American Express® Gold Card vs Bank of America Cash Rewards
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American Express Gold is a good rewards card for cardholders who fly frequently or eat out. How does it compare to Bank of America Cash Rewards, a cash back card? Read our comparison chart below.
American Express® Gold Card | Bank of America® Customized Cash Rewards credit card | |
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Credit Card Interest Rates & Fees | ||
Introductory APR for Purchases | N/A | 0% Introductory APR on purchases for 15 billing cycles |
Introductory APR for Balance Transfers | N/A | 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days |
Purchase APR | See Pay Over Time APR | 18.24% to 28.24% Variable APR on purchases based on your creditworthiness and other factors |
Balance Transfers APR | N/A | 18.24% to 28.24% Variable APR on balance transfers based on your creditworthiness and other factors |
Foreign Transaction Fee | No foreign transaction fee | 3% of the amount of each transaction. |
Annual Fee | ||
Terms Apply. | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Cash Back | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening | |
Introductory Bonus Offer | Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. | |
Cash Back Rewards | Earn 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and 1% cash back on all other purchases | |
Airline Rewards | 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. | |
Point Rewards | Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. | |
Grocery Rewards | Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). | Earn 2% cash back at grocery stores (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) |
Dining Rewards | Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S. $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required. | |
Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
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Bottom Line | Good rewards card for cardholders who fly frequently or eat out... | |
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Bank of America® Customized Cash Rewards credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Bank of America Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. |
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