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Premier Rewards Gold Card from American Express vs Blue Cash Everyday® Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Premier Rewards Gold Card is a good rewards card for cardholders who fly frequently or eat out. How does it compare to Blue Cash Everyday from American Express, a cash back, gas and grocery credit card? Read our comparison chart below.

Keep in mind, the Premier Rewards Gold Card has a Introductory annual fee of $0 for the first year, then $195, while the Blue Cash Everyday has a $0 annual fee.

Charge Card vs Credit Card: Premier Rewards Gold Card from American Express is a charge card while Blue Cash Everyday® Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Premier Rewards Gold Card from American ExpressBlue Cash Everyday Card from American Express
 Apply NowApply Now
 

Premier Rewards Gold Card from American Express

Blue Cash Everyday® Card from American Express

 Personal Charge CardPersonal Credit Card
 
Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas RewardsGrocery Rewards
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental Insurance
 
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
  • No Foreign Transaction Fees.
  • $100 Airline Fee Credit. Up to $100 a calendar year for baggage fees at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
  • $0 Intro Annual Fee for the 1st year, then $195.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Terms Apply.
  • See Rates & Fees
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.24% to 25.24%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
  • See Rates & Fees
 

Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR on Purchases for 15 months
Introductory APR for Balance TransfersN/A0% introductory APR on Balance Transfers for 15 months
Purchase APRN/A14.24% to 25.24% Variable based on your creditworthiness and other factors
Balance Transfers APRN/A14.24% to 25.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee2.7% of each transaction after conversion to US dollars.
Annual FeeIntroductory annual fee of $0 for the first year, then $195$0 annual fee
 

Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months. 
Cash Back Rewards Cash Back Rewards: 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
Airline RewardsAirline Rewards: Earn 3X points for flights booked directly with airlines. 
Point RewardsPoint Rewards: 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases. 
Airline StatusAirline Status: $100 Airline Fee Credit. Up to $100 a calendar year for baggage fees at one airline. 
Gas RewardsGas Rewards: Earn 2X points at US gas stations.Gas Rewards: 2% cash back at U.S. gas stations.
Grocery RewardsGrocery Rewards: Earn 2X points at US supermarkets.Grocery Rewards: 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
Dining RewardsDining Rewards: Earn 2X points at US restaurants. 
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 Premier Rewards Gold Card from American ExpressBlue Cash Everyday Card from American Express
Pros & ConsPros:
  • Promotional points offer
  • Airline fee credit
  • 3x points for flights booked directly with airlines. Terms Apply.
Cons:
  • $0 Intro Annual Fee for the 1st year, then $195
Pros:
  • Bonus cash back
  • Intro APR
  • No annual fee
Cons:
  • Not a Visa/MasterCard
  • Foreign transaction fee
Bottom LineGood rewards card for cardholders who fly frequently or eat out... Read full reviewGreat cash back card for cardholders who pay in full... Read full review
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    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


    Explore Premier Rewards Gold Card from American Express In-Depth


    Explore Blue Cash Everyday® Card from American Express In-Depth


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      If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.

    Compare Premier Rewards Gold Card to:

    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.24% - 24.24% Variable
    Annual Fee
    $0 Intro for the First Year, then $95
    American Express Platinum

    The Platinum Card® from American Express

    Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel Rewards
    Annual Fee
    $550
    Blue Cash Preferred

    Blue Cash Preferred® Card from American Express

    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on Purchases for 12 months
    0% on Balance Transfers for 12 months
    14.24% - 25.24% Variable
    Annual Fee
    $95

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    Compare Blue Cash Everyday to:

    Amex EveryDay
    Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards$0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    0% on Purchases for 12 months
    0% on Balance Transfers for 12 months
    14.24% - 24.24% Variable
    $0

    Chase Freedom Unlimited
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    0% for 15 months
    0% for 15 months
    16.24% - 24.99% Variable
    $0
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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

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