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The Platinum Card® from American Express vs Bank of America Travel Rewards

Compare Rewards, Interest Rates, Fees, and Benefits

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American Express Platinum is an excellent charge card for frequent travelers. How does it compare to Bank of America Travel Rewards, a travel credit card? Read our comparison chart below.

Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Bank of America® Travel Rewards credit card is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Apply NowRead Bank of America Travel Rewards Review
 

The Platinum Card® from American Express

Bank of America® Travel Rewards credit card

 Personal Charge CardPersonal Credit Card
 
Introductory Bonus OfferTravel RewardsAirline RewardsHotel RewardsPoint Rewards
Introductory Bonus OfferTravel RewardsNo Expiration on Rewards$0 Fraud Liability
 

Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% Introductory APR on purchases for 12 billing cycles
Purchase APRN/A16.74% to 24.74% Variable APR based on your creditworthiness and other factors
Balance Transfers APRN/A16.74% to 24.74% Variable APR based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$550 annual fee$0 annual fee
Terms Apply. See Rates & Fees 
 

Card Rewards & Benefits

Introductory Bonus OfferEarn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.Earn 25,000 online bonus points if you spend at least $1,000 on purchases within the first 90 days of opening your account.
Travel RewardsTravel RewardsEarn 1.5 points per $1 spent on all purchases
Airline Rewards5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 
Hotel Rewards5X Membership Rewards points on prepaid hotels booked on amextravel.com. 
Point RewardsEarn 1 point for virtually every dollar spent. 
Airline Status$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
 
Hotel StatusEnroll for complimentary Marriott Bonvoy Gold Status.
Enroll for complimentary Hilton Honors Gold Status.
Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
 
Airline Transfer PartnersAirline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. 
 

CreditDonkey® Card Reviews

Pros & ConsPros:
  • Travel benefits
  • 60,000 bonus points after you spend $5000 in first 3 months
  • Concierge service
Cons:
  • $550 annual fee
Bottom LineExcellent charge card for frequent travelers... Read full review Read full review
 Apply NowRead Bank of America Travel Rewards Review
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Bank of America® Travel Rewards credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Bank of America Travel Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on October 1, 2019 from published websites and is believed to be accurate, but not guaranteed.

    Which is Better: American Express Platinum or Bank of America Travel Rewards?

    Still need help deciding which travel card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Platinum or Chase Sapphire Preferred.


    Articles on The Platinum Card® from American Express


    Articles on Bank of America® Travel Rewards credit card


    Which Do You Like and Why?

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    Compare American Express Platinum to:

    American Express Gold

    American Express® Gold Card

    Introductory Bonus OfferAirline RewardsPoint RewardsGrocery Rewards
    Annual Fee
    $250
    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.99% - 24.99% Variable
    Annual Fee
    $95
    Delta Reserve

    Delta Reserve® Credit Card from American Express

    Introductory Bonus Airline RewardsAirline RewardsBonus Airline Rewards
    Terms Apply | See Rates & Fees
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.49% - 26.49% Variable
    Annual Fee
    $450 ($550 if application is received on or after 1/30/2020)

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    Credit Card for Traveling Abroad

    The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?

    Compare Bank of America Travel Rewards to:

    Capital One VentureOne

    Capital One® VentureOne® Rewards Credit Card

    Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% intro on purchases for 12 months
    N/A
    13.74% - 23.74% (Variable)
    Annual Fee
    $0
    Capital One Venture

    Capital One® Venture® Rewards Credit Card

    Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.49% - 24.74% (Variable)
    Annual Fee
    $0 intro for first year; $95 after that
    Capital One Quicksilver

    Capital One® Quicksilver® Cash Rewards Credit Card

    Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% intro on purchases for 15 months
    0% intro on balance transfers for 15 months
    15.74% - 25.74% (Variable)
    Annual Fee
    $0

    Disclaimer: The information for the Capital One® VentureOne® Rewards Credit Card, Capital One® Venture® Rewards Credit Card, and Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.



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    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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