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| The Plum Card® from American Express vs American Express® Blue Business Cash CardCompare Rewards, Interest Rates, Fees, and Benefits
American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more) American Express Plum Card is a flexible business charge card to help manage cash flow. How does it compare to Blue Business Cash from American Express? Read our comparison chart below. Charge Card vs Credit Card: The Plum Card® from American Express is a charge card while American Express® Blue Business Cash Card is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full. |  |  | |  |  | | Business Charge Card | Business Credit Card |
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| - Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
- Take up to 60 days to pay with no interest, if you pay your minimum due.
- Use the power of the Plum Card to buy big for your business.
- No Foreign Transaction Fees.
- Introductory annual fee of $0 for the first year, then $250
- Terms & Restrictions Apply.
- See Rates & Fees
| - Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power§.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74%, or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
- See Rates & Fees
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| Card Interest Rates & Fees |
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Introductory APR for Purchases | N/A | 0% introductory APR on purchases for 12 months |
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Introductory APR for Balance Transfers | N/A | 0% introductory APR on balance transfers for 12 months |
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Purchase APR | N/A | 14.74% to 20.74% Variable based on your creditworthiness and other factors |
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Balance Transfers APR | N/A | 14.74% to 20.74% Variable based on your creditworthiness and other factors |
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Foreign Transaction Fee | No foreign transaction fee | 2.7% of each transaction after conversion to US dollars. |
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Annual Fee | $0 introductory annual fee for the first year, then $250 | No annual fee |
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| Card Rewards & Benefits |
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Cash Back Rewards | | Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. |
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| Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| CreditDonkey® Card Reviews |
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Pros & Cons | Pros:- 1.5% discount for paying early
- No pre-set spending limit
Cons: | Pros:- 2% cash back on the first $50,000 spent each calendar year, then 1%
- Intro APR
- No annual fee
Cons: |
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Bottom Line | Flexible business charge card to help manage cash flow... Read full review | Good cash back card for small business owners... Read full review |
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What Others View | | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. |
Articles on The Plum Card® from American ExpressIs the Plum Card® from American Express worth it? Read on to see how this card can help business owners manage cash flow.
Articles on American Express® Blue Business Cash CardAmerican Express® Blue Business Cash Card offers 2% cash back on up to $50,000 in purchases per calendar year (then 1%). But is it good for your business? Read on.
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Compare American Express Plum Card to:
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| | | Annual Fee | $595 |
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| | | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | N/A | N/A | 15.74% - 23.74% Variable | Annual Fee | $295 |
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| | | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | 0% on Purchases for 15 months | 0% on Balance Transfers for 15 months | 14.49% - 25.49% Variable | Annual Fee | $0 |
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Compare Blue Business Cash to: | | | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 12 months | 0% for 12 months | 14.74% - 20.74% Variable | No annual fee |
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