Capital One vs Huntington Bank
Capital One is a good online bank with access to in-person support. How does it compare to Huntington? Read our comparison chart below.
Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.
While Huntington has nearly 1,200 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.
Compare Capital One with Huntington, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
| SPECIAL OFFER Personal Checking Account - $250 Bonus - Learn MoreRead Capital One Review | SPECIAL OFFER Personal Checking Account - $600 Bonus - Learn MoreRead Huntington Review |
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| Benefits and Features |
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Savings | 4.35% APY | 0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50. |
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CD | 4.00% to 5.10% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.90% | Regular CD APY range from 0.05% - 0.10% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000. |
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Checking | 0.10% APY | |
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Money Market | | 0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account. |
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ATMs | Over 70,000 no-fee Capital One & Allpoint ATMs | Over 1,700 ATMs |
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Customer Service | Mon-Sun: 8am - 11pm (ET) | 24/7 |
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Locations | Online Only | Nearly 1,200 branches |
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| CreditDonkey® Reviews |
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Savings | | |
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Checking | | |
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Money Market | | |
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Mobile App | | |
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Customer Service | | |
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CD | | |
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Pros & Cons | Pros:- Overdraft protection options
- No account minimums
- 27 cafes for in-person support
Cons:- Lower savings APY compared to other online banks
| Pros:- Free checking option
- 24-Hour Grace
- All day deposit
Cons:- Limited branches
- Low savings APY
|
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Bottom Line | Good online bank with access to in-person support... Read full review | Midwest bank with great account benefits and free checking option... Read full review |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One: Pricing information from published website as of 03/15/2024. Huntington: Pricing information from published website as of 03/16/2024 based on 43215 zip code. |
Which is Better: Capital One or Huntington?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Capital One or Chase.
In short: Capital One's money market and mobile app are worth mentioning.
Articles on Capital One
Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you.
Is Capital One a good bank for your teenager? Here are the pros, cons, and fees of a Capital One Money Teen Checking account.
Interested in Capital One 360 CDs? Here are their rates and how to open one.
Want to grow your funds passively? Capital One offers a high-yield savings account with a solid APY and easy accessibility. Read on to find out more.
Curious about Capital One promotions? Discover their latest checking bonuses, how to qualify, and more to optimize your rewards.
Capital One Bank is open 6 days a week. Take a look at their operating hours.
What is the routing number for Capital One? Find the right one for your account with our guide.
Articles on Huntington Bank
Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you.
Huntington Bank could very well be one of the best regional banks, but it's not perfect. Find out what problems you may encounter with them.
What's the Huntington Bank CD promotional rate? Read this review to find out if the APY is worth your time.
Huntington Bank Relationship Money Market Account lets you earn interest on your savings. Find out if the APY is worth your time below.
Huntington Bank is a full-service bank based in the Midwest. Find out when you can visit a local branch, drive-thru, or ATM near you.
Earn $300 for opening a Huntington Platinum Perks Checking ℠ account with qualifying requirements. Find out how to take advantage of the huge cash bonus.
Earn $200 for opening a Huntington Perks Checking ℠ account with qualifying requirements. Find out how to take advantage of the cash bonus promotion below.
Huntington Bank is offering a $0 bonus when you open a new Asterisk-Free Checking® account with qualifying requirements. Find out how to take advantage of the promotion.
You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.
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