Save money and be informed. CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†
Updated March 14, 2019

Review: AMEX EveryDay vs Blue Cash Everyday

Read more about Credit Card Rewards
Editorial Note: This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.
Ad Disclosure: This article contains references to products from our partners. We receive compensation if you apply or shop through links in our content. You help support CreditDonkey by using our links. (read more)

Looking for a rewards credit card for everyday use? Read this comparison review of the Amex EveryDay and Blue Cash Everyday from American Express, a CreditDonkey advertiser, to see how the rewards stack up.

Both cards have a rewards program that is consistent throughout the year (there are no rotating categories to worry about).

The difference is in the details.

The American Express Blue Cash Everyday Card gives you cash back while the Amex EveryDay Card provides Membership Rewards points.

Keep reading to see the pros and cons of each card.

Why Either Amex EveryDay or Blue Cash Everyday Is Good

With either Amex EveryDay or Blue Cash Everyday, you get:

  • No annual fee (See Rates & Fees).

  • Introductory APR on purchases.

    Both cards offer a 0% intro APR for 15 months on purchases, then a variable rate, currently 14.74% - 24.74% Variable (See Rates & Fees) for Blue Cash Everyday and 13.74% - 24.74% Variable for Amex EveryDay.

Why Blue Cash Everyday Is Superior

Blue Cash Everyday
Apply for Blue Cash Everyday Card from American Express
Here is how the Blue Cash Everyday cash back works:

Blue Cash Everyday cardholders receive 3% cash back on purchases made at qualifying U.S. supermarkets, on up to $6,000 worth of purchases per year (then 1%); 2% at U.S. gas stations and select department stores; and 1% back on other purchases. Cash back comes in rewards dollars that can be redeemed as a statement credit, turned into a gift card, or used to buy merchandise through the American Express website.

Here is why you may prefer Blue Cash Everyday over Amex EveryDay:

  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations.
  • 2% cash back at select department stores.
  • The cash back rewards dollars can be applied to your statement as credit while the points you'd get with the Amex EveryDay transfer to statement credit at a lower rate.

To learn more about the promotion, visit American Express' secure website.

Why Amex EveryDay Is Superior

Here is how Amex EveryDay Membership Rewards system works:

Earn 2x points at qualifying U.S. supermarkets, on up to $6,000 per year in purchases (then 1x) and 1x points on other purchases.

But that's not all: if you make 20 or more purchases in a billing period, you get 20% more points on those purchases (less returns and credits).

While the points can be used for a statement credit or for gift cards, their best value. in our opinion. comes from redeeming them for airline miles and hotel points that are partnered with American Express.

Here is why you may prefer Amex EveryDay over Blue Cash Everyday:

  • Intro offer: Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • You can transfer Membership Rewards points to over a dozen frequent travel programs associated with major carriers like Delta and JetBlue, or to hotel chains like Hilton, Best Western, and Starwood.

Keep in Mind

  • Both cards have a foreign transaction fee of 2.7% (See Rates & Fees), which applies to each purchase you make outside the country.
  • Both rewards programs cap their high benefits on U.S. supermarket purchases at $6,000 in purchases a year, which averages to $115 a week. After reaching the limit, Blue Cash Everyday cash back goes to 1% for U.S. supermarket purchases and Amex EveryDay Membership Rewards goes to 1x points.
  • Also note that American Express cards are generally not accepted as widely as Visa or MasterCard.

So, Should You Get Blue Cash Everyday or Amex Everyday?

Both cards have rewards programs, but in our opinion, it comes down to how you want your rewards. Blue Cash Everyday points can quickly be applied as statement credit or gift cards. There's no complicated math involved.

Amex EveryDay's points can be used as statement credit or for gift cards, but in our opinion, the best use of Membership Rewards points is to transfer them to airline and hotel partners. This makes Amex EveryDay the better choice for frequent travelers or for people who travel less frequently but always on the same airline or hotel. Amex EveryDay is also a good option for people who consistently make 20 or more purchases a month and can take advantage of the 20% point incentive.

Michelle Kaiser is a retail analyst at CreditDonkey, a credit card comparison and reviews website. Write to Michelle Kaiser at michelle@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the Advertiser's affiliate programs.

For rates and fees of the Blue Cash Everyday card, please click here.

Disclaimer: The information for the Amex EveryDay® Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Read Next:



Blue Cash Everyday Card from American Express
Apply for Blue Cash Everyday Card from American Express
At American Express' Secure Site
  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 14.74% to 24.74%.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations.
  • 1% Cash Back on other purchases.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees
  • Go to issuer's official application, terms, and details
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
N/A
14.74% - 24.74% Variable
$0
Comments about Review: AMEX EveryDay vs Blue Cash Everyday
  • Ray Beckerman from New York
    on November 2015 said:

    Which card is easier to get? Or are the underwriting standards the same?

  • Charles
    on November 2015 said:

    Thanks for asking. Both cards require excellent credit.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.




Choice IRA Review

Choice IRA Review

Choice IRA offers an all-in-one IRA for investors who want a lot of diversity in their retirement portfolio. But is it the right IRA for you?

About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2022 CreditDonkey Inc. All Rights Reserved.