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Acorns vs Celsius Network

Acorns is an investment app that automatically invests your spare change. Good for young investors to get into the habit. How does it compare to Celsius Network? Read our comparison chart below.

Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee starts at $3/month for accounts. There is no minimum to open.

While Celsius Network is a crypto banking service with the ability to earn interest on a range of cryptocurrencies and stablecoins, paid weekly. They offer crypto-backed loans and facilitate the ability to pay and get paid in crypto.

Compare Acorns with Celsius Network, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Acorns
 Visit SiteLearn More
 

Acorns

Celsius Network

SPECIAL OFFER
$10 Sign-Up Bonus - Learn More

Read Acorns Review

SPECIAL OFFER
Earn $10 BTC - Learn More

Read Celsius Network Review

 

Benefits and Features

Savings
No
 
Stock TradingPart of service fee. No add-on trading fees. 
Options Trading
No
 
Annual Fee
  • $3/mo for Acorns Personal (includes personal taxable account, IRA, and checking account)
  • $5/mo for Acorns Family (includes everything in Personal plus investment accounts for kids)
 
Cryptocurrency Trading
No
 
Minimum Deposit
$0
 
Checking
Yes
 
Mutual Fund Trading
No
 
Commission Free ETFsA selection automatically chosen by Acorns 
Phone Support
Yes
 
Live Chat Support
No
 
Email Support
Yes
 
Human Advisors
No
 
Robo Advisor
Yes
 
Assets Under Management
$4.7 Billion
 
Tax Loss Harvesting
No
 
Goal Tracker
Yes
 
Automatic Deposits
Yes
 
Bitcoin (BTC) Interest Rates 
3.51 - 6.20%
Broker Assisted TradesAcorns automatically invest and trade for you 
Good ForBeginners; Passive investors; Those who have trouble saving/investing on their own 
Inactivity FeeNone, but you will keep paying the monthly fee 
Maintenance Fee
Monthly fee for the service
 
Online Platform
Yes
 
Ethereum (ETH) Interest Rates 
5.05 - 6.35%
iPhone App
Yes (4.7 stars, 760k ratings)
 
Android App
Yes (4.3 stars, 156k ratings)
 
Litecoin (LTC) Interest Rates 
4.08 - 5.33%
Tether (USDT) Interest Rates 
13.19%
USD Coin (USDC) Interest Rates 
10 - 13.19%
BankingIncluded in Acorns Personal ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide. 
Mobile App
Yes
Yes
Two-Factor Authentication
Yes
Yes
Locations
No
 
Online Community
No
 
Seminars
No
 
Virtual Trading
No
 
Fractional Shares
Yes
 
Taxable Accounts
Yes
 
401k Plans
No
 
IRA Accounts
Yes
 
Roth IRA Accounts
Yes
 
SEP IRA Accounts
Yes
 
Trust Accounts
No
 
529 Plans
No
 
 

CreditDonkey® Reviews

 Acorns
Annual FeeStarStarStarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarEmpty Star
Ease of UseStarStarStarStarStarStarStarStarStarEmpty Star
Cryptocurrency TradingStarStarStarStarEmpty Star
Interest AccountsStarStarStarStarHalf Star
Crypto LoansStarStarStarStarHalf Star
Commissions and FeesStarStarStarStarHalf Star
ResearchStarEmpty StarEmpty StarEmpty StarEmpty Star
SafetyStarStarStarStarHalf Star
Pros & ConsPros:
  • No minimum investment
  • Invest with spare change
  • Cash-back program
Cons:
  • Fees are high for small balances
  • No tax benefits
  • Limited investment options
Pros:
  • High rates on interest accounts
  • Low fees
Cons:
  • Limited features on exchange
  • App slightly difficult to use
Bottom LineInvestment app that automatically invests your spare change. Good for young investors to get into the habit... Read full reviewLow fee exchange with competitive rates on crypto-backed loans and interest accounts... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Acorns: Pricing information from published website as of 09/28/2020.

Celsius Network: Pricing information from published website as of 05/04/2021.

Which is Better: Acorns or Celsius Network?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Acorns or Ally Invest.

In short: Acorns' ease of use is outstanding.


Articles on Acorns

Acorns

Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit.

Is Acorns Safe

Acorns lets you invest spare change from every purchase. But is it safe to use? Learn just how secure the micro-investing app is.

How to Make Money Using Acorns

Acorns "rounds up" everyday purchases and invests it for you. What's the catch? Read this review to find out how to make money using the app.

Articles on Celsius Network

Celsius Crypto

Celsius is a cryptocurrency lending platform where investors can earn interest on their crypto and use it as collateral. But is it safe? Read on to find out.

Celsius vs Crypto.com

From trading crypto to earning interest on your coins, there's a lot you can do with Celsius and Crypto.com. But are they safe and legit?

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