Save money and be informed. CreditDonkey is a crypto comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

BlockFi vs Paybis

BlockFi is a good custodian for earning interest on crypto. How does it compare to Paybis? Read our comparison chart below.

 BlockFi
 Visit SiteLearn More
 

BlockFi

Paybis

SPECIAL OFFER
Get Up to $250 in Bonus BTC - Learn More

Read BlockFi Review

SPECIAL OFFER
Buy Bitcoin with Credit Card or Debit Card - Learn More

Read Paybis Review

 

Benefits and Features

Stock Trading 
No
Options Trading 
No
Cryptocurrencies SupportedBitcoin, Ethereum, Litecoin, Chainlink, PAX Gold, USDC, Binance USD, PAX, GUSD, BAT, DAI, UNIBTC, DOGE, BNB, USDT, ETH, LTC, USDC, LINK, YFI, SHIB, AXS, AAVE, ENJ, BAT, PERP, SXP, CRV, NMR, HOT, SAND, KNC, MKR, COMP, WBTC, DAI, SUSHI, CHZ, UNI, XRP, BCH, XLM, TRX
Countries SupportedWorldwide, except for countries that are sanctioned or watch-listed
Over 180
Fiat Currencies Supported
USD
EUR, GBP, USD, AED, ARS, AUD, AZN, BDT, BYN, CAD, CHF, CRC, CZK, DKK, DOP, DZD, EGP, GEL, HKD, HRK, HUF, INR, JPY, KRW, KWD, MAD, MYR, NGN, NOK, PEN, PHP, PLN, RON, RUB, SAR, SEK, SGD, THB, TND, TRY, UAH, XAF, ZAR
Digital Wallet
Yes
No
Transaction Fee
No
2.49%
Copy Trading
No
No
Limit Orders
No
Yes
Margin Trading
No
No
Spread
0.7% - 1.5%
No
Interest Accounts
Up to 8.25%
No
Crypto Loans
Yes
No
Bitcoin (BTC) Interest Rates
0.1% - 4.5%
 
Ethereum (ETH) Interest Rates
0.25% - 5%
 
Bank Account Purchase Fee
No
No
Litecoin (LTC) Interest Rates
0.1% - 4.75%
 
Debit Card Purchase Fee
No
 
Tether (USDT) Interest Rates
7% - 8.25%
 
USD Coin (USDC) Interest Rates
7% - 8.25%
 
Mobile App
Yes
Yes
ACH Transfer Fee
No
0.05% or a minimum of 2 EUR/GBP.
Wire Transfer Fee
No
No
Crypto Conversion Fee
No
No
Withdrawal FeeVaries based on cryptocurrency: 0.00075 BTC, 0.02 ETH, 0.0025 LTC 
Other Fees2% Origination Fee on crypto-backed loansCredit and Debit Card Processing Fee: Minimum $10 USD equivalent, or 4.5% for transactions in USD, EUR, GBP, and up to 6.5% for other currencies. Network Fees: Varied by currency
Address Allowlisting
Yes
No
Anonymity
No
No
Biometric Login
Yes
No
Cold Storage
Yes
No
Maximum Trading AmountSingle-trade limit of $1.2m USD or equivalentCredit/Debit: $20,000 per transaction; Skrill: $25,000 per transaction; Neteller: $25,000 per transaction; Bank Transfer: $200,000 per transaction; Bitcoin: $50,000 per transaction
Two-Factor Authentication
Yes
Yes
Withdrawal Limit7-day Withdrawal Limit varies by cryptocurrency: 100 BTC, 5,000 ETH, 10,000 LTC.
Up to $5,000 USD via direct bank withdrawal
No
 

CreditDonkey® Reviews

 BlockFi
Cryptocurrency TradingStarStarStarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
Interest AccountsStarStarStarStarEmpty Star
Crypto LoansStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarEmpty Star
Commissions and FeesStarStarStarStarHalf StarStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarEmpty StarStarStarStarStarStar
ResearchStarEmpty StarEmpty StarEmpty StarEmpty Star
SafetyStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarStarStar
Pros & ConsPros:
  • Earn up to 8.25% APY on cryptos
  • No commissions (only charges a spread)
  • Crypto-backed loans
Cons:
  • Only supports 8 coins
  • Withdrawal restrictions
  • Slow withdrawal times (up to 7 days)
Pros:
  • Simple Interface
  • Quick Credit and Debit Purchase ability
  • Quality Customer Support
Cons:
  • Relatively high fees
  • No extra features
Bottom LineGood custodian for earning interest on crypto... Read full reviewNo-frills exchange that's honed in on the ability to buy and sell crypto and little else... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

BlockFi: Pricing information from published website as of 06/30/2021.

Paybis: Pricing information from published website as of 09/08/2021.

BlockFi

Get Up to $250 in Bonus BTC

DepositCrypto Bonus
$100 - $1,499$15
$1,500 - $19,999$20
$20,000 - $39,999$40
$40,000 - $74,999$75
$75,000 - $99,999$100
$100,000+$250

BlockFi

Crypto Interest Account - Earn up to 8.25% APY

  • No hidden fees
  • No minimum balances
  • Buy, sell or exchange cryptocurrencies
BlockFi

BlockFi Rewards Credit Card - $25 Bonus in Crypto After Your First Purchase

Expires 11/30/2021
  • Earn 3.5% back in Bitcoin during your first 3 months
  • Earn an unlimited 1.5% back in Bitcoin on every purchase
  • No annual fee
  • No foreign transaction fees

Which is Better: BlockFi or Paybis?

Still need help deciding which crypto is better? Read the in-depth reviews below. You may also be interested in comparing BlockFi or Coinbase.

In short: BlockFi's commissions and fees is notable. Paybis' ease of use is impressive.


Articles on BlockFi

BlockFi Review

BlockFi lets you earn interest and borrow against your cryptocurrency. But is it safe? Read on to find out.

How Does BlockFi Work

BlockFi is a popular crypto platform offering high interest accounts and the ability to take loans against the value of your coins. Find out how it works.

How Does BlockFi Make Money

BlockFi lets you earn interest on your crypto and take loans against the value of your coins. But how does BlockFi make money? Keep reading to find out.

BlockFi Fees

Interested in taking advantage of BlockFi's interest accounts or crypto-backed loans? Before you take the leap, understand the fees they charge.

BlockFi vs Crypto.com

Looking to earn interest on your crypto or get a crypto-backed loan? Find out whether Crypto.com or BlockFi is right for you, plus the pros/cons of each.

BlockFi vs Nexo

Nexo and BlockFi both let you earn interest and take loans against your cryptocurrency. But which one is right for you? Read on to find out.

Celsius vs BlockFi

Celsius and BlockFi are cryptocurrency lending and borrowing platforms where investors can earn interest on their crypto holdings. But which is right for you?

Articles on Paybis

Paybis Review

Paybis is a cryptocurrency exchange offering the ability to instantly buy Bitcoin with a credit or debit card. But is it worth the price?

Which Do You Think is Best?





You Might Also Like

Best Cryptocurrency App for Beginners

Best Cryptocurrency App for Beginners

So you've finally decided to take the plunge into crypto, and you're wondering where to get started. Review these top-rated cryptocurrency apps for beginners.

Next Page:

About CreditDonkey
CreditDonkey is a crypto comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2021 CreditDonkey Inc. All Rights Reserved.