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Capital One Venture vs Discover It

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Venture is a travel credit card. How does it compare to Discover It, a cash back credit card? Read our comparison chart below.

Keep in mind, the Capital One Venture has a $0 intro annual fee for first year; $95 after that, while the Discover It has a $0 annual fee.

 

Capital One® Venture® Rewards Credit Card

Discover it® Cash Back

 
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on RewardsNo Limits on Rewards
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards$0 Fraud Liability
 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR for 14 months
Introductory APR for Balance TransfersN/A0% introductory APR for 14 months
Purchase APR14.74% to 24.74% (Variable) based on your creditworthiness and other factors13.99% to 24.99% Variable based on your creditworthiness and other factors
Balance Transfers APR14.74% to 24.74% (Variable) based on your creditworthiness and other factors13.99% to 24.99% Variable based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer fee3% of the amount of each transfer.
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 intro annual fee for first year; $95 after that$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn a one-time bonus of 50,000 miles if you spend $3,000 on purchases within three months of account opening (worth $500 in travel). 
Cash Back Rewards Cash Back Rewards: 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2017:
October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target
Bonus Categories for 2018:
January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs
April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores
July - September 2018: 5% on up to $1,500 in purchases at Restaurants
October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
Travel RewardsTravel Rewards: Earn 2x miles per dollar on all purchases. Redeem your miles for travel purchases on any airline, hotel, or car rental. 
Airline RewardsAirline Rewards: Earn 2x miles per dollar on all purchases 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 2x points
  • Sign-up bonus
  • No foreign transaction fee
Cons:
  • $95 annual fee ($0 intro annual fee for first year)
  • No airline transfer partners
  • No intro APR
Pros:
  • 5% bonus rotating categories
  • Intro APR on purchases and balance transfers
  • No foreign transaction fee
  • No annual fee
Cons:
  • Some merchants don't accept Discover
Bottom LineGood travel credit card for the occasional traveler... Read full reviewExcellent cash back credit card with no annual fee and low interest rate... Read full review
 Learn MoreRead Discover It Review
What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Capital One® Venture® Rewards Credit Card and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on June 28, 2018 from published websites and is believed to be accurate, but not guaranteed.

    Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on October 8, 2018 from published websites and is believed to be accurate, but not guaranteed.


    Explore Capital One® Venture® Rewards Credit Card In-Depth


    Explore Discover it® Cash Back In-Depth


    Comments

    • Barbara Jones
      on September 10, 2017 10:19 AM said about Capital One Venture:

      Ease of redeeming points for any type of travel.

    Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.


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    Compare Capital One Venture to:

    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.74% - 24.74% Variable
    Annual Fee
    $0 Intro for the First Year, then $95
    Capital One Quicksilver

    Capital One® Quicksilver® Cash Rewards Credit Card

    Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% intro on purchases for 15 months
    0% intro on balance transfers for 15 months
    14.74% - 24.74% (Variable)
    Annual Fee
    $0
    Capital One VentureOne

    Capital One® VentureOne® Rewards Credit Card

    Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% intro on purchases for 12 months
    N/A
    13.74% - 23.74% (Variable)
    Annual Fee
    $0

    Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card and Capital One® VentureOne® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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    0% on Balance Transfers for 15 months
    14.99% - 25.99% Variable
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    $0 Fraud Liability
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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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