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Blue Cash Preferred vs Citi AAdvantage

Compare Rewards, Interest Rates, Fees, and Benefits

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Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to Citi AAdvantage, an airline credit card? Read our comparison chart below.

 Apply NowRead Citi AAdvantage Review
 

Blue Cash Preferred® Card from American Express

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

 
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental Insurance
Introductory Bonus Airline RewardsAirline RewardsGas RewardsNo Expiration on RewardsNo Limits on Rewards
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on purchases for 12 monthsN/A
Purchase APR13.99% to 23.99% Variable based on your creditworthiness and other factors15.99% to 24.99%* (Variable) based on your creditworthiness and other factors
Balance Transfers APRN/A15.99% to 24.99%* (Variable) based on your creditworthiness and other factors
Foreign Transaction Fee2.7% of each transaction after conversion to US dollars.No foreign transaction fee
Annual Fee$95 annual fee$99 annual fee, waived for first 12 months*
Terms Apply. See Rates & Fees 
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackEarn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 
Introductory Bonus Airline Rewards Earn 50,000 American Airlines AAdvantage® bonus miles after you spend $2,500 in purchases within the first 3 months of account opening
Cash Back Rewards6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
 
Airline Rewards Earn 2 AAdvantage® miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases; 1 AAdvantage® mile for every $1 spent on other purchases.
Airline Status Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
Your first checked bag is free on domestic American Airlines itineraries (for you and up to four companions traveling with you on the same reservation).
Enjoy Preferred Boarding on American Airlines domestic flights.
Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights.
Gas Rewards3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).Earn 2 AAdvantage miles for every $1 spent at gas stations
Grocery Rewards6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 
Dining Rewards Earn 2 AAdvantage miles for every $1 spent at restaurants
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 6% at U.S. supermarkets (up to $6k/year in purchases, then 1%)
  • 3% at U.S. gas stations
  • Bonus cash back promotional offer
Cons:
  • $95 annual fee
  • Not a Visa/MasterCard
Pros:
  • Bonus miles offer
  • First eligible checked bag is free
  • Preferred boarding
Cons:
  • $99 annual fee
Bottom LineExcellent cash back credit card for families... Read full reviewExcellent airline credit card for frequent American Airlines travelers... Read full review
 Apply NowRead Citi AAdvantage Review
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi AAdvantage: Pricing information including interest rates, rewards, benefits and fees was obtained on March 20, 2020 from published websites and is believed to be accurate, but not guaranteed.


    Articles on Blue Cash Preferred® Card from American Express


    Articles on Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®


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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.