Capital One Venture vs Discover It
Capital One Venture is a good travel credit card for the occasional traveler. How does it compare to Discover It, a cash back card? Read our comparison chart below.
Keep in mind, the Capital One Venture has a
Capital One Venture Rewards Credit Card | Discover it® Cash Back | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | N/A | 0% introductory APR for 15 months |
| Introductory APR for Balance Transfers | N/A | 0% introductory APR for 15 months |
| Purchase APR | 21.24% to 29.24% (Variable) based on your creditworthiness and other factors | 17.24% to 28.24% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 21.24% to 29.24% (Variable) based on your creditworthiness and other factors | 17.24% to 28.24% Variable based on your creditworthiness and other factors |
| Balance Transfer Fee | No balance transfer fee | 3% of the amount of each transfer. |
| Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). | |
| Introductory Bonus Airline Rewards | Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening | |
| Cash Back Rewards | 1% cash back on all other purchases. | |
| Bonus Cash Back | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. | |
| Travel Rewards | Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs. | |
| Airline Rewards | Earn 2 miles per dollar on all purchases | |
| Airline Transfer Partners | Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Good travel credit card for the occasional traveler... | Excellent cash back credit card with no annual fee and low interest rate... |
| Read Capital One Venture Review | Read Discover It Review | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One Venture Rewards Credit Card and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on September 29, 2023 from published websites and is believed to be accurate, but not guaranteed. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. | ||
Articles on Capital One Venture Rewards Credit Card
Capital One Venture Rewards Review
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Discover It Credit Card Review
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