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BlockFi vs Uphold

BlockFi is a good custodian for earning interest on crypto. How does it compare to Uphold? Read our comparison chart below.

 BlockFiUphold
 Visit SiteVisit Site
 

BlockFi

Uphold

SPECIAL OFFER
Get Up to $250 in Bonus BTC - Learn More

Read BlockFi Review

SPECIAL OFFER
Trade from "Anything to Anything" in Just 10 Seconds - Learn More

Read Uphold Review

 

Benefits and Features

Stock Trading 50 U.S. stocks (equities trading not available in US and UK)
Options Trading 
No
Cryptocurrency Trading 
Yes
Minimum Deposit
$0
$10
Cryptocurrencies SupportedBitcoin, Ethereum, Litecoin, Chainlink, PAX Gold, USDC, Binance USD, PAX, GUSD, BAT, DAI, UNI
Over 200
Countries SupportedWorldwide, except for countries that are sanctioned or watch-listed
184
Fiat Currencies Supported
USD
USD, EUR, GBP, AED, ARS, AUD, BRL, CAD, CHF, CNY CZK, DKK, HKD, HRK, HUF, ILS, INR, JPY, KES, MXN, NOK, NZD, PHP, PLN, RON, SEK, SGD
Digital Wallet
Yes
Yes
Transaction Fee
No
None; only a spread when you trade
Copy Trading
No
No
Limit Orders
No
Yes
Margin Trading
No
No
Spread
0.7% - 1.5%
0.8% - 1.8% for cryptocurrencies; 1.0% for U.S equities; 0.2% for fiat currencies; 3% for precious metals
Interest AccountsUp to 7.5% (Not Available in US)
No (staking coming soon)
Crypto Loans
Yes
Yes, through partner SALT Lending
Bitcoin (BTC) Interest Rates
2% - 3.5%
 
Ethereum (ETH) Interest Rates
2% - 3.5%
 
Bank Account Purchase Fee
No
No
Litecoin (LTC) Interest Rates
0% - 2%
 
Debit Card Purchase Fee
No
No
Wallet Purchase Fee 
No
Credit Transaction Fee 
No
USD Coin (USDC) Interest Rates
6% - 7.5%
 
Mobile App
Yes
Yes
ACH Transfer Fee
No
No
Wire Transfer Fee
No
$20 (less than $5,000); $0 ($5,000 or more)
Crypto Conversion Fee
No
No
SEPA Bank Transfer Fee 
No
Withdrawal FeeVaries based on cryptocurrency: 0.00075 BTC, 0.015 ETH, 0.001 LTC$0; Fee varies for withdrawing funds to external crypto wallets
Other Fees2% Origination Fee on crypto-backed loansNetwork fees when you withdraw to external crypto wallets (varies)
Address Allowlisting
Yes
 
Anonymity
No
No
Biometric Login
Yes
Yes
Cold Storage
Yes
Yes
Maximum Trading AmountSingle-trade limit of $1.2m USD or equivalent$25,000 per trade with a daily limit of $100,000 USD
Two-Factor Authentication
Yes
Yes
Withdrawal Limit7-day Withdrawal Limit varies by cryptocurrency: 100 BTC, 5,000 ETH, 10,000 LTC.
Up to $5,000 USD via direct bank withdrawal
$10,000 / day for US ACH transfers; €50,000 / day for Euro SEPA bank transfers; £25,000 / day for British FPS transfers
Binance USD (BUSD) Interest Rates
6% - 7.5%
 
Dai (DAI) Interest Rates
3.5% - 6%
 
Gemini Dollar (GUSD) Interest Rates
6% - 7.5%
 
Paxos Standard (PAX) Interest Rates
6% - 7.5%
 
 

CreditDonkey® Reviews

 BlockFiUphold
Cryptocurrency TradingStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
Interest AccountsStarStarStarStarEmpty Star
Crypto LoansStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf Star
Commissions and FeesStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
Ease of UseStarStarStarStarEmpty StarStarStarStarStarHalf Star
ResearchStarEmpty StarEmpty StarEmpty StarEmpty Star
SafetyStarStarStarStarStar
Minimum DepositStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Earn crypto rewards
  • No commissions (only charges a spread)
  • Excellent customer service
Cons:
  • Only supports 8 coins
  • Withdrawal restrictions
  • Slow withdrawal times (up to 7 days)
Pros:
  • Trade between assets classes
  • $10 minimum
  • 184 countries
Cons:
  • Trading fees can be higher
  • Equities not available in US
Bottom LineGood custodian for earning interest on crypto... Read full reviewUnique platform that lets you trade directly across a wide variety of assets... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

BlockFi: Pricing information from published website as of 07/01/2022. BlockFi Interest Accounts are not available in the United States.

Uphold: Uphold Disclaimer: Assets available on Uphold are different per region. All investments and trading are risky and may result in the loss of capital. Cryptoassets are largely unregulated and are therefore not subject to protection

BlockFi

Get Up to $250 in Bonus BTC

DepositCrypto Bonus
$100 - $1,499$15
$1,500 - $19,999$20
$20,000 - $39,999$40
$40,000 - $74,999$75
$75,000 - $99,999$100
$100,000+$250

BlockFi

BlockFi Rewards Visa® Signature Credit Card

  • Earn 1.5% back in crypto on every single purchase.
  • No annual fee. No foreign transaction fees
  • Know if you're approved without affecting your credit score. A soft credit pull happens before you've accepted the credit card offer. A hard credit pull occurs when you've accepted your credit card offer, which can have an impact on your credit score.
  • Earn 2% back in crypto on every purchase over $30,000 of annual spend. Rewards rate increases from 1.5% to 2% after $30,000 of spend has been achieved and resets on the card anniversary date every year.
  • On top of the rewards you get from BlockFi, your BlockFi Rewards Visa Signature card gives you instant access to once-in-a-lifetime travel, fine wine and food, sporting events, shopping and more.
  • Your BlockFi Rewards Visa Signature card comes with 24/7 access to your Visa Signature® Concierge* for assistance booking travel, transportation, accommodations, event tickets—even restaurant reservations and golf tee times.
BlockFi

$250 Bitcoin Bonus When You Fund Your New Account

New BlockFi clients who sign up with a specific partner referral code and fund their account during the promotion period (current calendar month ending at 23:59:59 UTC on the last day of the month) are eligible to receive a tiered bonus paid in BTC.

To be eligible for the promotion, this must be your first ever transfer to the BlockFi Wallet and you must maintain a $100,000+ account balance through the 14th of the month at 23:59:59 UTC two and a half months from the month of eligibility in order to remain eligible.

Eligible payouts occur on or before the second Friday of every month on a rolling basis. The bonus will be paid in BTC based on the prevailing market price at the time of payment. Payout will be based on your average daily balance (USD equivalent) maintained through 23:59:59 UTC on the 14th of the month you are eligible to be paid on. Any withdrawals made before 23:59:59 UTC on the 14th of the month you are eligible to be paid out on may affect your tier.

There is a maximum of one bonus per client. This offer is not valid in conjunction with any other current or past promotions and the promo code on the account will be used to determine promo eligibility for new accounts.

Uphold

Trade from "Anything to Anything" in Just 10 Seconds

Trade between cryptocurrencies, precious metals, U.S. equities, and national currencies.

Uphold

Buy Cryptocurrency

Choose from 70 digital currencies, including majors, alt-coins, emerging tokens, and stablecoins

Which is Better: BlockFi or Uphold?

Still need help deciding which crypto is better? Read the in-depth reviews below. You may also be interested in comparing BlockFi or eToro.

In short: BlockFi's commissions and fees is notable. Uphold's cryptocurrency trading is notable.


Articles on BlockFi

BlockFi

BlockFi lets you buy, sell, earn and borrow cryptocurrency. But is it safe? Read on to find out.

How Does BlockFi Work

BlockFi is a popular crypto platform offering high interest accounts and the ability to take loans against the value of your coins. Find out how it works.

How Does BlockFi Make Money

BlockFi lets you earn interest on your crypto and take loans against the value of your coins. But how does BlockFi make money? Keep reading to find out.

BlockFi Fees

Interested in taking advantage of BlockFi's interest accounts or crypto-backed loans? Before you take the leap, understand the fees they charge.

BlockFi vs Crypto.com

Looking to earn interest on your crypto or get a crypto-backed loan? Find out whether Crypto.com or BlockFi is right for you, plus the pros/cons of each.

BlockFi vs Nexo

Nexo and BlockFi both let you earn interest and take loans against your cryptocurrency. But which one is right for you? Read on to find out.

Articles on Uphold

Is Uphold Legit

Uphold is a platform where they claim you can trade "anything to anything." But is Uphold safe and legit? Read on to find out.

Uphold

Uphold claims you can trade "anything to anything" - from crypto to gold to stocks and forex. But are they legit? Read this review to learn more.

Which Do You Think is Best?





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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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