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United MileagePlus Explorer vs Discover It

Compare Rewards, Interest Rates, Fees, and Benefits

United MileagePlus Explorer is an airline credit card. How does it compare to Discover It, a cash back credit card? Read our comparison chart below.

Keep in mind, the United MileagePlus Explorer has a $95 annual fee, while the Discover It has a $0 annual fee.

 

United MileagePlus Explorer Card

Discover it® Cashback Match™

 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR for 14 months
Introductory APR for Balance TransfersN/A0% introductory APR for 14 months
Purchase APR16.99% to 23.99% Variable based on your creditworthiness and other factors11.99% to 23.99% Variable* based on your creditworthiness and other factors
Balance Transfers APR16.99% to 23.99% Variable based on your creditworthiness and other factors11.99% to 23.99% Variable* based on your creditworthiness and other factors
Annual Fee$95 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open 
Cash Back Rewards Cash Back Rewards: 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2017:
January - March 2017: 5% on up to $1,500 in purchases at Gas Stations, Ground Transportation & Wholesale Clubs
April - June 2017: 5% on up to $1,500 in purchases at Home Improvement Stores and Wholesale Clubs
July - September 2017: 5% on up to $1,500 in purchases at Restaurants
October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target
Airline RewardsAirline Rewards: Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases 
Bonus Airline RewardsBonus Airline Rewards: Earn 10,000 bonus miles after you spend $25,000 on purchases on your Card each calendar year. 
Airline StatusAirline Status: Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket. Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 5% bonus rotating categories
  • 0% intro APR on purchases and balance transfers for 14 months, then a variable APR, currently 11.99% - 23.99%
  • No foreign transaction fee
  • No annual fee
Cons:
  • Some merchants don't accept Discover
Bottom LineExcellent cash back credit card with no annual fee and low interest rate... Read full review
 Learn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the United MileagePlus Explorer Card and Discover it® Cashback Match™ has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

United MileagePlus Explorer: Pricing information including interest rates, benefits and fees was obtained on August 1, 2017 from published websites and is believed to be accurate, but not guaranteed.

Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on July 3, 2017 from published websites and is believed to be accurate, but not guaranteed.


Explore Discover it® Cashback Match™ In-Depth


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Compare United MileagePlus Explorer to:

Chase Sapphire Preferred
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.99% - 23.99% Variable
Introductory Annual Fee of $0 the first year, then $95

Gold Delta SkyMiles
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.74% - 25.74% Variable
$0 introductory annual fee for the first year, then $95

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Compare Discover It to:

Chase Freedom Unlimited

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Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% for 15 months
0% for 15 months
15.99% - 24.74% Variable
Annual Fee
$0
Blue Cash Everyday

Blue Cash Everyday® Card from American Express

Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
13.99% - 24.99% Variable
Annual Fee
$0
Barclaycard CashForward

Barclaycard CashForward™ World Mastercard®

Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Expiration on Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% for 15 months
0% for 15 months (on balance transfers made within 45 days of account opening)
15.99%, 20.99% or 25.99% Variable
Annual Fee
$0
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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.