Bluevine vs Payline

Bluevine is a free account with interest for basic business checking needs. How does it compare to Payline? Read our comparison chart below.

Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

While Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.

Compare Bluevine with Payline, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Visit Site	Visit Site
	Bluevine	Payline
	SPECIAL OFFER Free Business Checking - Up to 2.0% APY - Learn More Read Bluevine Review
	Benefits and Features
Savings	No savings account, but you add 5 free sub accounts
Checking	4.25% APY for Premier customers, 2.0% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard
Monthly Fee	Standard tier: $0 per month Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)	$10 per month for in-person processing $20 per month for online processing $10 per month for virtual terminal
Equipment		POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Cash Deposit Fee	$4.95 per deposit at Green Dot locations or $1 + 0.5% of the deposit amount at Allpoint+ ATMs
Customer Service	Phone and email: Monday - Friday. 8 am to 8 pm EST	Phone, Email
	CreditDonkey® Reviews
Checking
Fees
Mobile App
Customer Service
Price
Equipment
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Fees to deposit cash No physical branches	Pros: User-friendly interface Transparent interchange-plus pricing model Cons: Monthly fee $25 monthly minimum processing requirement
Bottom Line	Free account with interest for basic business checking needs... Read full review	Good credit card processor for most businesses... Read full review
	Visit Site	Visit Site
	Free Business Checking - Up to 2.0% APY Premier Business Checking - Up to 4.25% APY
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Free Business Checking - Up to 2.0% APY

Get Deal

• 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
• $0 minimum opening deposit
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Free Business Checking - Up to 2.0% APY

Get Deal

• 2.0% APY on balances up to $250,000 for eligible customers
• Unlimited transactions
• 5 free subaccounts with unique account numbers
• 2 free checkbooks per year
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Premier Business Checking - Up to 4.25% APY

Get Deal

• 4.25% APY on balances up to $3,000,000
• $0 minimum opening deposit
• 50% off most Standard payment fees
• Priority customer support
• Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend

Banking services provided by Coastal Community Bank, Member FDIC

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