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BlockFi vs Crypto.com

BlockFi is a good custodian for earning interest on crypto. How does it compare to Crypto.com? Read our comparison chart below.

BlockFi offers cryptocurrency borrowing and lending services. While their exchange is quite limited, their main products are their interest accounts and crypto-backed loans. They also have a crypto rewards card.

While Crypto.com is a full-service cryptocurrency exchange with a range of coins more extensive than most popular exchanges. Among their features are interest accounts on stablecoins and cryptocurrencies, an NFT marketplace, and a Pay feature that allows users to spend crypto real time.

Compare BlockFi with Crypto.com, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 BlockFiCrypto.com
 Visit SiteVisit Site
 

BlockFi

Crypto.com

SPECIAL OFFER
Get Up to $250 in Bonus BTC - Learn More

Read BlockFi Review

SPECIAL OFFER
USD $10 Sign Up Bonus - Learn More

Read Crypto.com Review

 

Benefits and Features

Cryptocurrency Trading 
Check
Cryptocurrencies SupportedBitcoin, Ethereum, Litecoin, Chainlink, PAX Gold, USDC, Binance USD, PAX, GUSD, BAT, DAI, UNIBTC, CRO, ETH, XRP, LTC, EOS, XLM, USDC, ATOM, LINK, XTZ, BCH, VET, ICX, ADA, ENJ, ALGO, KNC, NEO, DAI, PAXG, BAT, COMP, OMG, MANA, QTUM, CELR, MKR, UNI, YFI, BAND, EGLD, WBTC, AAVE, DOT, REN, ONT, LRC, CRV, ZIL, GRT, BNT, KSM, SKL, NEAR, SNX, BAL, STX, DOGE, UMA, FLOW, SAND, ZRX, FIL, THETA, ANKR, MATIC, CHZ, OCEAN, WAVES, RLY, STORJ, HOT, 1INCH
Countries SupportedWorldwide, except for countries that are sanctioned or watch-listedWorldwide in 100+ markets, depending on the legality of Bitcoin
Fiat Currencies Supported
USD
Over 20
Digital Wallet
Yes
Yes
Transaction Fee
No
Tiered Maker-Taker Fee Structure based on 30-Day Trade Volume from 0.04% to 0.4% with discounts from 10% to 100% for staking CRO
Copy Trading
No
No
Limit Orders
No
Yes
Margin Trading
No
Yes
Spread
0.7% - 1.5%
0.25% - 0.5%
Interest Accounts
Up to 8%
Up to 14%
Crypto Loans
Yes
Yes
Bitcoin (BTC) Interest Rates
0.1% - 4.5%
1.5% - 8.5%
Ethereum (ETH) Interest Rates
0.25% - 5%
2.5% - 7.5%
Bank Account Purchase Fee
No
No
Litecoin (LTC) Interest Rates
0.1% - 4.75%
0.5% - 5.0%
Debit Card Purchase Fee
No
2.99% in the U.S. and most countries, 3.99% in a select few
Tether (USDT) Interest Rates
5% - 8%
6.0% - 14.0%
USD Coin (USDC) Interest Rates
5% - 8%
6.0% - 14%
Mobile App
Yes
Yes
ACH Transfer Fee
No
No
Wire Transfer Fee
No
No
Crypto Conversion Fee
No
No
Other Fees2% Origination Fee on crypto-backed loans
Withdrawal Fee varying based on cryptocurrency: 0.00075 BTC, 0.02 ETH, 0.0025 LTC
Withdrawal fees vary by coin: Bitcoin: 0.0004 BTC, Ethereum: 0.008 ETH, Litecoin: 0.001 LTC
Address Allowlisting
Yes
Yes
Anonymity
No
No
Biometric Login
Yes
Yes
Cold Storage
Yes
Yes
Maximum Trading AmountSingle-trade limit of $1.2m USD or equivalentMaximum Trading Amount varies by coin: Bitcoin: 20, Ethereum: 480, Litecoin: 887
Two-Factor Authentication
Yes
Yes
Withdrawal Limit7-day Withdrawal Limit varies by cryptocurrency: 100 BTC, 5,000 ETH, 10,000 LTC.
Up to $5,000 USD via direct bank withdrawal
10 BTC equivalent per rolling 24 hour period; $100,00 per day and $500,000 per month
 

CreditDonkey® Reviews

 BlockFiCrypto.com
Cryptocurrency TradingStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Interest AccountsStarStarStarStarEmpty StarStarStarStarStarHalf Star
Crypto LoansStarStarStarStarEmpty StarStarEmpty StarEmpty StarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarEmpty Star
Commissions and FeesStarStarStarStarHalf StarStarStarStarStarHalf Star
Ease of UseStarStarStarStarEmpty StarStarStarStarStarHalf Star
ResearchStarEmpty StarEmpty StarEmpty StarEmpty StarStarStarStarStarHalf Star
SafetyStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Earn up to 8% APY on cryptos
  • No commissions (only charges a spread)
  • Crypto-backed loans
Cons:
  • Only supports 8 coins
  • Withdrawal restrictions
  • Slow withdrawal times (up to 7 days)
Pros:
  • Wide variety of altcoins
  • Extensive features
  • Excellent security
Cons:
  • Crypto loans not available in USA
  • Slow customer service
Bottom LineGood custodian for earning interest on crypto... Read full reviewGood all-around crypto exchange with reasonable fees... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

BlockFi: Pricing information from published website as of 06/30/2021.

Crypto.com: Pricing information from published website as of 05/07/2021.

BlockFi

Get Up to $250 in Bonus BTC

DepositCrypto Bonus
$100 - $1,499$15
$1,500 - $19,999$20
$20,000 - $39,999$40
$40,000 - $74,999$75
$75,000 - $99,999$100
$100,000+$250

BlockFi

Crypto Interest Account - Earn up to 8% APY

  • No hidden fees
  • No minimum balances
  • Buy, sell or exchange cryptocurrencies
BlockFi

CryptocurrencyAmountInterest (Paid Monthly)
Bitcoin (Tier 1)0 - 0.10 BTC4.5% APY
Bitcoin (Tier 2)> 0.10 - 0.35 BTC1.0% APY
Bitcoin (Tier 3)> 0.35 BTC0.1% APY
Ethereum (Tier 1)0 - 1.5 ETH5% APY
Ethereum (Tier 2)> 1.5 - 50 ETH1.5% APY
Ethereum (Tier 3)> 50 ETH0.25% APY
Litecoin (Tier 1)0 - 20 LTC4.75% APY
Litecoin (Tier 2)> 20 - 1001% APY
Litecoin (Tier 3)> 100 LTC0.1% APY
USD Coin (Tier 1)0 - 40,000 USDC8% APY
USD Coin (Tier 2)> 40,000 USDC5% APY
Gemini Dollar (Tier 1)0 - 40,000 GUSD8% APY
Gemini Dollar (Tier 2)> 40,000 GUSD5% APY
Tether (Tier 1)0 - 40,000 USDT8% APY
Tether (Tier 2)> 40,000 USDT5% APY

Which is Better: BlockFi or Crypto.com?

Still need help deciding which crypto is better? Read the in-depth reviews below. You may also be interested in comparing BlockFi or Coinbase.

In short: BlockFi's crypto loans is notable. Crypto.com's cryptocurrency trading and research are worth mentioning. In particular, the cryptocurrency trading is impressive.


Articles on BlockFi

BlockFi Review

BlockFi lets you earn interest and borrow against your cryptocurrency. But is it safe? Read on to find out.

How Does BlockFi Work

BlockFi is a popular crypto platform offering high interest accounts and the ability to take loans against the value of your coins. Find out how it works.

How Does BlockFi Make Money

BlockFi lets you earn interest on your crypto and take loans against the value of your coins. But how does BlockFi make money? Keep reading to find out.

BlockFi Fees

Interested in taking advantage of BlockFi's interest accounts or crypto-backed loans? Before you take the leap, understand the fees they charge.

BlockFi vs Crypto.com

Looking to earn interest on your crypto or get a crypto-backed loan? Find out whether Crypto.com or BlockFi is right for you, plus the pros/cons of each.

BlockFi vs Nexo

Nexo and BlockFi both let you earn interest and take loans against your cryptocurrency. But which one is right for you? Read on to find out.

BlockFi vs Celsius

Celsius and BlockFi are cryptocurrency lending and borrowing platforms where investors can earn interest on their crypto holdings. But which is right for you?

Articles on Crypto.com

Coinbase vs Crypto.com

Coinbase is one of the most popular cryptocurrency exchanges. Crypto.com aims to be a one-stop-shop for everything crypto. But how do they compare?

Crypto.com

Crypto.com is a one-stop shop for everything crypto—from Bitcoin to NFTs, they've got pretty much everything. But is it legit? Read on to find out.

Which Do You Think is Best?





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