Capital One Venture vs Discover It

Capital One Venture is a good travel credit card for the occasional traveler. How does it compare to Discover It, a cash back credit card? Read our comparison chart below.

Keep in mind, the Capital One Venture has a $0 intro annual fee for first year; $95 after that, while the Discover It has a $0 annual fee.

	Capital One® Venture® Rewards Credit Card	Discover it® - Cashback Match™
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 14 months
Introductory APR for Balance Transfers	N/A	0% introductory APR for 14 months
Purchase APR	14.49% to 24.49% (Variable) based on your creditworthiness and other factors	13.49% to 24.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	14.49% to 24.49% (Variable) based on your creditworthiness and other factors	13.49% to 24.49% Variable based on your creditworthiness and other factors
Balance Transfer Fee	No balance transfer fee	3% of the amount of each transfer.
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 intro annual fee for first year; $95 after that	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Airline Rewards	Introductory Bonus Airline Rewards: Earn a one-time bonus of 50,000 miles if you spend $3,000 on purchases within three months of account opening (worth $500 in travel).
Cash Back Rewards		Cash Back Rewards: 1% cash back on all other purchases.
Bonus Cash Back		Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. Bonus Categories for 2017: October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target Bonus Categories for 2018: January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores July - September 2018: 5% on up to $1,500 in purchases at Restaurants October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
Travel Rewards	Travel Rewards: Earn 2x miles per dollar on all purchases. Redeem your miles for travel purchases on any airline, hotel, or car rental.
Airline Rewards	Airline Rewards: Earn 2x miles per dollar on all purchases
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 2x points Sign-up bonus No foreign transaction fee Cons: $95 annual fee ($0 intro annual fee for first year) No airline transfer partners No intro APR	Pros: 5% bonus rotating categories 0% intro APR on purchases and balance transfers for 14 months, then a variable APR, currently 13.49% - 24.49% No foreign transaction fee No annual fee Cons: Some merchants don't accept Discover
Bottom Line	Good travel credit card for the occasional traveler... Read full review	Excellent cash back credit card with no annual fee and low interest rate... Read full review
		Read Discover It Review
What Others View		Chase Freedom Unlimited Chase Sapphire Preferred Blue Cash Everyday Amex EveryDay
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One® Venture® Rewards Credit Card and Discover it® - Cashback Match™ has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on March 29, 2018 from published websites and is believed to be accurate, but not guaranteed. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2018 from published websites and is believed to be accurate, but not guaranteed.

Explore Capital One® Venture® Rewards Credit Card In-Depth

Capital One Venture Rewards Review
Want to earn more miles on everything you spend? Want travel rewards without jumping through hoops? Capital One Venture card might be what you need.
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• Capital One Venture vs Capital One VentureOne

Explore Discover it® - Cashback Match™ In-Depth

Discover It Credit Card Review
With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons.
• Discover It vs Chase Freedom
• Discover It vs Discover it Chrome
• Discover It vs Chase Freedom Unlimited

Is Discover It a Good Credit Card
Is Discover It worth it? The most popular offering by Discover can be well worth the application for the following 10 reasons. To round out this list, we'll also give you 3 reasons why you might want to look elsewhere ...
• Discover It vs Citi Double Cash
• Discover It vs Discover it Miles
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Comments

• Barbara Jones
  on September 10, 2017 10:19 AM said about Capital One Venture:

  Ease of redeeming points for any type of travel.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.

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Capital One Quicksilver Review
Capital One Quicksilver offers unlimited 1.5% cash back with no rotating bonus categories or annual fees. Read on to find out if it's worth having.


Chase Freedom Unlimited Review: Is It Good?
With 1.5% cash back and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up.

Credit Card Bonus Offers
Take advantage of credit card bonuses for new customers, including bonus cash, reward points, and airline miles.

No Foreign Transaction Fee Credit Cards
Most credit cards tack on a 3% charge, or foreign transaction fee, on purchases made outside the United States. If you travel internationally with a no foreign transaction fee credit card, you'll save money on your purchases.

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare Capital One Venture to:

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.49% - 24.49% Variable Annual Fee $0 Intro for the First Year, then $95

Capital One® Quicksilver® Cash Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% intro on purchases for 9 months 0% intro on balance transfers for 9 months 14.49% - 24.49% (Variable) Annual Fee $0

Capital One® VentureOne® Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% intro on purchases for 12 months N/A 13.49% - 23.49% (Variable) Annual Fee $0

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card and Capital One® VentureOne® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Compare Discover It to:

Chase Freedom Unlimited® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% for 15 months 0% for 15 months 16.49% - 25.24% Variable Annual Fee $0

Blue Cash Everyday® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 15 months 0% on Balance Transfers for 15 months 14.49% - 25.49% Variable Annual Fee $0

Capital One® Platinum Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 24.99% (Variable) Annual Fee $0

Disclaimer: The information for the Capital One® Platinum Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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