Capital One Platinum vs Capital One Journey

Capital One Platinum is a good no annual fee credit card for people with average credit.. How does it compare to Capital One Journey, a student and cash back credit card? Read our comparison chart below.

Note: Capital One® Platinum Credit Card is a credit card for consumer while Journey® Student Rewards from Capital One® is a credit card for student.

	Capital One® Platinum Credit Card	Journey® Student Rewards from Capital One®
	Personal Credit Card	Student Credit Card
	Credit Card Interest Rates & Fees
Purchase APR	24.99% (Variable) based on your creditworthiness and other factors	26.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	24.99% (Variable) based on your creditworthiness and other factors	26.99% (Variable) based on your creditworthiness and other factors
Balance Transfer Fee	No balance transfer fee	No balance transfer fee
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Student		Student
Cash Back Rewards		Earn 1% cash back on all purchases. If you pay on time, you can boost your cash back to a total of 1.25% for that month.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: No Annual Fee Cons: No rewards No intro APR
Bottom Line	Good no annual fee credit card for people with average credit... Read full review
	Read Capital One Platinum Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Disclaimer: The information for the Capital One® Platinum Credit Card and Journey® Student Rewards from Capital One® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Platinum: Pricing information including interest rates, rewards, benefits and fees was obtained on June 8, 2020 from published websites and is believed to be accurate, but not guaranteed. Capital One Journey: Pricing information including interest rates, rewards, benefits and fees was obtained on January 28, 2020 from published websites and is believed to be accurate, but not guaranteed.

Articles on Capital One® Platinum Credit Card

Capital One Platinum
Capital One® Platinum Credit Card is a no-frills, no annual fee credit card for people with average credit. Read this review before you apply.
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