is a no-frills, no annual fee credit card for people with average credit. Read this review before you apply.

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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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