Capital One Platinum vs Capital One Journey

Capital One Platinum is a good no annual fee credit card for people with average credit.. How does it compare to Capital One Journey, a student and cash back credit card? Read our comparison chart below.

Note: Capital One® Platinum Credit Card is a credit card for consumer while Journey® Student Rewards from Capital One® is a credit card for student.

	Capital One® Platinum Credit Card	Journey® Student Rewards from Capital One®
	Personal Credit Card	Student Credit Card
	Credit Card Interest Rates & Fees
Purchase APR	24.99% (Variable) based on your creditworthiness and other factors	24.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	24.99% (Variable) based on your creditworthiness and other factors	24.99% (Variable) based on your creditworthiness and other factors
Balance Transfer Fee	No balance transfer fee	No balance transfer fee
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Student		Student
Cash Back Rewards		Cash Back Rewards: Earn 1% cash back on all purchases. If you pay on time, you can boost your cash back to a total of 1.25% for that month.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: No Annual Fee Cons: No rewards No intro APR
Bottom Line	Good no annual fee credit card for people with average credit... Read full review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Disclaimer: The information for the Capital One® Platinum Credit Card and Journey® Student Rewards from Capital One® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Platinum: Pricing information including interest rates, rewards, benefits and fees was obtained on June 28, 2018 from published websites and is believed to be accurate, but not guaranteed. Capital One Journey: Pricing information including interest rates, rewards, benefits and fees was obtained on March 29, 2018 from published websites and is believed to be accurate, but not guaranteed.

Explore Capital One® Platinum Credit Card In-Depth

Capital One Platinum
Capital One Platinum is a no-frills, no annual fee credit card for people with average credit. Read this review before you apply.
• Capital One Platinum vs Capital One Quicksilver
• Capital One Platinum vs Discover It
• Capital One Platinum vs Chase Freedom

Which Do You Like and Why?

You Might Also Like

Capital One Credit Card Offers
Capital One is offering lucrative promotions for new credit card applicants. Which deal is right for you? Read this in-depth guide.

Best Credit Card for First-Time Applicants
Learn how to get a credit card for the first time. Read this guide to find out which cards are the best and avoid common mistakes many beginners make.

Credit Cards for Young Adults
The best credit cards for young adults have good rewards and benefits but low fees. Use this must-read guide to help narrow down your search.

Compare Capital One Platinum to:

Capital One® Quicksilver® Cash Rewards Credit Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 14.74% - 24.74% (Variable) $0

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

You might also be interested in

Related: Fair Credit

Related: Student Credit Cards

	Build Credit for Students Building credit as a student is important, but luckily it is not as intimidating as it sounds. Just follow our step by step infographic guide.