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Acorns vs CrowdStreet

Acorns is an investment app that automatically invests your spare change. Good for young investors to get into the habit. How does it compare to CrowdStreet? Read our comparison chart below.

Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee starts at $3/month for accounts. There is no minimum to open.

While CrowdStreet gives accredited investors direct access to private commercial real estate offerings. The minimum investment for individual properties is typically $25,000. Non-accredited investors can invest in CrowdStreet funds.

Compare Acorns with CrowdStreet, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 AcornsCrowdStreet
 Visit SiteVisit Site
 

Acorns

CrowdStreet

SPECIAL OFFER
$20 Investment Bonus - Learn More

Read Acorns Review

SPECIAL OFFER
Invest in Private Equity Real Estate - Learn More

Read CrowdStreet Review

 

Benefits and Features

Savings
No
 
Stock TradingPart of service fee. No add-on trading fees. 
Options Trading
No
 
Annual Fee
  • Acorns Personal ($3/mo) - includes personal taxable account, IRA, and checking account
  • Acorns Personal Plus ($5/mo) - includes everything in Personal, emergency fund, and 25% match on rewards
  • Acorns Premium ($9/mo) - includes everything in Personal Plus, investment accounts for kids, 50% match on rewards, custom portfolio, Trust & Will, $10K Life Insurance, and free GoHenry account
$0 platform fee; Sponsor fees vary for each deal
Cryptocurrency Trading
No
 
Minimum Deposit
$0
$25,000
Checking
Yes
 
Mutual Fund Trading
No
 
Commission Free ETFsA selection automatically chosen by Acorns 
Phone Support
Yes
No
Live Chat Support
No
No
Email Support
Yes
Yes
Investment Types Commercial, multi-family, industrial, land
Human Advisors
No
 
Robo Advisor
Yes
 
Accredited Investor Requirements 
Accredited investors only
Assets Under Management
$4.7 Billion
 
Tax Loss Harvesting
No
 
Goal Tracker
Yes
 
Automatic Deposits
Yes
 
Broker Assisted TradesAcorns automatically invest and trade for you 
Good ForBeginners; Passive investors; Those who have trouble saving/investing on their own 
Inactivity FeeNone, but you will keep paying the monthly fee 
Maintenance Fee
Monthly fee for the service
 
Online Platform
Yes
 
iPhone App
Yes (4.7 stars, 760k ratings)
 
Android App
Yes (4.3 stars, 156k ratings)
 
BankingIncluded in Acorns Personal ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide. 
Mobile App
Yes
 
Two-Factor Authentication
Yes
 
Dividends Some properties generate monthly or quarterly dividends
Investment Period 
3 - 10 years
Locations
No
 
Online Community
No
 
Seminars
No
 
Virtual Trading
No
 
Fractional Shares
Yes
 
Taxable Accounts
Yes
 
401k Plans
No
 
IRA Accounts
Yes
 
Roth IRA Accounts
Yes
 
SEP IRA Accounts
Yes
 
Trust Accounts
No
 
529 Plans
No
 
 

CreditDonkey® Reviews

 AcornsCrowdStreet
Annual FeeStarStarStarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStarStarStarHalf StarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf Star
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarStarStarStarStarStarHalf Star
Commissions and FeesStarStarStarStarEmpty Star
LiquidityStarEmpty StarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • No minimum to open account
  • Invest with spare change
  • Cash-back program
Cons:
  • Fees are high for small balances
  • No tax benefits
  • Limited investment options
Pros:
  • Above average returns
  • Low fees
  • Well-vetted properties
Cons:
  • No option for early redemption
  • High minimums
  • Accredited investors only
Bottom LineInvestment app that automatically invests your spare change. Good for young investors to get into the habit... Read full reviewCommercial real estate investing with good returns but high minimums... Read full review
 Visit SiteVisit Site

Invest in Private Equity Real Estate

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Acorns: Pricing information from published website as of 09/28/2020.

Acorns

$20 Investment Bonus

  • Open an Acorns account (new users only)
  • Set up the Recurring Investments feature
  • Have your first investment be made successfully via the Recurring Investments feature
CrowdStreet

Invest in Private Equity Real Estate

  • Access to institutional grade commercial real estate deals
  • Choose your own projects or invest in a fund
  • $25,000 minimum investment

Which is Better: Acorns or CrowdStreet?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Acorns or Robinhood.

In short: Acorns' minimum deposit is outstanding.


Articles on Acorns

Acorns

Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit.

Is Acorns Safe

Acorns lets you invest spare change from every purchase. But is it safe to use? Learn just how secure the micro-investing app is.

How to Make Money Using Acorns

Acorns "rounds up" everyday purchases and invests it for you. What's the catch? Read this review to find out how to make money using the app.

Articles on CrowdStreet

CrowdStreet Review

Looking to diversify and boost returns with commercial real estate investing? With above 19% returns, CrowdStreet might be just what you need.

Comments

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