Updated March 15, 2021

Best Mattress Under 500

Read more about Mattress

You don't have to invest your life savings to get a good mattress. Read this list of the top mattresses available online and in-store for under $500.

© CreditDonkey

Top Budget Mattresses

Mattresses are expensive. Do you really have to shell out $1,000 or more to get good sleep?

These days, you can get a mattress for much less than that. But there are some trade-offs. A mattress that's very cheap might feel flimsy and uncomfortable.

Don't get stuck with a mattress that will cause you more problems. Here are the best mattresses under $500 that are actually good.

How long do cheap mattresses last?
The type and quality of your mattress has a big impact on its longevity. Generally, innerspring mattresses last 7–10 years. Memory foam and latex mattresses may last up to 10 years. But the way you take care of your bed also plays a part. Regular cleaning and rotating can extend the life or your mattress.

Best Innerspring: Zinus Quilted Top Spring Mattress

Some people just love the feeling of innerspring mattresses. Zinus has you covered. It's not the innerspring mattress of your childhood, and that's actually a good thing. You'll likely find a lot more comfort in the quilted top of this affordable mattress.

The Zinus Spring mattress features:

  • Patented iCoil technology for less motion transfer
  • Top comfort layer made of foam and microfiber quilting
  • 8" height to make it easy to get in and out of bed
  • Works with any base
  • CertiPUR-US® certified for safe and sustainable foam
  • 100-night trial and 10-year warranty
  • Free shipping

Why You Should Consider It
If you prefer the firmness of innersprings, the Zinus Spring mattress is an affordable option. It has individually wrapped coils to relieve pressure. It reduces motion somewhat, but it still has that traditional innerspring bounce.

The Zinus Spring is firm, so back and stomach sleepers will get plenty of support. The mattress is 8" tall. This could be a good option if your current mattress height makes it hard to get out of bed.

Zinus gives you a 100-day trial period to try out the mattress. The mattress also comes with a 10-year warranty.

Are Costco mattresses good?
Costco sells a good variety of mattresses, including ones from popular mattress brands. You'll likely find a few models at your local Costco. But you can shop online to see their full collection.

If you want the support of coils, but don't like the idea sleeping on steel springs, try a hybrid mattress.

You'll still get innerspring support with thick layers of foam on top.

Best Hybrid: Signature Sleep Contour Hybrid 12"

Sometimes you can't choose between an innerspring and a memory foam mattresses. If both materials offer the benefits you need, consider the Signature Sleep Contour Hybrid mattress.

This Signatures Sleep Contour Hybrid offers:

  • Individually wrapped coils
  • Breathable foam for maximum airflow
  • Edge-to-edge support
  • Little motion transfer
  • Pillow-top surface for pressure-point relief
  • Shipping in a box right to your door
  • 10-year limited warranty

Why You Should Consider It
If you or your partner are light sleepers, this Signature Sleep hybrid can help. It has a foam comfort layer and pocketed coils to reduce excess motion and bounce. You shouldn't have an issue with waking up your partner when you move around.

The bed is a good budget option for folks with a heavier build. It's a thick mattress with coil support, which is good for bigger bodies.

The pillow top feels gentle on your pressure points without sucking you in like some all-foam beds can. You'll also sleep cool throughout the night. The coils and breathable foam prevents you from overheating.

Signature Sleep beds are available through third-party sellers. Warranties will vary based on where you buy it. The mattress comes with a 10-year warranty.

Is a memory foam or innerspring mattress better?
It depends on your personal preference. Innerspring mattresses are typically firmer with less cushioning. Memory foam mattresses have more cushioning, but many people feel trapped or unable to get out of them.

If you want something in between, consider a hybrid bed with an innerspring base topped with memory foam for comfort. Worried about sleeping hot? Look for gel-infused foam for a cooler sleep.

Hybrids are too firm for some people. For the softest support that still keeps your body aligned, try out the next pick.

Best Memory Foam: Zinus Pressure Relief Cloud Memory Foam

If sleeping on a cloud sounds like a dream come true, check out the Zinus Pressure Relief Cloud mattress. It's a soft memory foam mattress with 12 inches of foam for you to sink into.

The Zinus Pressure Relief Cloud mattress features:

  • 5" of high density base foam
  • 3" of comfort foam
  • 2" of memory foam
  • 2" quilted cover top for comfort
  • Motion isolation
  • Pressure-point relief
  • 100-night trial and 10-year limited warranty

Why You Should Consider It
Memory foam mattresses provide amazing comfort, especially for side sleepers. The Zinus Cloud mattress hugs the body and relieves pressure at a price that fits in most budgets. If the 12" model is too soft for you, try the firmer 8" or 10" versions.

All-foam beds are best suited for petite to average builds. The material has enough support without ever putting too much force on the body.

If you need a mattress that doesn't transfer motion, memory foam is your best bet. Light sleepers might wake up from the bounciness of an innerspring. Memory foam absorbs motion so you can sleep undisturbed.

Zinus gives you 100 days to test out the mattress. You'll also get a 10-year warranty.

Are memory foam mattresses worth it?
Memory foam is worth it if you're looking for body-hugging comfort. It's one of the best materials for pressure relief. But some people feel extra hot on memory foam. A mattress with gel-infused memory foam will sleep cooler.

Do memory foam beds usually make you sweaty? Find out below how you can still sleep cool without sacrificing comfort.

Keeps You Cool: Classic Brands Cool Gel

Your body temperature naturally drops while you sleep. If your bed traps heat, you might find it too warm to stay asleep. The Classic Brands Cool Gel mattress can help if you wake up hot during the night.

The Classics Brands Cool Gel mattress offers:

  • 3" of polygel foam with maximum breathability
  • 2½" of cool gel memory foam
  • 6½" of supportive base foam
  • Pressure-point relief
  • Medium firmness for spinal alignment
  • Antimicrobial and hypoallergenic cover
  • 100-night risk-free trial

Why You Should Consider It
Memory foam can leave you feeling hot. The Classic Brands Cool Gel Mattress gives you a memory foam feel with cooling technology. It has open-cell foam and gel-infused foam a good night's rest without feeling overheated.

The mattress has a medium firmness that's great for side and back sleepers. It keeps your spine aligned and conforms to your body for a comfortable sleep.

Like other memory foam beds, it does a great job at separating motion. If your partner tosses and turns at night, the motion will stay on their side of the bed.

Classic Brands sells their beds at various third-party sellers. Your trial period will depend on the seller. Their mattresses come with a 10-year warranty.

What is the best time of the year to buy a mattress?
Shop for a mattress around the major holidays or late spring for the best deal. The most notable holidays for mattress sales include:
  • 4th of July
  • Labor Day
  • Black Friday/Thanksgiving
  • Presidents Day

Even the most expensive beds can cause aches and pains if it doesn't give the right support. Don't miss out on the best mattress under $500 for your back.

Back Pain: Zinus Green Tea 12"

If you have back pain, you need a bed that will support you and take pressure off your body. The Zinus Green Tea Mattress is a popular memory foam option that will still support your back.

The Zinus Green Tea mattress features:

  • Medium firmness
  • 7" of high-density base foam
  • Sturdy 12" thickness
  • Pressure-point relief
  • Green tea and charcoal to help neutralize odors
  • Flexibility to work with any base
  • 100-night trial and 10-year limited warranty

Why You Should Consider It
Don't sacrifice comfort and stability just because you are on a budget. The Zinus Green Tea mattress has a medium firmness that works well for side and back sleepers. Plus it's memory foam, so it'll cushion your pressure points.

Many budget mattresses are on the thinner side, but the Zinus Green Tea is available in a 12" height. Taller mattresses feel more substantial. This is one of the best mattresses under $500 if you want a more high-end feel.

The foam will form to your back and take pressure off your spine. It's soft enough to contour the body without being overly mushy.

Try your mattress out within their 100-day trial period. All their mattresses come with a 10-year warranty.

Don't shop for the cheapest mattress possible. If you get a bed that doesn't work with your sleeping style, you might hurt your back. Stay until the end for the important factors you need to consider when mattress shopping.

Side Sleepers: The Allswell

Side sleepers need a bed with a good amount of pressure relief and comfort. But it also needs to keep the spine aligned. The Allswell offers both.

The Allswell hybrid mattress features:

  • Individually wrapped coils
  • Maximum breathability with open-cell memory foam
  • Great edge support
  • Medium-firm for spinal alignment
  • Soft cover for pressure-point relief
  • 100-night trial and a 10-year limited warranty
  • Free shipping or the option of personal delivery for an extra charge

Why You Should Consider It
Side sleepers need comfort and stability, especially around the shoulder and hip areas. The Allswell is a medium-firm bed that isn't overly soft and unsupportive.

The copper-infused foam comfort layer will have you sleeping cool through the night. You'll have the comfort and pushback your pressure points need for the right support.

Side sleepers of all body types will feel comfortable on this bed. Couples should have no problem sharing this bed too. Good edge support means both partners can use the full surface of the bed.

Allswell offers a 100-day trial period. Their mattresses come with a 10-year warranty.

What kind of mattress is good for stomach and side sleepers?
Side sleepers need pressure-point relief while stomach sleepers need a firm surface. If you sleep on your side and stomach, you are in a unique situation. A medium-firm hybrid mattress will keep you comfortable no matter how you choose to sleep.

Back Sleepers: LinenSpa 10" Memory Foam Hybrid

Back sleepers need a firm surface for spine alignment, but some innerspring beds can be too firm. The LinenSpa Memory Foam Hybrid gives the right amount of support without causing aches.

The mattress features:

  • Medium firmness
  • Pressure-point relief
  • Thick memory foam comfort layer
  • Steel coils for back support
  • 1.5" topper of quilted memory foam
  • Works on any type of base
  • 10-year limited warranty

Why You Should Consider It
The LinenSpa offers the perfect combination of firmness and support. The foam contours your body and the steel coils ensure proper spinal support for back sleepers.

Because it has coils, it offers enough support for all body types. The mattress uses a more traditional type of coil. This makes for a very bouncy bed that's easy to move around on. But this also means you'll feel motion transfer across the bed.

Linenspa only gives you 30 days to try out your new mattress. They also offer a 10-year warranty.

Is a firm mattress good for a bad back?
A mattress that is too firm can actually cause more harm to your back. Most people with back pain need a medium-firm mattress. The mattress should support spinal alignment while providing enough cushion and pressure relief.

Stomach Sleepers: Classic Brands Mercer Hybrid

If you sleep on your stomach, you don't want your hips to dip. Your mattress should be firm enough to keep your body afloat. The Classic Brands Mercer Hybrid mattress provides that with a surface that stays cool.

It also offers:

  • Medium-firm support from the innerspring coils
  • Gel memory foam for pressure-point relief
  • Little motion transfer
  • Antimicrobial and allergen-resistant cover
  • Gel-infused memory foam that wicks heat away from the body
  • 12" thickness
  • Shipped compressed in a box

Why You Should Consider It
Sleeping on your stomach can get hot. The Classic Brands Mercer mattress wicks away body heat so you won't wake up sweaty.

The sturdy innerspring support will keep your body aligned. The memory foam comfort layer prevent it from feeling like a rock. Because it's a hybrid, you'll get a mattress with a bit of cushion and bounce.

Sleepers of all body types will feel comfortable on this bed. It's a great value for a balanced 12" mattress.

Your sleep trial period will depend on which third-party seller you buy it from. The mattress comes with a 10-year warranty.

Other Mattresses to Consider

Eclipse 2-Sided Firm Foam Mattress
If you prefer a firm mattress, consider the Eclipse 2-Sided Mattress. You'll get a longer life out of this flippable mattress with firm support for back and stomach sleepers.

It is 10" thick and uses polyurethane foam to prevent motion transfer. The Eclipse 2-Sided Mattress is perfect for the master bedroom, kids' room, or guest room and includes a 10-year warranty.

Chime 10" Hybrid
The Chime Hybrid is plush, yet supportive with its individually wrapped coils and gel memory foam. It's made with hypoallergenic materials and high-density foam.

You'll get soft support around your pressure points and good temperature control. The mattress is shipped to you in a box and sets up in minutes. Plus, it works with all bases.

Lucid Plush Memory Foam Mattress
If you love a medium plush feel, check out the Lucid Plush Memory Foam Mattress. It's a memory foam mattress infused with gel, so it doesn't trap heat. It offers motion isolation and is great for side sleepers who need pressure-relief.

The Tencel cover makes it breathable for hot sleepers. The Lucid Mattress ships directly to your door, compressed in a box, and includes a 10-year warranty.

What to Look For

Your new mattress doesn't have to be expensive to provide many years of blissful nights' sleep. Mattresses aren't a one-size-fits-all approach, though. Knowing what to look for can help you choose the best mattress for you.

Sleeping Position
First, think of how you sleep. Are you a side, stomach, or back sleeper? Your preferred sleep position determines what type of mattress you need. Firm mattresses suit stomach sleepers, but not side sleepers, for example. Back sleepers need a medium-firm balance.

Preferred Material
Innerspring mattresses aren't the only option on the market today. You can choose from:

  • Innerspring for firm support and bounce
  • Memory foam for back pain and side sleeping
  • Hybrid for a balanced mattress feel
  • Gel for hot sleepers
  • Latex for allergies
  • Pillow-top for extra comfort
  • Adjustable bed for physical ailments

Body Weight
Heavier sleepers need firmer mattresses. The firmer the surface, the less you'll sink into the mattress. This keeps your spine aligned.

Lighter sleepers don't put much pressure on the mattress. They don't need as firm of a mattress to feel fully supported.

No one wants to feel sweaty on their mattress. A mattress with extra airflow and breathability is a must for hot sleepers. Traditional memory foam beds may be too hot as they trap heat rather than let it pass through.

Targeted Support
If you have specific complaints, such as hip or back pain, choose a mattress with extra support in those areas. Some beds have zoned support which feels softer around pressure points.

Mattress Thickness
Standard mattresses measure between 6" and 10" thick. A thicker mattress is great for larger people. The extra height will prevent you from feeling like you're bottoming out on your bed.

Thinner mattresses can be good if you struggle with getting in and out of bed. Just make sure it has the support you need.

Bottom Line

You have lots of options when looking for a new mattress under $500. Take your time and choose the mattress with the most beneficial construction and qualities. Think about how you sleep and what you want in a mattress before deciding.

Write to Kim P at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Not sure what mattress is right for you?

Answer a few short questions in our mattress quiz to receive tailored recommendations.

Take Mattress Quiz

Read Next:

Best Time to Buy a Mattress

Best Time to Buy a Mattress

Best Hybrid Mattress

Best Hybrid Mattress

Best Firm Mattress

Best Firm Mattress


Bedtime Calculator

Bedtime Calculator

Does a Mattress in a Box Need a Box Spring

Does a Mattress in a Box Need a Box Spring

Are Mattresses in a Box Any Good

Are Mattresses in a Box Good

Biggest Bed Size

Biggest Bed Size

Differences Between Bed and Mattress

Bed vs Mattress

GhostBed Review

GhostBed Review

Leave a comment about Best Mattress Under 500?

Mattress Buying Guide

Mattress Buying Guide

Better sleep is a new mattress away. But which type is best? And how much should it cost? Find out with this mattress buying guide.

About CreditDonkey
CreditDonkey is a mattress comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2022 CreditDonkey Inc. All Rights Reserved.