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BBVA vs Chime

BBVA is a full service bank with lots of checking options and innovative features. How does it compare to Chime? Read our comparison chart below.

 BBVA
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BBVA

Chime

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Benefits and Features

Savings 1.50% Annual Percentage Yield (APY). The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of August 15, 2022. No minimum balance required. Must have $0.01 in savings to earn interest.
Checking No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Customer Service 
24/7
Minimum Deposit to Open 
$0
Mobile App 
iOS & Android
ATMs Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Locations 
Online only
Monthly Fee 
$0
 

CreditDonkey® Reviews

 BBVA
SavingsStarStarStarEmpty StarEmpty StarStarStarStarStarStar
CheckingStarStarStarStarEmpty StarStarStarStarStarStar
Customer ServiceStarStarStarStarHalf StarStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarStarStar
ATMsStarStarStarStarStar
Pros & ConsPros:
  • Free checking
  • Lots of ATMs
  • Excellent customer service
Cons:
  • Low savings APY
  • Branches only in 7 states
Pros:
  • No account fees
  • Get paycheck 2 days early
  • Up to $200 overdraft coverage
Cons:
  • Hard to deposit cash
Bottom LineFull service bank with lots of checking options and innovative features... Read full review Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

BBVA: Pricing information from published website as of 3/16/2022

Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Which is Better: BBVA or Chime?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing BBVA or Chase.

In short: BBVA's customer service is worth mentioning. Chime's savings and checking are excellent.


Articles on BBVA

BBVA Review

BBVA Bank offers checking, savings and second chance banking. Find out if the bank is any good before you sign up.

Articles on Chime

Chime

Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.

Chime Alternatives

Chime offers a convenient and rewarding mobile app. But can you earn better rewards and get more account options with one of Chime's top competitors?

Which Do You Think is Best?





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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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