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American Express Plum Card vs Blue Business Cash

Compare Rewards, Interest Rates, Fees, and Benefits

American Express Plum Card is a flexible business charge card to help manage cash flow. How does it compare to Blue Business Cash from American Express? Read our comparison chart below.

Keep in mind, the American Express Plum Card has a $0 introductory annual fee for the first year, then $250, while the Blue Business Cash has a No annual fee.

Charge Card vs Credit Card: The Plum Card® from American Express is a charge card while American Express Blue Business Cash™ Card is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 

The Plum Card® from American Express

American Express Blue Business Cash™ Card

 Business Charge CardBusiness Credit Card
 
No Pre-Set Spending LimitCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection
Cash Back Rewards$0 Fraud Liability
 

Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR on purchases for 12 months
Purchase APRN/A13.24% to 19.24% Variable based on your creditworthiness and other factors
Balance Transfers APRN/AN/A
Foreign Transaction FeeNo foreign transaction fee2.7% of each transaction after conversion to US dollars.
Annual Fee$0 introductory annual fee for the first year, then $250No annual fee
 

Card Rewards & Benefits

Cash Back Rewards Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
 

CreditDonkey® Card Reviews

Pros & ConsPros:
  • 1.5% Early Pay Discount
  • No pre-set spending limit
Cons:
  • $250 annual fee
Pros:
  • 2% cash back on the first $50,000 spent each calendar year, then 1%
  • Intro APR
  • No annual fee
Cons:
  • Not Visa/Mastercard
Bottom LineFlexible business charge card to help manage cash flow... Read full reviewGood cash back card for small business owners... Read full review
 Read American Express Plum Card ReviewRead Blue Business Cash Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Disclaimer: The information for the The Plum Card® from American Express and American Express Blue Business Cash™ Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

American Express Plum Card: Pricing information including interest rates, benefits and fees was obtained on July 7, 2020 from published websites and is believed to be accurate, but not guaranteed.

Blue Business Cash: Pricing information including interest rates, benefits and fees was obtained on July 7, 2020 from published websites and is believed to be accurate, but not guaranteed.


Articles on The Plum Card® from American Express


Articles on American Express Blue Business Cash™ Card


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Compare American Express Plum Card to:

Blue Cash Everyday
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsurancePurchase Protection$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
N/A
13.99% - 23.99% Variable
$0

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About CreditDonkey®
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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