Bluevine vs Quontic
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Bluevine | Quontic | |
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Business Checking - Up to 1.5% APY - | CD Rates - Up to 2.20% APY - | |
Benefits and Features | ||
Savings | No savings account, but you add 5 free sub accounts | |
CD | 1.15% to 2.20% APY; Terms of 6 months to 5 years; $500 minimum | |
Checking | Up to 1.5% APY. No monthly fees; no balance requirements; no overdraft fees | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.5% cashback Bitcoin Rewards Checking: 1.5% Bitcoin |
Money Market | ||
APY | 1.5% APY on balances up to $100,000 for customers that meet monthly eligibility requirements | |
Customer Service | Phone and email: Monday - Friday. 8 am to 8 pm EST | |
Minimum Deposit to Open | ||
ACH Transfer Fee | ||
ATMs | ||
Balance Requirement | ||
Cash Deposit Fee | ||
Incoming Wire Transfer Fee | ||
Locations | ||
Out of Network ATM Fee | ||
Outgoing Wire Transfer Fee | ||
Overdraft Fee | ||
Monthly Fee | ||
CreditDonkey® Reviews | ||
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Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Fees | ![]() ![]() ![]() ![]() ![]() | |
Savings | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Free account with interest for basic business checking needs... | Innovative digital bank offering checking accounts with high rewards... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 07/13/2022 |
Business Checking - Up to 1.5% APY
- 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Open a Free Business Checking Account
- 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
CD Rates - Up to 2.20% APY
- $500 minimum opening deposit
- FDIC insured
Term | CD Rates |
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6 Months | 1.15% APY |
1 Year | 1.76% APY |
2 Years | 1.95% APY |
3 Years | 2.05% APY |
5 Years | 2.20% APY |
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
High Yield Savings - 1.85% APY
- 1.85% APY
- $100 minimum opening deposit
- No monthly service fees