| Credit Card Interest Rates & Fees |
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Introductory APR for Purchases | 0% introductory APR on purchases for 15 months | 0% introductory APR for 15 months |
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Introductory APR for Balance Transfers | N/A | 0% introductory APR for 15 months |
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Purchase APR | 18.24% to 29.24% Variable based on your creditworthiness and other factors | 17.24% to 28.24% Variable based on your creditworthiness and other factors |
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Balance Transfers APR | N/A | 17.24% to 28.24% Variable based on your creditworthiness and other factors |
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Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. | No foreign transaction fee |
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Annual Fee | $0 annual fee | $0 annual fee |
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| Credit Card Rewards & Benefits |
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Introductory Bonus Cash Back | | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). |
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Introductory Bonus Offer | Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months. | |
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Cash Back Rewards | | 1% cash back on all other purchases. |
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Bonus Cash Back | | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details. |
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Bonus Reward Points | Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. | |
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Point Rewards | 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. | |
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Grocery Rewards | 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x). | |
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Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
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| CreditDonkey® Credit Card Reviews |
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Pros & Cons | | Pros:- 5% bonus rotating categories
- Intro APR on purchases and balance transfers
- No foreign transaction fee
- No annual fee
Cons:- Some merchants don't accept Discover
|
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Bottom Line | | Excellent cash back credit card with no annual fee and low interest rate... Read full review |
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| | Read Discover It Review |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Amex EveryDay® Credit Card from American Express and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Amex EveryDay: Pricing information including interest rates, benefits and fees was obtained on July 27, 2023 from published websites and is believed to be accurate, but not guaranteed. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. |