American Express Platinum vs Starwood Preferred Guest

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American Express Platinum is an excellent charge card for frequent travelers. How does it compare to Starwood Preferred Guest from American Express, a travel and hotel credit card? Read our comparison chart below.

Keep in mind, the American Express Platinum has a $550 annual fee, while the Starwood Preferred Guest has a $0 introductory annual fee for the first year, then $95.

Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Starwood Preferred Guest® Credit Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	The Platinum Card® from American Express	Starwood Preferred Guest® Credit Card from American Express
	Personal Charge Card	Personal Credit Card
	Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com. Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world. Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required. $550 annual fee. Terms Apply. See Rates & Fees	Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months. Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases. No Foreign Transaction Fees on International purchases. Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees. Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required. $0 introductory annual fee for the first year, then $95. Terms Apply. See Rates & Fees
	Card Interest Rates & Fees
Purchase APR	N/A	17.74% to 26.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	17.74% to 26.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$550 annual fee	$0 introductory annual fee for the first year, then $95
	Card Rewards & Benefits
Introductory Bonus Hotel Rewards		Introductory Bonus Hotel Rewards: Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Travel Rewards	Travel Rewards
Airline Rewards	Airline Rewards: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Bonus Airline Rewards		Bonus Airline Rewards: Marriott International, Inc. will add 15,000 points for every 60,000 points you transfer to airlines miles.
Bonus Hotel Rewards		Bonus Hotel Rewards: Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
Hotel Rewards	Hotel Rewards: 5X Membership Rewards points on prepaid hotels booked on amextravel.com.	Hotel Rewards: Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
Point Rewards	Point Rewards: Earn 1 point for virtually every dollar spent.
Airline Status	Airline Status: $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status	Hotel Status: Enroll for complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest). Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.	Hotel Status: Earn SPG Gold Status by spending $30,000 or more on your Card in a calendar year.
Airline Transfer Partners	Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.	Airline Transfer Partners: Airline transfer partners include American Airlines, Delta, Southwest, Alaska Airlines, Hawaiian Airlines, British Airways, Aeromexico, Air Canada, Air France (Flying Blue), Emirates, Qatar Airways, Cathay Pacific (Asia Miles), Virgin Atlantic, Avianca, Singapore Airlines, Korean Air, Etihad, Asiana Airlines, Air China, Alitalia, Air Berlin, Jet Airways, China Southern Airlines, Japan Airlines, Hainan Airlines, Thai Airways, Virgin Australia, Aegean Airlines, Miles and More, All Nippon Airways, China Eastern, and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Travel benefits 60,000 bonus points after you spend $5000 in first 3 months Concierge service Cons: $550 annual fee	Pros: Earn bonus points after you make $3,000 in purchases within the first 3 months Flexible transfer to airlines miles Cons: $95 annual fee
Bottom Line	Excellent charge card for frequent travelers... Read full review	Excellent rewards card for travelers looking for free hotel stays or airfare... Read full review
What Others View		American Express Gold Card American Express Hilton Chase Sapphire Preferred Gold Delta SkyMiles
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: American Express Platinum or Starwood Preferred Guest?

Still need help deciding which travel card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Platinum or Chase Sapphire Preferred.

Explore The Platinum Card® from American Express In-Depth

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Explore Starwood Preferred Guest® Credit Card from American Express In-Depth

American Express Starwood Credit Card Review
Do you like to travel? Starwood Preferred Guest® Credit Card from American Express earns points that you can redeem for hotel stays and flights. Plus, there's a bonus offer! But the card has an annual fee. Read on to find out if the SPG card is still worth considering.
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Compare American Express Platinum to:

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Annual Fee $250

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.74% - 24.74% Variable Annual Fee $0 Intro for the First Year, then $95

The Business Platinum® Card from American Express OPEN Terms Apply | Read Review | See Rates & Fees Annual Fee $450

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Compare Starwood Preferred Guest to:

Hilton Honors American Express Card Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.74% - 26.74% Variable $0

Gold Delta SkyMiles® Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.74% - 26.74% Variable $0 introductory annual fee for the first year, then $95