American Express® Gold Card vs Chase Freedom Unlimited®
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American Express Gold is a good rewards card for cardholders who fly frequently or eat out. How does it compare to Chase Freedom Unlimited, a cash back card? Read our comparison chart below.
American Express® Gold Card | Chase Freedom Unlimited® | |
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Credit Card Summary | ||
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Credit Card Interest Rates & Fees | ||
Introductory APR for Purchases | N/A | 0% introductory APR for 15 months |
Introductory APR for Balance Transfers | N/A | 0% introductory APR for 15 months |
Purchase APR | See Pay Over Time APR | 20.49% to 29.24% Variable based on your creditworthiness and other factors |
Balance Transfers APR | N/A | 20.49% to 29.24% Variable based on your creditworthiness and other factors |
Foreign Transaction Fee | No foreign transaction fee | 3% of each transaction in U.S. dollars |
Annual Fee | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Cash Back | Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases. | |
Introductory Bonus Offer | Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. | |
Cash Back Rewards | Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. | |
Airline Rewards | 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. | |
Point Rewards | Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. | |
Grocery Rewards | Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). | |
Dining Rewards | Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S. $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required. | Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services |
Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details | |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
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Bottom Line | Good rewards card for cardholders who fly frequently or eat out... | Great cash back credit card for everyday purchases... |
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Articles on American Express® Gold Card
American Express Gold Card Review
Articles on Chase Freedom Unlimited®
Chase Freedom Unlimited
Chase Freedom Unlimited Benefits
Chase Freedom Unlimited Credit Score
Chase Freedom Unlimited Foreign Transaction Fee
Chase Freedom Unlimited Credit Limit
Which Do You Like and Why?
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