CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Capital One Platinum vs Capital One Journey

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Platinum is a good no annual fee credit card for people with average credit.. How does it compare to Capital One Journey, a student and cash back credit card? Read our comparison chart below.

Note: Capital One® Platinum Credit Card is a credit card for consumer while Journey® Student Rewards from Capital One® is a credit card for student.

 

Capital One® Platinum Credit Card

Journey® Student Rewards from Capital One®

 Personal Credit CardStudent Credit Card
 
$0 Fraud Liability
StudentCash Back RewardsCar Rental InsuranceExtended WarrantyTravel Accident Insurance
 

Credit Card Interest Rates & Fees

Purchase APR26.46% (Variable) based on your creditworthiness and other factors26.46% (Variable) based on your creditworthiness and other factors
Balance Transfers APR26.46% (Variable) based on your creditworthiness and other factors26.46% (Variable) based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeNo balance transfer fee
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Student Student
Cash Back Rewards Cash Back Rewards: Earn 1% cash back on all purchases. If you pay on time, you can boost your cash back to a total of 1.25% for that month.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • No Annual Fee
Cons:
  • No rewards
  • No intro APR
Bottom LineGood no annual fee credit card for people with average credit... Read full review
 Learn MoreLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.

Disclaimer: The information for the Capital One® Platinum Credit Card and Journey® Student Rewards from Capital One® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Platinum: Pricing information including interest rates, rewards, benefits and fees was obtained on December 11, 2018 from published websites and is believed to be accurate, but not guaranteed.

Capital One Journey: Pricing information including interest rates, rewards, benefits and fees was obtained on December 11, 2018 from published websites and is believed to be accurate, but not guaranteed.


Articles on Capital One® Platinum Credit Card


Which Do You Like and Why?

Name
Email (won't be published)


You Might Also Like

    Capital One Credit Card Offers

    Capital One is offering lucrative promotions for new credit card applicants. Which deal is right for you? Read this in-depth guide.

    Best Credit Card for First-Time Applicants

    Learn how to get a credit card for the first time. Read this guide to find out which cards are the best and how to avoid common mistakes beginners make.

    Credit Cards for Young Adults

    The best credit cards for young adults have good rewards and benefits but low fees. Use this must-read guide to help narrow down your search.

Compare Capital One Platinum to:

Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% intro on purchases for 15 months
0% intro on balance transfers for 15 months
14.74% - 24.74% (Variable)
$0

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


You might also be interested in

Infographics: Build Credit for Students

Build Credit for Students

Building credit as a student is important, but luckily it is not as intimidating as it sounds. Just follow our step by step infographic guide.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.