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BlockFi vs Stash

BlockFi is a good crypto custodian for crypto-banking services. How does it compare to Stash? Read our comparison chart below.

BlockFi offers cryptocurrency borrowing and lending services. While their exchange is quite limited, their main products are their interest accounts and crypto-backed loans. They also have a crypto rewards card.

While Stash simplifies investing for novices. This app is not a robo-advisor and will not manage investments for you. Instead, it guides beginners to select investments aligned with their goals and risk level. There is no minimum balance to start investing.

Compare BlockFi with Stash, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 BlockFiStash
 Visit SiteVisit Site
 

BlockFi

Stash

SPECIAL OFFER
Get Up to $250 in Bonus BTC - Learn More

Read BlockFi Review

SPECIAL OFFER
Sign Up and Get $5 - Learn More

Read Stash Review

 

Benefits and Features

Stock Trading 
Check
Annual Fee STASH Beginner ($1/mo)
STASH Growth ($3/mo)
STASH+ ($9/mo)
Minimum Deposit 
$0
Phone Support Yes - normal business hours, plus Sat & Sun 11a-5p ET
Live Chat Support 
No
Email Support 
Yes
Human Advisors 
No
Assets Under Management 
$530 Million
Tax Loss Harvesting 
No
Goal Tracker 
Yes
Automatic Deposits 
Yes
Bitcoin (BTC) Interest Rates
0.25% - 4.0%
 
Online Platform 
Yes
Ethereum (ETH) Interest Rates
0.25% - 4%
 
iPhone App 
Yes
Android App 
Yes
Litecoin (LTC) Interest Rates
2% - 4.5%
 
Tether (USDT) Interest Rates
5% - 7.5%
 
USD Coin (USDC) Interest Rates
5% - 7.5%
 
Banking All users get a cash account with a debit card. No minimum balance, no overdraft fees, and free ATM access at 19,000+ ATMS.
Mobile App
Yes
Yes
InsuredFDIC insurance on cash holdings up to $250,000 and digital asset insurance on custodied cryptocurrencies 
Two-Factor Authentication
Yes
 
Fractional Shares 
Yes
Taxable Accounts 
Yes
401k Plans 
No
IRA Accounts 
Yes
Roth IRA Accounts 
Yes
SEP IRA Accounts 
No
Trust Accounts 
No
529 Plans 
No
 

CreditDonkey® Reviews

 BlockFiStash
Cryptocurrency TradingStarStarStarEmpty StarEmpty Star
Interest AccountsStarStarStarStarEmpty Star
Crypto LoansStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf Star
Commissions and FeesStarStarStarStarHalf Star
Ease of UseStarStarStarStarEmpty Star
ResearchStarEmpty StarEmpty StarEmpty StarEmpty Star
SafetyStarStarStarStarStar
Annual FeeStarStarStarHalf StarEmpty Star
Minimum DepositStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Earn up to 7.5% APY on cryptos
  • No commissions (only charges a spread)
  • Crypto-backed loans
Cons:
  • Only supports 8 coins
  • Withdrawal restrictions
  • Slow withdrawal times (up to 7 days)
Pros:
  • $1 to invest
  • Guidance to beginners
  • Automatically invest extra funds
Cons:
  • Fees are high for small balances
  • High ETF expense ratio
  • Limited research
Bottom LineGood crypto custodian for crypto-banking services... Read full reviewGood investment app to guide beginners to invest with as little as $1... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

BlockFi: Pricing information from published website as of 06/30/2021.

Stash: Pricing information from published website as of 08/14/2019

Stash: CreditDonkey is a paid Affiliate/partner of Stash. Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only, and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.

BlockFi

Get Up to $250 in Bonus BTC

DepositCrypto Bonus
$100 - $1,499$15
$1,500 - $19,999$20
$20,000 - $39,999$40
$40,000 - $74,999$75
$75,000 - $99,999$100
$100,000+$250

Stash

Sign Up and Get $5

  • Sign up, add at least $5 to your account and get a $5 bonus.
  • Invest with fractional shares
  • Get portfolio recommendations

Which is Better: BlockFi or Stash?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing BlockFi or Ally Invest.


Articles on BlockFi

BlockFi

As one of the world's first "crypto banks", BlockFi lets you earn interest and borrow against your cryptocurrency. But is it safe? Read on to find out.

BlockFi vs Crypto.com

Looking to earn interest on your crypto or get a crypto-backed loan? Find out whether Crypto.com or BlockFi is right for you, plus the pros/cons of each.

BlockFi vs Nexo

Nexo and BlockFi both let you earn interest and take loans against your cryptocurrency. But which one is right for you? Read on to find out.

BlockFi vs Celsius

Celsius and BlockFi are cryptocurrency lending and borrowing platforms where investors can earn interest on their crypto holdings. But which is right for you?

Articles on Stash

Stash

Can Stash help make you money? Find out if the investing app is legit and how it compares to apps like Acorns and Robinhood.

Which Do You Think is Best?





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