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BlockFi vs Crypto.com

BlockFi is a good custodian for earning interest on crypto. How does it compare to Crypto.com? Read our comparison chart below.

BlockFi offers cryptocurrency borrowing and lending services. While their exchange is quite limited, their main products are their interest accounts and crypto-backed loans. They also have a crypto rewards card.

While Crypto.com is a full-service cryptocurrency exchange with a range of coins more extensive than most popular exchanges. Among their features are interest accounts on stablecoins and cryptocurrencies, an NFT marketplace, and a Pay feature that allows users to spend crypto real time.

Compare BlockFi with Crypto.com, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 BlockFiCrypto.com
 Visit SiteVisit Site
 

BlockFi

Crypto.com

SPECIAL OFFER
Get Up to $250 in Bonus BTC - Learn More

Read BlockFi Review

SPECIAL OFFER
USD $10 Sign Up Bonus - Learn More

Read Crypto.com Review

 

Benefits and Features

Annual Fee 
None
Cryptocurrency Trading 
Check
Minimum Deposit
$0
$1
Cryptocurrencies SupportedBitcoin, Ethereum, Litecoin, Chainlink, PAX Gold, USDC, Binance USD, PAX, GUSD, BAT, DAI, UNIBTC, CRO, ETH, XRP, LTC, EOS, XLM, USDC, ATOM, LINK, XTZ, BCH, VET, ICX, ADA, ENJ, ALGO, KNC, NEO, DAI, PAXG, BAT, COMP, OMG, MANA, QTUM, CELR, MKR, UNI, YFI, BAND, EGLD, WBTC, AAVE, DOT, REN, ONT, LRC, CRV, ZIL, GRT, BNT, KSM, SKL, NEAR, SNX, BAL, STX, DOGE, UMA, FLOW, SAND, ZRX, FIL, THETA, ANKR, MATIC, CHZ, OCEAN, WAVES, RLY, STORJ, HOT, 1INCH
Countries SupportedWorldwide, except for countries that are sanctioned or watch-listedWorldwide in 100+ markets, depending on the legality of Bitcoin
Fiat Currencies Supported
USD
Over 20
Digital Wallet
Yes
Yes
Transaction Fee
No
Tiered Maker-Taker Fee Structure based on 30-Day Trade Volume from 0.04% to 0.4% with discounts from 10% to 100% for staking CRO
Copy Trading
No
No
Limit Orders
No
Yes
Margin Trading
No
Yes
Spread
0.7% - 1.5%
0.25% - 0.5%
Interest AccountsUp to 7.5% (Not Available in US)
Up to 14.5%
Crypto Loans
Yes
Yes
Bitcoin (BTC) Interest Rates
2% - 3.5%
1.5% - 8.5%
Ethereum (ETH) Interest Rates
2% - 3.5%
2.5% - 7.5%
Bank Account Purchase Fee
No
No
Litecoin (LTC) Interest Rates
0% - 2%
0.5% - 5.0%
Debit Card Purchase Fee
No
0%
Tether (USDT) Interest Rates 
6.0% - 14.0%
USD Coin (USDC) Interest Rates
6% - 7.5%
6.0% - 14%
Mobile App
Yes
Yes
ACH Transfer Fee
No
No
Wire Transfer Fee
No
No
Crypto Conversion Fee
No
No
Withdrawal FeeVaries based on cryptocurrency: 0.00075 BTC, 0.015 ETH, 0.001 LTCVary by coin: Bitcoin: 0.0004 BTC, Ethereum: 0.008 ETH, Litecoin: 0.001 LTC
Other Fees2% Origination Fee on crypto-backed loans 
Address Allowlisting
Yes
Yes
Anonymity
No
No
Biometric Login
Yes
Yes
Cold Storage
Yes
Yes
Maximum Trading AmountSingle-trade limit of $1.2m USD or equivalentMaximum Trading Amount varies by coin: Bitcoin: 20, Ethereum: 480, Litecoin: 887
Two-Factor Authentication
Yes
Yes
Withdrawal Limit7-day Withdrawal Limit varies by cryptocurrency: 100 BTC, 5,000 ETH, 10,000 LTC.
Up to $5,000 USD via direct bank withdrawal
10 BTC equivalent per rolling 24 hour period; $100,00 per day and $500,000 per month
Binance USD (BUSD) Interest Rates
6% - 7.5%
 
Dai (DAI) Interest Rates
3.5% - 6%
 
Gemini Dollar (GUSD) Interest Rates
6% - 7.5%
 
Paxos Standard (PAX) Interest Rates
6% - 7.5%
 
Stake Crypto 
CRO
 

CreditDonkey® Reviews

 BlockFiCrypto.com
Cryptocurrency TradingStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Interest AccountsStarStarStarStarEmpty StarStarStarStarStarHalf Star
Crypto LoansStarStarStarStarEmpty StarStarEmpty StarEmpty StarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarEmpty Star
Commissions and FeesStarStarStarStarHalf StarStarStarStarStarHalf Star
Ease of UseStarStarStarStarEmpty StarStarStarStarStarHalf Star
ResearchStarEmpty StarEmpty StarEmpty StarEmpty StarStarStarStarStarHalf Star
SafetyStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Earn crypto rewards
  • No commissions (only charges a spread)
  • Excellent customer service
Cons:
  • Only supports 8 coins
  • Withdrawal restrictions
  • Slow withdrawal times (up to 7 days)
Pros:
  • Wide variety of altcoins
  • Extensive features
  • Excellent security
Cons:
  • Crypto loans not available in USA
  • Slow customer service
Bottom LineGood custodian for earning interest on crypto... Read full reviewGood all-around crypto exchange with reasonable fees... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

BlockFi: Pricing information from published website as of 07/01/2022. BlockFi Interest Accounts are not available in the United States.

Crypto.com: Pricing information from published website as of 05/07/2021.

BlockFi

Get Up to $250 in Bonus BTC

DepositCrypto Bonus
$100 - $1,499$15
$1,500 - $19,999$20
$20,000 - $39,999$40
$40,000 - $74,999$75
$75,000 - $99,999$100
$100,000+$250

BlockFi

BlockFi Rewards Visa® Signature Credit Card

  • Earn 1.5% back in crypto on every single purchase.
  • No annual fee. No foreign transaction fees
  • Know if you're approved without affecting your credit score. A soft credit pull happens before you've accepted the credit card offer. A hard credit pull occurs when you've accepted your credit card offer, which can have an impact on your credit score.
  • Earn 2% back in crypto on every purchase over $30,000 of annual spend. Rewards rate increases from 1.5% to 2% after $30,000 of spend has been achieved and resets on the card anniversary date every year.
  • On top of the rewards you get from BlockFi, your BlockFi Rewards Visa Signature card gives you instant access to once-in-a-lifetime travel, fine wine and food, sporting events, shopping and more.
  • Your BlockFi Rewards Visa Signature card comes with 24/7 access to your Visa Signature® Concierge* for assistance booking travel, transportation, accommodations, event tickets—even restaurant reservations and golf tee times.
BlockFi

$250 Bitcoin Bonus When You Fund Your New Account

New BlockFi clients who sign up with a specific partner referral code and fund their account during the promotion period (current calendar month ending at 23:59:59 UTC on the last day of the month) are eligible to receive a tiered bonus paid in BTC.

To be eligible for the promotion, this must be your first ever transfer to the BlockFi Wallet and you must maintain a $100,000+ account balance through the 14th of the month at 23:59:59 UTC two and a half months from the month of eligibility in order to remain eligible.

Eligible payouts occur on or before the second Friday of every month on a rolling basis. The bonus will be paid in BTC based on the prevailing market price at the time of payment. Payout will be based on your average daily balance (USD equivalent) maintained through 23:59:59 UTC on the 14th of the month you are eligible to be paid on. Any withdrawals made before 23:59:59 UTC on the 14th of the month you are eligible to be paid out on may affect your tier.

There is a maximum of one bonus per client. This offer is not valid in conjunction with any other current or past promotions and the promo code on the account will be used to determine promo eligibility for new accounts.

Crypto.com

USD $10 Sign Up Bonus

You will need to stake in $1000 CRO to earn USD $10 worth of CRO. Only the first amount of CRO you stake is used to calculate the sign-up bonus.

Which is Better: BlockFi or Crypto.com?

Still need help deciding which crypto is better? Read the in-depth reviews below. You may also be interested in comparing BlockFi or eToro.

In short: BlockFi's crypto loans is notable. Crypto.com's cryptocurrency trading and research are worth mentioning. In particular, the cryptocurrency trading is impressive.


Articles on BlockFi

BlockFi Review

BlockFi lets you buy, sell, earn and borrow cryptocurrency. But is it safe? Read on to find out.

How Does BlockFi Work

BlockFi is a popular crypto platform offering high interest accounts and the ability to take loans against the value of your coins. Find out how it works.

How Does BlockFi Make Money

BlockFi lets you earn interest on your crypto and take loans against the value of your coins. But how does BlockFi make money? Keep reading to find out.

BlockFi Fees

Interested in taking advantage of BlockFi's interest accounts or crypto-backed loans? Before you take the leap, understand the fees they charge.

BlockFi vs Crypto.com

Looking to earn interest on your crypto or get a crypto-backed loan? Find out whether Crypto.com or BlockFi is right for you, plus the pros/cons of each.

BlockFi vs Nexo

Nexo and BlockFi both let you earn interest and take loans against your cryptocurrency. But which one is right for you? Read on to find out.

BlockFi vs Celsius

Celsius and BlockFi are cryptocurrency lending and borrowing platforms where investors can earn interest on their crypto holdings. But which is right for you?

Articles on Crypto.com

Crypto.com

Crypto.com is a one-stop shop for everything crypto—from Bitcoin to NFTs, they've got pretty much everything. But is it legit?

Coinbase vs Crypto.com

Coinbase is one of the most popular cryptocurrency exchanges. Crypto.com aims to be a one-stop-shop for everything crypto. But how do they compare?

Which Do You Think is Best?





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