Updated May 24, 2022

Best Ways to Earn Cashback at Walmart

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These apps and browser extensions make it easy to earn cashback at Walmart, no matter how you shop. Find out how much you can earn in this guide.

Just finished a grocery run at Walmart?

Here's how to put some of that hard-earned cash back in your wallet. In this article, find out how to earn cashback at Walmart online, in-store and on the Walmart app.

Best Ways to Earn Cashback with Walmart

The apps and browser extensions in this list make it easy to earn cashback for shopping at Walmart.

1. Rakuten

With Rakuten (formerly Ebates) you can earn up to 6% cashback when you shop at Walmart online and in-store.

Signing up only takes a few seconds, plus you get a $10 welcome bonus right off the bat. Just search "Walmart" on the Rakuten app or website and you'll see all available Walmart offers that Rakuten has.

Currently, Walmart only offers cashback with Rakuten on the following items:[1]
  • Automotive
  • Baby and kids apparel
  • Baby gear and nursery
  • Beauty
  • Jewelry and accessories
  • Office supplies
  • Personal care
  • PetRX first-time purchases over $35
  • Pet supplies
  • Photo center
  • Shoes
  • Women's & Men's Apparel

Read more: Rakuten Review

2. Ibotta

Ibotta might just be the best way to earn cashback with Walmart.

Since the two companies partnered in 2021, they've given shoppers hundreds of cash rebates on top of Walmart's already low prices.

Just sign up with Ibotta, link to your Walmart account, and start saving. You can use Ibotta's digital coupons both in-store and online.

Read more: Ibotta Review

3. Capital One Shopping

Capital One Shopping monitors purchases from 25+ major retailers.

4. Honey

Love to shop online? Honey is another browser extension that automatically checks for any available coupon codes when you're shopping at Walmart.com.

Right now, you can earn 1% cashback in Honey Gold Rewards for shopping with Walmart. You can redeem your Honey Gold Rewards for giftcards to Walmart and other retailers like Amazon.

Honey also offers features like a price history tool to help you avoid overspending on frequently discounted items.

5. Fetch Rewards

If you buy most of your groceries with Walmart Grocery, Fetch Rewards is perfect for you.

Fetch Rewards connects to your email where it looks for Walmart Grocery e-receipts. For every receipt it finds, you earn points which you can later redeem for giftcards to Target, Walmart, Sephora and even Airbnb.

Looking for more ways to save? Our round up of the best cashback apps is a good place to start. Pick a few to try out and see if they work well with your spending habits.

6. Dosh

Dosh makes earning cashback with Walmart easier than ever.

Rather than making you upload your receipts, Dosh lets you link your debit or credit card directly to the Dosh app.

Every time you shop at Walmart with your linked card, you'll automatically earn cashback. There's no effort required on your part.

Even better: If you have Walmart+ membership, you can earn up to 10% when shopping through Dosh. And that's on top of the perks of Walmart+ like next-day delivery and free shipping.

7. TopCashback

Maybe you haven't heard of TopCashback, but this site is definitely worth a look. You can earn up to 7% of your purchase back when you shop with Walmart.[2]

It's free and easy to sign up with TopCashback. Just install their browser extension and shop at Walmart.com as you normally would.

You can get your cashback in the form of a Visa prepaid card or giftcards to popular stores like Amazon, Target and - yes - Walmart.

How to Credit Card Rewards at Walmart

Apps and browser extensions aren't the only way to earn cashback with Walmart. Check out these credit and debit cards from Walmart to save even more.

Walmart Capital One Rewards Card
Walmart has their own rewards credit card with Capital One, and the cashback offers that come with it are impressive. You can earn:

  • 5% cashback at Walmart.com and on the Walmart app
  • 2% cashback in-store at Walmart

But you don't have to shop with Walmart to earn cashback. You also get 2% cashback on travel and restaurants and 1% cashback at any place that accepts Mastercard.

The Walmart Capital One Rewards Card charges $0 in annual fees.

Walmart MoneyCard
Walmart MoneyCard is a reloadable debit card that comes with a bunch of perks.

On top of generous overdraft protection (up to $200) and getting paid up to 2 days early, Walmart MoneyCard also offers:

  • 3% cashback at Walmart.com
  • 2% cashback at Walmart fuel station
  • 1% cashback at Walmart stores

Many credit cards offer generous cash back deals for regular purchases, including Walmart stores. Check out our top cash back credit cards to start earning.

Cashback FAQs

Does Walmart have a cash back program?
Walmart doesn't have an exclusive cash back program but they do offer ways to earn cash back. If you have a Walmart Capital One Rewards Card you can earn up to 5% back.

Walmart also partnered with Ibotta to offer cash back on purchases that can even be applied toward future Walmart purchases or a Walmart+ membership.

Are cash back apps safe?
Most cash back apps are completely safe and all the ones in this article are completely safe and legitimate. These apps typically use encryption and other industry-standard privacy protocols.

Plus, many apps utilize two-factor authentication to prevent any unauthorized use of your account.

Can you get cash back at Walmart?
You can get $20-$100 in cash back per debit card transaction at Walmart. If you're paying with checks, you can only request $20, and if you're paying with Discover credit cards, you can request $120.[3]

Payment MethodWalmart Cash Back Limit
Check$20
Debit Card$20 - $100
Credit Card (Discover)$120

Cash back can be requested up to three times per day, and there are no fees to request cash back.

Bottom Line

Once you incorporate cash back apps into your Walmart shopping habits, your wallet will be happier than ever. You might even try a few apps and browser extensions at once to stack your earnings.

And if you shop at Walmart for most of your daily purchases, consider applying for the Walmart Capital One Rewards credit card for the easiest cashback rewards.

References

  1. ^ "Walmart Offers": Rakuten, 2022.
  2. ^ TopCashback. Walmart Cash Back Offers & Discounts, Retrieved 3/18/22
  3. ^ Discover. Get Cash at Checkout, Retrieved 3/18/22

Holly Zorbas is a assistant editor at CreditDonkey, a personal finance comparison and reviews website. Write to Holly Zorbas at holly.zorbas@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

Capital One Shopping compensates us when you get the Capital One Shopping extension using the links provided.

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