American Express Business Platinum vs Platinum Delta AMEX Business

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American Express Business Platinum is an excellent business charge card for frequent travelers. How does it compare to Platinum Delta AMEX Business from American Express? Read our comparison chart below.

Keep in mind, the American Express Business Platinum has a $450 annual fee, while the Platinum Delta AMEX Business has a $195 annual fee.

Charge Card vs Credit Card: The Business Platinum® Card from American Express is a charge card while Platinum Delta SkyMiles® Business Credit Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	The Business Platinum® Card from American Express	Platinum Delta SkyMiles® Business Credit Card from American Express
	Business Charge Card	Business Credit Card
	Welcome Offer: Earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.† Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year. You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel. You can enjoy access to The American Express Global Lounge Collection℠ offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2017 Terms Apply See Rates & Fees	Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Check your first bag for free and save up to $50 on a round trip Delta flight. Settle into your seat sooner with Priority Boarding. Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card. Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire. Terms and limitations apply See Rates & Fees
	Card Interest Rates & Fees
Purchase APR	N/A	17.99% to 26.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	N/A
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$450 annual fee	$195 annual fee
	Card Rewards & Benefits
Introductory Bonus Airline Rewards		Introductory Bonus Airline Rewards: Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Welcome Offer: Earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.†
Travel Rewards	Travel Rewards
Airline Rewards	Airline Rewards: Get 5X Membership Rewards® points on flights on amextravel.com.	Airline Rewards: Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire.
Bonus Airline Rewards	Bonus Airline Rewards: 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year. You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
Hotel Rewards	Hotel Rewards: Get 5X Membership Rewards® points on prepaid hotels on amextravel.com.
Point Rewards	Point Rewards: Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
Airline Status	Airline Status: Get up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.	Airline Status: Check your first bag for free and save up to $50 on a round trip Delta flight. Settle into your seat sooner with Priority Boarding. Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
Hotel Status	Hotel Status: Enroll for complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest). Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
Airline Transfer Partners	Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Welcome Bonus Offer Airline Fee Credit Global Lounge Collection Concierge Service Cons: $450 annual fee
Bottom Line	Excellent business charge card for frequent travelers... Read full review
What Others View		Gold Delta SkyMiles Business Credit Card
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Articles on The Business Platinum® Card from American Express

AMEX Business Platinum Review
The Business Platinum® Card from American Express offers travel-friendly benefits – including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But with so many cards boasting no annual fee, why would anyone want to pay $450 to use this card each year?
• American Express Business Platinum vs American Express Platinum
• American Express Business Platinum vs Business Gold Card
• American Express Business Platinum vs American Express Plum Card

Comments

• Steve from Indiana
  on October 22, 2016 9:06 AM said about American Express Business Platinum:

  Hands down American Express if you really use it a lot!
  They keep on making it much better!

  I was not a big fan before because I didn't use it much!
  Once you start really using it in all ways possible it works even harder and better!
  I love it!

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Compare American Express Business Platinum to:

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $550

American Express® Business Gold Card Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 16.49% - 24.49% Variable Annual Fee $295

The Plum Card® from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $0 introductory annual fee for the first year, then $250

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Compare Platinum Delta AMEX Business to:

Gold Delta SkyMiles® Business Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.99% - 26.99% Variable $0 introductory annual fee for the first year, then $95