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Updated August 5, 2014

US Bank Business Credit Card: Travel Review

Read more about U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card from U.S. Bank, a CreditDonkey advertiser

This article has references or links to products from our partners. We receive compensation if you apply or shop through links in our content. You support CreditDonkey by using our links. (read more)


With an introductory 20,000 bonus FlexPoints after $3,500 in net purchases within the first 4 months, the U.S. Bank FlexPerks Business Edge Travel Rewards Card can help cut down on business and travel expense. Redeem reward points toward award travel - starting at 20,000 FlexPoints (up to $400 ticket value) on over 150 airlines with no blackout dates.

U.S. Bank FlexPerks Business Edge Travel Rewards Card
Apply for U.S. Bank FlexPerks Business Edge Travel Rewards Card
At U.S. Bank's Secure Site
  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 spent in net purchases
  • Earn double FlexPoints on the category you spend the most on (gas, office supplies or airline) and most cell phone expenses during each billing cycle
  • Earn Triple FlexPoints on qualifying charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, and $55 per year thereafter (+$10 for employees)
  • Go to issuer's official application, terms, and details
Introductory Bonus Reward PointsAirline RewardsPoint Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
11.99% - 17.99%* (Variable)
$0 intro for the first year, then $55*

Overall Score

3.6

Rewards

4.0

Interest Rates

4.0

Fees

3.0

Benefits

3.5
5-point scale (the higher, the better)

Pros and Cons

  • 20,000 bonus points after you spend $3,500 in the first 4 months
  • Award travel on over 150 airlines
  • $55 annual fee
  • 3% foreign transaction fee

Bottom Line

Good business travel credit card for frequent domestic travelers

Rewards Program

Every time you make a purchase with the US Bank FlexPerks Business Travel Rewards Card, you earn FlexPoints. You earn 1 FlexPoint for every $1 you spend on most purchases and there is no annual limit to the number of points you can earn each year. You can also earn more points for spending in certain categories. You earn 2 points for every $1 spent on most cell phone expenses and 3 points for every $1 spent on charitable donations.

There is also a flexible bonus category for other business expenses. At the end of each monthly billing cycle, US Bank will assess whether you spent the most money on gas, office supplies, or airline. The category that had the most purchases for the billing cycle gets a 2 point per $1 rewards rate. This changes each billing cycle to help you earn the most rewards points.

When your business earns enough points, you can swap them for award flights on over 150 airlines. You need to redeem at least 20,000 points to get a award flight for a ticket worth up to $400. The program maxes out at 50,000 points, which gets a ticket worth up to $1,000.

Promotional Offer

The US Bank FlexPerks Business Travel Rewards Card offers a few nice perks to welcome new members.

If you spend at least $3,500 in net purchases on your card during the first 4 months, you receive a bonus 20,000 FlexPoints, just enough for award travel (award travel starts at just 20,000 FlexPoints for up to a $400 ticket value).

This card waives its annual fee for the first year. Every year after that, it costs $55.

Pros

  • 20,000 introductory bonus point offer, provided you spend at least $3,500 in net purchases during the first 4 months
  • Redeem reward points toward award flights on over 150 airlines

Cons

  • $55 annual fee
  • 3% foreign transaction fee

Bottom Line

For small businesses with frequent travelers, this is a great card to help reduce flight expenses. The card is a good choice for small business owners who plan to spend at least $2,000 a month on their credit card. International travelers should keep in mind the 3% foreign transaction fee.

Next Step: View the issuer's official application, terms, and details

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David R is a contributing writer at CreditDonkey, a credit card comparison and financial education website. Our data-driven analysis has been recognized by major news outlets across the country and has helped travelers make savvy financial and lifestyle decisions. (read more)

Editorial Note: This content is not provided by U.S. Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by U.S. Bank. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: This content was first published on February 15, 2013. This content may have been updated on August 5, 2014. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check U.S. Bank website for updated information.

More Articles in Reviews

U.S. Bank FlexPerks Business Edge Travel Rewards Card
Apply for U.S. Bank FlexPerks Business Edge Travel Rewards Card
At U.S. Bank's Secure Site
  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 spent in net purchases
  • Earn double FlexPoints on the category you spend the most on (gas, office supplies or airline) and most cell phone expenses during each billing cycle
  • Earn Triple FlexPoints on qualifying charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, and $55 per year thereafter (+$10 for employees)
  • Go to issuer's official application, terms, and details
Introductory Bonus Reward PointsAirline RewardsPoint Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
11.99% - 17.99%* (Variable)
$0 intro for the first year, then $55*

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US Bank Business Card Review

Earn rewards on purchases in common business categories such as cellular, gas, and at office supply stores with the US Bank Business Edge Cash Rewards Card.
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.