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The Platinum Card® from American Express vs Citi Prestige
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American Express Platinum is an excellent charge card for frequent travelers. How does it compare to Citi Prestige, a points credit card? Read our comparison chart below.
Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Citi Prestige® Card is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.
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The Platinum Card® from American Express | Citi Prestige® Card | |
|---|---|---|
| Personal Charge Card | Personal Credit Card | |
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Card Interest Rates & Fees | ||
| Purchase APR | N/A | 17.99% to 25.99%* (Variable) based on your creditworthiness and other factors |
| Balance Transfers APR | N/A | See Issuer's Website |
| Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
| Annual Fee | ||
| Terms Apply. | ||
Card Rewards & Benefits | ||
| Introductory Bonus Reward Points | Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. | Earn 50,000 bonus points after spending $4,000 within 3 months of account opening. |
| Travel Rewards | Travel Rewards | |
| Airline Rewards | 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. | Earn 5x points on air travel |
| Hotel Rewards | 5X Membership Rewards points on prepaid hotels booked on amextravel.com. | Earn 3x points on hotels |
| Point Rewards | Earn 1 point for virtually every dollar spent. | Earn 1x points on other purchases |
| Airline Status | $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select. | $250 Travel Credit each calendar year for eligible travel purchases Complimentary Priority Pass™ Select membership. |
| Hotel Status | Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply. | Complimentary 4th Night at a hotel of your choice after a minimum 4 consecutive night booking through ThankYou.com. Note: Beginning 9/1/2019, this benefit will be capped at 2 times, each year. |
| Dining Rewards | Earn 5x points at restaurants | |
| Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic. |
CreditDonkey® Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Excellent charge card for frequent travelers... | |
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| What Others View | ||
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Citi Prestige® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi Prestige: Pricing information including interest rates, rewards, benefits and fees was obtained on February 28, 2019 from published websites and is believed to be accurate, but not guaranteed. | ||
Articles on The Platinum Card® from American Express
Amex Platinum Review
American Express Platinum Credit Score
American Express Platinum
American Express Platinum Benefits
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