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American Express® Business Gold Card vs Capital One Spark Miles

Compare Rewards, Interest Rates, Fees, and Benefits

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Business Gold Card is a good rewards card for established business owners. How does it compare to Capital One Spark Miles, an airline credit card? Read our comparison chart below.

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American Express® Business Gold Card

Capital One® Spark® Miles for Business

 
Introductory Bonus OfferBonus Airline RewardsPoint RewardsNo Expiration on RewardsNo Pre-Set Spending Limit
Introductory Bonus Airline RewardsTravel RewardsAirline Rewards$0 Fraud Liability
 

Credit Card Interest Rates & Fees

Purchase APR15.74% to 23.74% Variable based on your creditworthiness and other factors18.74% (Variable) based on your creditworthiness and other factors
Balance Transfers APRN/A18.74% (Variable) based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$295 annual fee$0 intro annual fee for first year; $95 after that
Terms Apply. See Rates & Fees 
 

Credit Card Rewards & Benefits

Introductory Bonus Airline Rewards Earn 50,000 bonus miles after you spend $5,000 on purchases within the first 3 months. Plus, earn 150,000 bonus miles after you spend $50,000 within the first 6 months.
Introductory Bonus OfferEarn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* 
Travel Rewards Redeem miles for travel, cash back, gift cards, and more. Fly on any airline, anytime, with no blackout dates or seat restrictions.
Airline Rewards Earn 2 miles per dollar on every purchase
Bonus Airline RewardsAirline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.* 
Point RewardsMore Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**
**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
 
Airline Transfer PartnersAirline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Rewards
Cons:
  • $295 annual fee
  • Requires excellent credit
Bottom LineGood rewards card for established business owners... Read full review
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What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Capital One® Spark® Miles for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Capital One Spark Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on October 22, 2019 from published websites and is believed to be accurate, but not guaranteed.

    Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Business Gold Card or Blue Business Cash.


    Articles on American Express® Business Gold Card


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    Compare Business Gold Card to:

    American Express Business Platinum
    Introductory Bonus OfferTravel RewardsAirline RewardsBonus Airline RewardsHotel RewardsPoint RewardsNo Limits on RewardsNo Pre-Set Spending LimitConcierge Car Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionBaggage Insurance$0 Fraud LiabilityEmergency Card ReplacementIdentity Theft AssistanceRoadside Assistance
    Card TypeAnnual Fee
    Business Charge Card
    $595

    Business Green Rewards Card
    Introductory Bonus OfferPoint RewardsNo Limits on RewardsNo Pre-Set Spending LimitCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage Insurance
    Card TypeAnnual Fee
    Business Charge Card
    $0 introductory annual fee for the first year, then $95

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    Compare Capital One Spark Miles to:

    Ink Business Preferred

    Ink Business Preferredâ„  Credit Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.74% - 22.74% Variable
    Annual Fee
    $95
    Capital One Spark Cash

    Capital One® Spark® Cash for Business

    Introductory Bonus Cash BackCash Back Rewards$0 Fraud Liability
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    18.74% (Variable)
    Annual Fee
    $0 intro for first year; $95 after that
    Capital One Venture

    Capital One® Venture® Rewards Credit Card

    Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.49% - 24.74% (Variable)
    Annual Fee
    $0 intro for first year; $95 after that

    Disclaimer: The information for the Capital One® Spark® Cash for Business and Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.



    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.