CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†




The Platinum Card® from American Express vs Citi Prestige

Compare Rewards, Interest Rates, Fees, and Benefits

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

American Express Platinum is an excellent charge card for frequent travelers. How does it compare to Citi Prestige, a points credit card? Read our comparison chart below.

Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Citi Prestige® Card is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Apply Now
 

The Platinum Card® from American Express

Citi Prestige® Card

 Personal Charge CardPersonal Credit Card
 
Introductory Bonus OfferTravel RewardsAirline RewardsHotel RewardsPoint Rewards
Introductory Bonus OfferAirline RewardsHotel RewardsPoint RewardsNo Expiration on Rewards
 

Card Interest Rates & Fees

Purchase APRN/A18.74% to 25.74%* (Variable) based on your creditworthiness and other factors
Balance Transfers APRN/ASee Issuer's Website
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$550 annual fee$495 annual fee
Terms Apply. See Rates & Fees 
 

Card Rewards & Benefits

Introductory Bonus OfferEarn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.Earn 50,000 bonus points after spending $4,000 within 3 months of account opening.
Travel RewardsTravel Rewards 
Airline Rewards5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.Earn 5x points on air travel
Hotel Rewards5X Membership Rewards points on prepaid hotels booked on amextravel.com.Earn 3x points on hotels
Point RewardsEarn 1 point for virtually every dollar spent.Earn 1x points on other purchases
Airline Status$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
$250 Travel Credit each calendar year for eligible travel purchases
Complimentary Priority Pass™ Select membership.
Hotel StatusEnroll for complimentary Marriott Bonvoy Gold Status.
Enroll for complimentary Hilton Honors Gold Status.
Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Complimentary 4th Night at a hotel of your choice after a minimum 4 consecutive night booking through ThankYou.com. Note: Beginning 9/1/2019, this benefit will be capped at 2 times, each year.
Dining Rewards Earn 5x points at restaurants
Airline Transfer PartnersAirline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic.
 

CreditDonkey® Card Reviews

Pros & ConsPros:
  • Travel benefits
  • 60,000 bonus points after you spend $5000 in first 3 months
  • Concierge service
Cons:
  • $550 annual fee
Bottom LineExcellent charge card for frequent travelers... Read full review
 Apply Now
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi Prestige® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Prestige: Pricing information including interest rates, rewards, benefits and fees was obtained on September 25, 2019 from published websites and is believed to be accurate, but not guaranteed.


    Articles on The Platinum Card® from American Express


    Which Do You Like and Why?

    Name
    Email (won't be published)


    You Might Also Like

      Mastercard Black Card Review: Is $495 Worth It?

      Mastercard Black Card Review: Is $495 Worth It?

      Is the Mastercard® Black Card™ worth the $495 annual fee? Find out what credit score you need to qualify, the limits, and how it compares.
      Chase Sapphire Reserve Benefits

      Chase Sapphire Reserve Benefits

      Chase Sapphire Reserve has benefits you may not know. Don't waste these valuable perks. Read this guide to maximize Chase Sapphire Reserve benefits.

      Priority Pass: What You Need to Know

      Priority Pass offers access into 1,000+ airport lounges globally. Learn about the different membership levels and how you might get it for free.

      Global Entry: What is it and How to Get it for Free

      Thinking of applying for Global Entry? Here's what you need to know about it, including how you might get it for free and application requirements.
      Chase Sapphire Reserve Review: Is $450 Worth It?

      Chase Sapphire Reserve Review: Is $450 Worth It?

      With excellent rewards and premium travel benefits, the Chase Sapphire Reserve is meant for frequent travelers. Read on to decide if the $450 annual fee is worth it for you.

      American Express Platinum vs Visa Black vs Citi Prestige

      Congratulations you, the frequent traveler, on graduating to the next level of travel rewards cards. Since airports have basically become your second home, you've decided to get the most out of them by joining the elite club of premium cardholders. These cards promise plenty of perks, as long as you're willing to pay hundreds of dollars a year in annual fees. Yes, being a premium cardholder will cost you, but if you pick the right card, then the benefits will be worth it.

    Compare American Express Platinum to:

    American Express Gold

    American Express® Gold Card

    Introductory Bonus OfferAirline RewardsPoint RewardsGrocery Rewards
    Annual Fee
    $250
    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.99% - 24.99% Variable
    Annual Fee
    $95
    Delta Reserve

    Delta Reserve® Credit Card from American Express

    Introductory Bonus Airline RewardsAirline RewardsBonus Airline Rewards
    Terms Apply | See Rates & Fees
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.49% - 26.49% Variable
    Annual Fee
    $450 ($550 if application is received on or after 1/30/2020)

    You might also be interested in

    Credit Card for Traveling Abroad

    The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?

    Compare Citi Prestige to:

    Chase Sapphire Reserve
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    18.99% - 25.99% Variable
    $450


    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.