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The Amex EveryDay® Preferred Credit Card from American Express


Disclaimer: The information for the The Amex EveryDay® Preferred Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

The Amex EveryDay® Preferred Credit Card from American Express is a Personal American Express Network card with $95 annual fee.

Why this card may not be for you: This card has an annual fee. If you prefer a credit card with no annual fee instead, here is a side-by-side comparison of Amex EveryDay Preferred and Amex EveryDay.

Intro APR Intro Period as long as Regular APR
Purchases 0%on Purchases for 12 months14.74% - 24.74% Variable
Balance Transfers 0%on Balance Transfers for 12 months14.74% - 24.74% Variable

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR on Purchases for 12 months. After that, your APR will be 14.74% to 24.74% Variable based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% introductory APR on Balance Transfers for 12 months. After that, your APR will be 14.74% to 24.74% Variable based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest.
  • Paying Interest for Balance Transfers
    Usually, interest begins charging on the transfer transaction date.
  • Paying Interest for Cash Advances
    Usually, interest begins charging on the cash advance transaction date.

    Fees

  • Annual Fee
    $95 annual fee
  • Balance Transfer Transaction Fee
    Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee
    Up to $38
  • Returned Payment Fee
    Up to $38
  • Overlimit Fee
    Usually, a $0 fee for each overlimit may apply.
 

The Amex EveryDay® Preferred Credit Card from American Express

Blue Cash Preferred® Card from American Express

 

  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees
 

Interest Rates and Fees

Introductory APR for Purchases0% introductory APR on Purchases for 12 months0% introductory APR on Purchases for 12 months
Introductory APR for Balance Transfers0% introductory APR on Balance Transfers for 12 months0% introductory APR on Balance Transfers for 12 months
Purchase APR14.74% to 24.74% Variable based on your creditworthiness and other factors14.74% to 25.74% Variable based on your creditworthiness and other factors
Balance Transfers APR14.74% to 24.74% Variable based on your creditworthiness and other factors14.74% to 25.74% Variable based on your creditworthiness and other factors
Annual Fee$95 annual fee$95 annual fee
 

Benefits and Features

Introductory Bonus Cash Back Introductory Bonus Cash Back: $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months. 
Cash Back Rewards Cash Back Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
Bonus Reward PointsBonus Reward Points: Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply. 
Point RewardsPoint Rewards: 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply. 
Gas RewardsGas Rewards: 2x points at US gas stations. Terms and limitations applyGas Rewards: 3% cash back at U.S. gas stations.
Grocery RewardsGrocery Rewards: 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x). Terms and limitations applyGrocery Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. 
 Apply NowApply Now

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Amex EveryDay Preferred: Pricing information including interest rates, benefits and fees was obtained on June 14, 2018 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the The Amex EveryDay® Preferred Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Complete Card Details

  • Pricing information including interest rates, benefits and fees was obtained on June 14, 2018 from published websites and is believed to be accurate, but not guaranteed.
  • While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Articles on The Amex EveryDay® Preferred Credit Card from American Express

    Amex EveryDay Preferred Review

    February 13, 2015 - By Leah Norris - Reviews
    If you have excellent credit and use your credit card daily, the Amex EveryDay® Preferred Credit Card from American Express is worth considering. Read this review to see why it's worth the $95 annual fee.

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Compare Amex EveryDay Preferred to:

Compare Amex EveryDay Preferred vs Blue Cash Preferred
  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
14.74% - 25.74% Variable
$95

Compare Amex EveryDay Preferred vs Starwood Preferred Guest
  • Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
  • No Foreign Transaction Fees on International purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
  • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.49% - 26.49% Variable
$0 introductory annual fee for the first year, then $95

Compare Amex EveryDay Preferred vs Amex EveryDay
  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%.
  • $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on purchases for 15 months
0% on balance transfers for 15 months
14.74% - 25.74% Variable
$0

Compare Amex EveryDay Preferred vs Barclaycard Arrival Plus
  • Enjoy 60,000 bonus miles after spending $5,000 on purchases in the first 90 days and paying the annual fee
  • Earn unlimited 2X miles on every purchase
  • Book travel your way-no airline, seat or hotel restrictions-and redeem your miles for travel statement credits
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • Miles don't expire as long as your account is open, active and in good standing
  • See Rates & Fees
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% intro APR for first 12 billing cycles following each BT that posts within 45 days of account opening
17.74%, 21.74% or 24.74% variable based on your creditworthiness
$89

Compare Amex EveryDay Preferred vs Chase Sapphire Preferred
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.74% - 24.74% Variable
$0 Intro for the First Year, then $95

Compare Amex EveryDay Preferred vs Premier Rewards Gold Card
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
  • No Foreign Transaction Fees.
  • $100 Airline Fee Credit. Up to $100 per calendar year for baggage fees and more at one qualifying airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • $0 Intro Annual Fee for the 1st year, then $195.
  • Terms Apply.
  • See Rates & Fees
Card TypeAnnual Fee
Personal Charge Card
Introductory annual fee of $0 for the first year, then $195

Compare Amex EveryDay Preferred vs Blue Cash Everyday
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
14.74% - 25.74% Variable
$0

Featured Cards from American Express

    Blue Cash Everyday Review

    If you want a cash back credit card with the same rewards categories year-round and no annual fee, then consider the Blue Cash Everyday® Card from American Express. Read on for the pros and cons.

    Amex EveryDay Credit Card Review

    If you tend to charge at least 20 purchases a month on your credit card, you may want to consider switching to the Amex EveryDay® Credit Card from American Express. Read on for the reasons why the rewards credit card may be a good addition to your wallet.

    Amex Platinum Review

    Is the Platinum Card® from American Express worth the $550 annual fee? Read this in-depth review to help you decide.

About CreditDonkey®
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.